Linda
Accra, Ghana
100% repaid
Name
Linda
Member since
July 2016
On-time repayments
239 installments • 84%
Linda Prempeh is my name; I was born on 14th December, 1983 in Akronpong in Ghana. My parents are Opayin Kwadwo Prempeh and Millicent Otwiwa. My father is a subsistence farmer and my mother a petty trader. I was the second child of my parents and the first girl; therefore, I helped a lot with household chores at the same time as schooling.
It was my mother’s desire and wish that I and my siblings go higher in education. However, there were financial difficulties at home, therefore the need that I also assist my parents in their subsistence farming and petty trading to raise additional money for family upkeep and for paying our school fees. I successfully excelled in my basic education certificate exams and entered secondary school. While schooling, I was still selling food items such as fish, secondhand clothing, etc. to earn extra income in supporting my parents. Excelling well in my secondary education, I gained admission into Accra Polytechnic, where I studied Higher National Diploma (HND) in Secretaryship and Management Studies. After my national service, I proceeded to the University of Cape Coast (UCC) where I studied for a bachelor’s degree in management (Hons).
After my degree, due to the lack of jobs, I ventured into poultry farming, where my own people were complaining that this is “no go zone for women.” Currently, for the past five years now, I have 2000 layers and 800 broilers with four permanent and three casual staffs.
My business plan is to expand my poultry farm and also employ additional hands.
Ghana is a peaceful nation, with a lot of hotels and restaurants, for which demand for poultry birds and eggs is high. Also, the demand for litters as a manure by farmers is high.
My poultry farm business is now the only source of income for the family. I am able to supply crates of eggs to the market women from Accra, Madina, Kaneshie, etc. and also poultry birds to hotels and restaurants in these areas and many others.
During the public holidays, demand for poultry products are high, more also during the raining season where many people stay indoors for many hours when demand for egg tea, coffee and other beverages are high. Hotels, companies, churches, individuals, etc. are demanding poultry birds for their clients, staff, and members as a gifts. Also, both live and dressed birds are in high demand by restaurants. With the farming season not too far, farmers also start looking for manure to fertilize their farms. I am expecting a very high demand for poultry products during the coming raining season (around May-November).
My interest in Zidisha loan is still as result of it's lower fees charge. I hope Zidisha team would approve and disburse this loan to enable me to increase the birds so as I can make a good profit in order to repay the Zidisha loan, pay my staffs and provide for my household.
I intend to buy the following items to assist me in my poultry farm if I'm granted the Zidisha loan.
1. Poultry birds (chicks) @ $ 350
2. Feeding for the birds @ $ 200
3. Drugs for treatment @ $ 100
4. Maintenance work at the farm @ 70
In total, that is a loan amount of $ 720 for my next project. If granted this loan, the project can employ two permanent staffs at the farm, and one additional casual staff, and at the maturity stage, an additional two marketing staffs to sell the products from the farm.
Linda Prempeh is my name, Born on 14th December, 1983 in Akronpong in Ghana.
My parent is Opayin Kwadwo Prempeh and Millicent Otwiwa. My father is subsistence farmer and my mother a petty trader. I was the second child of my parent and the first girl; therefore I helped a lot with house hold chores at the same time schooling.
It was my mother’s desire and wish that I and my siblings go higher in education, however, there was financial difficulties at home, therefore the nee that I also assist my parent in their subsistence farming and petty trading to raise additional money for family up keep and for paying our school fees.
I successfully excel in my basic education certificate exams and entered Secondary school. While schooling, I was still selling food items such as fish, second hand clothing etc. to earn extra income in supporting my parent.
Excelling well in my secondary education, I gained admission into Accra Polytechnic, where I studied Higher National Diploma (HND) in Secretary Ship and Management studies. After my national service, I proceed to University of Cape Coast (UCC) where I studied for bachelor’s degree in management (Hons). After, my degree, due to lack of job, I ventured into poultry farming, where my own people were complaining that this is “no go zone for women”.
Currently, for the past five years now, I have 1500 layers and 1000 broilers with four permanent and three causal staffs.
My business plan is to expand my poultry farm and also employ additional hands.
Ghana is a peaceful nation, with a lot of hotels and restaurants, for which demand for poultry birds and egg is of high demand. Also, the demand for litters as a manure by farmers is also on high demand
My poultry farm business is now the only source of income for the family. I am able to supply crates of egg to the market women from Accra, Madina, Kaneshie, etc and also poultry birds to hotels and restaurants in these areas and many others.
During the public holidays, demand for poultry products are high, more also during the raining season where many people stay indoor for many hours, demand for egg tea, coffee and other beverages are high.
Hotels, companies, churches, individuals etc are demanding poultry birds for their clients, staffs, members etc as a gifts, and also to sale both live and dressed birds to restaurants is of high demand.
With the farming season not too far, farmers also would soon start looking for manure to fertilizer their farms.
Currently, I am expecting a very high demand for poultry products during the coming raining season ( around May-November). My interest in Zidisha loan is still as result of it's lower fees charge by the zidisha team.
I hope zidisha team would approve and disburse this loan to enable me increase the birds so as I can make good profit in order to repay the Zidisha loan, pay my staffs and provide for my household.
I intend to buy the following items to assist me in my poultry farm if I'm granted with the Zidisha loan.
1. Poultry birds (chicks) @ $ 350
2. Feeding for the birds @ $ 200
3. Purchase of antibiotics ( Drugs) such as Bacitracin (e.g., BMD, Pennitracin MD, Albac), Chlortetracycline (e.g., Chloratet, Aureomycin), Lincomycin (e.g., Lincomx), Oxytetracycline (e.g., Terramycin), Penicillin, Tylosin (e.g., Tylan), Virginiamycin (e.g., Stafac, V-Max) etc for treatment, amprolium (e.g., Amprol, Corid)
Bambermycin (e.g., Flavomycin, GAINPRO) @ $ 100
4. Maintenance work at the farm which include replacement of wire mesh, iron sheets, electrical bubs etc @ 70
In total a loan amount of $ 720 for my next project. If granted this loan, the project can employed at two permanent staffs at the farm, and additional one causal staff, and the maturity stage, additional two marketing staffs to sell the products from the farm.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$708.00
Date disbursed
May 10, 2018
Repayment status
On Time
Projected term
5 months
Other loans
Ask Linda a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
J Dec 2, 2018
J Apr 14, 2018
Linda Apr 16, 2018
Margaret May 29, 2017
Linda Apr 16, 2018
Dean Suminski May 29, 2017
Linda Apr 16, 2018
Loading...