To purchase stocks for my pet shop

Pascal

Accra, Ghana

28% repaid

Entrepreneur

Name

Pascal

Member since

September 2016

On-time repayments

107 installments  •  83%

About Me

Born some 35 years ago; I am the first of three children and brought up by my mother (single mother). Even though things were difficult for me and my siblings too my mother was determined and ensured that we all go to school, because to her education is key to personal development. Her encouragement keeps us going with good and discipline training.
Having excelled in Basic Education Certificate Examination (BECE), I entered into Secondary school. Since things were difficult for me and my younger siblings financially, I have to sell on the street during off school hours to make some income and in order to supplement my mother's meager income so as to pay family bills and also buy clothing for myself and also for my younger siblings.
With determination and persistence, I successfully passed my exams at the secondary school and then entered the University of Ghana where I studied Psychology and philosophy with good working knowledge information technology (IT).
I was posted to Opportunity International for my national services. Having good personal relationship with both staffs and clients couple with good working knowledge in IT, I was retained after my national services.
Since salaries and other working conditions in this part of our world are meager, I decided to add breading of dogs and selling them as a part-time business.
My love for Dogs motivated me to set up my kennel. I began with two mixed breeds of German shepherd and Doberman. I have over the years moved from breeding mixed breeds to pure breeds of dogs. I now own a Pitbull, Swiss Shepherd, Beorboel, Maltese and a German shepherd. Because of my busy schedule, I have employed the services of couple of guys in my community to take care of my dogs when I am away for work.
My business has over the years grown from owning just two dogs to five. And I must admit that I am happy, motivated and encourage by this

My Business

I breed foreign dogs and sell the litters. I built a kennel by the side of my house which houses five different breeds of dogs.

Some few months ago i rented a shop in my community to open a pet shop since we normally travel for long to get dog food and dog accessories.

Because lots of people in Ghana are trusting dogs to be loyal more than security guards , pet shop business is a viable business because it is very rare and i feel like minimizing the distance dog breeders in my community have to travel to buy dog food and dog accessories. The location of my shop is on the main road leading to my community and one would not miss it at any point.

l chose this business because I have love dogs and it my passion to see them have the best care from their owners.

So far i have spent 7,200 to pay for three years rent in advance. Utility bill is 100.00 monthly and labor 300.00. My average monthly revenue is about GHC 2,000.00 out of which I defray the costs I incur in expense in respect of salary and utility.

When granted the loan, I will purchase dog food, dog accessories and vitamins. I expect to supply my community with the best dog food and authentic dog accessories to make every dog including my dogs in the community a happy one.

Proceeds from the business will be partly invested into the business and partly used to cater for my family and a cousin who i now pay his school fees.

Loan Proposal

Given the loan I will re-stock my pet shop with dog foods, vitamins and accessories.
Below are the items I will purchase.

1. 20 Bags of GC Puppy food @ $ 500
2. 20 Bags of Nutribyte adult food @ $ 400
3. 20 Bottles of Vitamins @ $ 300
4. 10 Boxes of dewormer @ $ 200
In all a total of $ 1400 for my next project

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,374.97

Date disbursed

Nov 18, 2018

Repayment status

Late

Projected term

5 months

Lenders

Dunmail

United Kingdom

J

Jason

New Jersey, United States

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

davelowe100

Perryville, United States

AltruisticSelfishnes

Chicago, United States

S

SeeBiscuit

Reston, United States

ErikN

Stockholm, Sweden

MarktheMormon

Sandy, Utah, United States

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

M

mogensh

København V, Denmark

B

BRTHVL

Hendersonville, United States

kosmos

athens, Greece

L

LisaC

Berlin, Germany

C

codairem

Berkeley, United States

M

mason243

Denver Colorado, United States

C

chrisherron

Chicago, United States

A

anonymous123

United States

F

farwest

Alamo, United States

F

florian

Mettmenstetten, Switzerland

S

stevetanner

Geneva, Switzerland

Boysenfam

Boulder, United States

DLarson

Morris, United States

E

ebronken

Oslo, Norway

C

cfaul

Seattle, United States

Namaste250

Pittsford, United States

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

P

pignolet

zurich, Switzerland

D

dannimw

Victoria BC, United Kingdom

nakamura

United States

masterita

Manizales, Colombia

A

Andrew22

Hopewell PA, United States

E

ElliottGarlock

Palo Alto, CA, United States

A

arwaandali

Ottawa, Canada

A

acolomitchi

Eynesbury, Australia

M

maxep06

Fairfax, United States

Sheena47

Ottawa, Canada

N

Neveda

Flagstaff, United States

J

JohnH

Livonia, Michigan, United States

JTShorty

Gorham, Maine, United States

ashleeandjeanelle

Auckland, New Zealand

K

kilanta

Jyväskylä, Finland

B

Britams

Amsterdam, Netherlands

P

Phoint

Zurich, Switzerland

Peter Marozzi

Kaohsiung, Taiwan

S

Somniferum

Ontario, Canada

tswickrama

Orlando, United States

K

Krish

Dubai, United Arab Emirates

J

jocke

Stockholm, United States

paulclinton

malaga, Spain

Hedwich

Gorssel, Netherlands

R

rohbear

asheville, United States

VicC2

Richmond, United States

A

AndrewC

London, United Kingdom

3

381inc

Beverly HIlls, United States

S

smetis

Kananaskis, Canada

Inspire

Calgary, Canada

JOKer

Weisendorf, Germany

T

ThereIsNoGod

Singapore, Singapore

L

LenoMetus

Perth, Australia

JonB

London, United Kingdom

D

doublehelix

Philadelphia, United States

Mrdressup

Brisbane, Australia

N

nglogic

Warszawa, Poland

ibc123

Seattle, United States

somuchjackson

Boston, United States

E

Esseni

Cincinnati, United States

B

BMcDermott

Washington, DC, United States

A

andresol

Oslo, Norway

J

jaaron

Auburn, United States

K

khassi

AinEbel, Lebanon

lizandsteve

guelph, Canada

M

More-Like-Them

orange, United States

Parkmobile

Fort Bragg, United States

M

mibrahim51

Mountain View, United States

A

anson

Alexandria, United States

A

AEDCPD

Berlin, Germany

D

dj9812

United States

L

liseman

United States

D

dajja

Stockholm, Sweden

SBlue1

Germany

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

G

goloans

Palo Alto, United States

T

thegreek1020

San Jose, United States

P

Peaches

United States

C

chrishol

United States

B

bovine

United States

R

roozbeh

United States

T

tlbtlbtlb

United States

M

Mcohan21

United States

J

juniormint

United States

J

juliee

United States

A

alazybum

Australia

G

GreenTomato

United States

P

ppuliu

United States

F

FSO

Canada

lauren and jubilee

San Antonio, Texas, Usa, United States

K

kvillantz18

United States

E

emosler

United Kingdom

K

karthich

Austin, United States

P

paulk

United States

L

Lallarahiq

United States

smastermind

Jerusalem, Israel

E

ewaters1

Australia

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

chriseyre

Fremont, Ca, United States

H

hedyeyre

United States

G

GMB2014

United States

O

OzMonkey

Australia

S

simonthompson99

United Kingdom

S

Sophia20450

United States

B

bscent

Hong Kong

A

avital

United States

A

araali

United States

M

Mkaput926

United States

H

HLCharityFund

United Kingdom

Mun

Orlando, FL, United States

F

factotums

United States

P

pfeng

United States

H

hafsah1010

United Kingdom

fang

United States

S

samrajbal

United Kingdom

R

reganbrian

United States

T

Tim47

United States

M

markl

Australia

I

IndianaMike

United States

Hoops

United States

M

Marielle

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

G

gvstars

United States

Adrien Norulak

Zurich, Germany

R

Rajendra

Jamkhed 413201 Maharashtr, India

soufee108

United States

S

samuelknecht

United States

I

irela

United Kingdom

S

smanda

United States

M

me.iulian

Iasi, Romania

D

ddm08

United States

J

JamieRobertson

United Kingdom

Thorn

North Carolina, United States

B

beegkitty

United States

R

R3SonicBlueGT

United States

S

springa

United Arab Emirates

F

frenchy

United States

M

michael0921

Fairmont, United States

K

kitkat

United States

S

StefanB

Stockholm, Sweden

K

Kebrenagast

New York, United States

T

TomTessitore

United States

R

rokbe

Netherlands

P

purmar

United Kingdom

Andrew267

Birmingham, United Kingdom

P

PepsiMax

United Kingdom

S

seanos

Nottingham, United Kingdom

F

Foster

United Kingdom

B

bwmoore

United States

E

ErinL

United States

N

NeoOzymandias

United States

Kallwejt

Warsaw, Poland

J

Jack123

United States

JL

Joao Leal

United Kingdom

Martin Ward

Leicester, United Kingdom

RJ

Ryan J Cotton

United States

stephen sontag

Narragansett, United States

Michelle

Sydney, Australia

Peter R

Fulda, Germany

Matthias

Frankfurt Am Main, Germany

F

Falk

Germany

Joerg

Velen, Germany

EL

Erik Lönnroth

United Kingdom

MJ

Matt Jenkins

United Kingdom

Cathy

Melbourne, Australia

MW

Matt Willis

United States

P

Patty

Colorado Springs, United States

Jake Badger

Roskilde, Denmark

Craig

Memphis, TN, United States

K

K

United States

JT

John Tabacchi

United States

F

Flower

Netherlands

E

erica

antwerpen, Belgium

Julia

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

TB

Taylor Brown

United States

AF

Alysn Ford

United States

Sandra

Böblingen, Germany

YM

Yelka Mikolji

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

G

GS2

Germany

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

Callum Guy

Suffolk, United Kingdom

Amanda Orson

Stamford, Ct, United States

A

Andrei

United States

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

Taylor

Memphis, United States

Cliff

United States

SH

Steven Huntington

London, United Kingdom

Thomas

Sweden, Sweden

V

Virginia

United States

Derek Haney

New Orleans, United States

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

Max B

Saint Louis, United States

D

Dermo

Dublin, Ireland

NS

Nielson Santana

Recife, Brazil

Ian Murray

Brisbane, Australia

TW

Tyler Wood

United States

T

Tom

United States

MG

Michael Guthrie

United Kingdom

Stanislas L

London, United Kingdom

V

Vyas

United States

DL

Dunja Lazic

United States

Philip Schueler

Newbridge, Ireland, Ireland

S

stevensau

United States

A

Ashleigh

Australia

R

Rolands

Taichung, Taiwan

K

Kaleb

United States

K

Katka

St Albans, United Kingdom

K

Kristin

Washington, DC, United States

philippelazaro

Eugene, Oregon, United States

KE

Karen Epolito

Syracuse, NY, United States

FJ

Flo Jo

United States

T

tonym

Australia

Tim Sharpe

Adelaide, Australia

GG

Gituru Gitumbi

Seattle, United States

YV

Yuri Vanin

United States

J

Jon

United States

DJ

David Jones

United Kingdom

K

Kerry

United Kingdom

V

Vidar

Oslo, Norway

JL

Jessie Lamb

Portland, OR, United States

Kayleigh George

Glasgow, United Kingdom

PD

Provincial Desk Jock

Aberdeen, Scotland, United Kingdom

D

danilg05

United Kingdom

Joelle Steiver

Brumunddal, Norway

N

Natalie

United States

R

Richard

Netherlands

Claire

San Fransico, United States

LT

Leslie Tymko

United Kingdom

DS

Dana Smith

United States

S

Stephanie

Zurich, Switzerland

Remo

Lucerne, Switzerland

HS

Heather Sage

United States

P

Phips

Switzerland

D

derek

United States

AC

Aaron Curtis

United States

LK

Leslie Kelly

United States

H

Huub

Switzerland

NE

Nikka Eliza Morales

Talisay City, Cebu, Philippines

Iris

Ireland

I

isaac

United Kingdom

J

jerod

United States

GS

G S

Switzerland

Pedro

Meilen, Switzerland

RC

Rudi Chen

United States

KK

karl kerksiek

United States

J

Julie

United States

B

Boris

Bern, Switzerland

Fanny Teppe

Lyon, France, Belgium

Rondolfson

Münster, Germany

MK

Michael K

United States

WL

William Lisa

United States

Rose Life

Columbus, United States

G

Gil

Portugal

E

el

United States

E

Elynne

United States

BR

Bob Reus

Netherlands

SA

Steve A

Newbury, United Kingdom

K

K

United States

A

Adam

United Kingdom

David

Mantua, Ohio Usa, United States

K

Kenny

United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

RT

Rob Torti

United States

Jes-c

United States

Kevin

United States

B

Brett

Australia

AC

Alan Cohen

United States

AW

April Wood

United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

JA

Jan Andresen

Hamburg, Germany

M

mani

United States

AS

Aida Smith

United States

F

Fiona

Netherlands

I

Ivana

United Kingdom

Bart Vogelzang

Ladysmith BC, Canada

T

Tom

United States

Peggy Evans Wise

Memphis, TN, United States

J

Jon

United States

I

ibaer

Germany

RR

Rory Rohloff

United States

SH

Stephanie He

United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

R

Ralf

Germany

BP

Bill Piper

United States

Ellen

Michigan, United States

Christie Young

Boston, Ma, United States

E

Ejvin

United States

Ken

Mequon, WI, United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Betsy

United States

Dean Suminski

Portland, Oregon, United States

M

Maddie

Sydney, Australia

Jean Wren Chan

United States

CM

Colin Marks

United Kingdom

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

Bo Rosén

Eslöv, Sweden

MH

Meika Harris

United States

Lex Moen

Netherlands

KK

Kurt Kellner

United States

M

Mack

Harbor, Oregon, United States

JF

J Fister

United States

CS

Chris Schnorr

Krefeld, Germany

Christian

Vienna, Austria

R

RMIM

United States

A

Aaron

United States

SS

Sarah sewall

United States

MM

Mike McGary

United States

DW

Dan Winetsky

United States

W

Will

United States

S

SD

Japan

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

M

Mary

United States

T

TP

United States

M

Malte

Switzerland

J

Jim

Canada

Ask Pascal a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Will    Jun 16, 2019

    Pascal, you have done a good job of making payments in the past. Will you be able to resume soon?

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  • Gideon    Feb 26, 2019

    Pascal is trying to solve the problem that he faced concerning his business. He’s promised to pay back his loan as soon as possible

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  • Day Family    Feb 23, 2019

    Best wishes for your business and hopefully you can recover your lost goods. Please continue repaying so we can relend to other borrowers in need.

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  • Pascal    Nov 27, 2018

    A driver who transports my goods to my shop has absconded with stocks I purchased with him. I am still looking for him with the help of the police.

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  • Pascal    Nov 18, 2018

    First of all I will like to thank my lenders for their financial support. As stated in my loan proposal, I will purchase sacks of dog food and vitamins to fill up my chop for resale. This will enable me satisfy the needs of my customers whenever they walk in to Happy Dog Pet Shop.

    Thank you once again

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  • Mary    Nov 16, 2018

    Is it possible to expand your business into another area to give others the opportunity to earn a living Pascal? You can supply them and pay them a part of the profits from sales. Your shop is looking amazing and I am happy to see your brand recognition moving forward!

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    • Pascal    Nov 16, 2018

      Thank you very much Mary . It is possible to expand but the only problem is that my business is a capital intensive one. Nonetheless it is my plan to open another branch at a different location, employ other workers just so they also earn a living

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  • Pascal    Nov 15, 2018

    Having successfully repay Zidisha loan for the five times, I am once again appealing to all lenders to kindly come on board to lend to support my business. Thank you all in advance and God bless you.

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  • Pascal    Nov 15, 2018

    Through Zidisha I am able to run my shop business successfully and employed a shop attendant that I'm able to pay monthly salary. I am always grateful and thankful to all lenders and to the Zidisha staffs for your generosity, kindness and show of love, God richly bless you all.

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  • Pascal    Sep 12, 2018

    Thankfully we have received new stock and everything is moving well. Once again I thank my lenders for the financial support

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  • Pascal    Jun 13, 2018

    PURINA ALPO CANNED FOOD WAS ALSO SUPPLIED YESTERDAY AND WE ARE SO GLAD AT HAPPY DOG PET SHOP. ONCE AGAIN A BIG THANK YOU TO MY LENDERS.

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  • Pascal    Jun 13, 2018

    Purina Dog chow was supplied yesterday and now we have enough stock of dog food to serve our clients.

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  • Pascal    Jun 5, 2018

    I received an amount of 3,624 on Monday morning as my new loan facility. What a way to start the first week of June for Happy Dog Pet Shop. I am very grateful to all my lenders once again. I have ordered a lot more canine food, canine vitamins and other valuable items. Once they are delivered, i will post the pictures on my profile. Thank you once again. Through Zidisha, we will rise and become successful business men and women.

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  • Pascal    May 31, 2018

    First of all i will like to thank my all my lenders for the timely financial support.God bless you all. I will right away call my suppliers to dispatch bags of GC dog food, Petlife and other Canine accessories i stated in my loan proposal. Once these stock are brought , my shop will be a one stop shop for my clients who continue to buy from me. Thank you all for the love

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    • Christian    Jun 1, 2018

      Beautifully beautiful. I'm really happy for you, and I thank all lenders who supported you. Wishing you all the best in the days ahead.

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  • Pascal    May 31, 2018

    I wish to thank my lenders so far for funding part of my loan. Two days more for my loan proposal to expire. I plead with all my lenders to continue supporting my business. Happy Dog Pet Shop; home of healthy dog food and authentic dog accessories.

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  • Christian    May 30, 2018

    Having known Pascal for over six years and he accessed Zidisha loan for four times with an on-time payment of 100%, I can faithfully assure all lenders on the Zidisha platform how trustworthy he is and I have no doubt in his capacity and ability to repay lenders funds back to them when lend to him.
    I am therefore appealing to all lenders on the Zidisha platform to support him. Thank you, and God bless you all in advance as you mercifully lend to support Pascal.

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  • Pascal    May 29, 2018

    Thanks to Zidisha,the dream of both young and old entrepreneurs starting their business is becoming a reality. Unlike some financial institutions who don’t give start up capitals or even advise you run your business for a year or two with your own capital before granting you a loan, zidisha is putting smiles on the faces with financial assistance and it’s making our business grow from strength to strength. God bless all lenders

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  • Pascal    May 23, 2018

    Firstly i will like to thank my lenders for the financial support. It helped me purchase the stock I wanted and sales went well despite some challenges I had with a worker. The variety of dog food I had made my shop a one stop shop for many customers who visited to buy for their dogs. Part of the profit made throughout this cycle went into the printing of T-shirt’s with happy dog inscription on it as part of branding.

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  • Pascal    May 14, 2018

    Happy Dog Pet Shop is doing well. I got my first ever branded T-Shirt and looks really good

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  • Pascal    May 3, 2018

    Thanks to the almighty God I am back on my feet. I have been sick for sometime now and and my shop assistant almost messed my business up. I strongly believe everything will be fine.

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    • Mary    May 20, 2018

      I am glad you are feeling better and that your shop is back on track. The shop looks amazing in your photos! It is a great idea to have a shirt with your store name. The more people see a name the more likely they are to remember it. Good marketing !

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      • Pascal    May 22, 2018

        Thank you Mary. Apparently the date you posted your comment was my 34th birthday which fell on my day of birth so i was a bit busy to respond. Currently i am also looking at branding some of the products i sell at my shop as well. I have ordered for dog towels and dog bowls and soon as they arrive, i will have them branded like i have done with my t-shirt. The dream is big and with the support from people like you, it will be achieved. Happy Dog will be a success story.

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  • Pascal    Feb 2, 2018

    Happy Dog Pet shop is grateful to all lenders.

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