To purchase bales of second-hand clothing to resell

Christiana

Accra, Ghana

100% repaid

Entrepreneur

Name

Christiana

Member since

July 2017

On-time repayments

176 installments  •  86%

About Me

Christiana Aleke is my name, born on 22nd December, 1971. I am forty-eight (48) years old completed basic school in a village within the Akwapin north district of the eastern region in the republic of Ghana. Both parent were subsistence farmers. Due to the fact that my parent do not have money to let me further my education, I was married off when I was 21 years old.
Currently, I have four children (two boys, two girls). The last two a boy and a girl were twins. I am currently, a single mother. My first born is in the third year at University reading Mathematics and Statistics. My second born has just completed secondary school waiting to go for further studies, and my last born the twins are now in second year in secondary school

My Business

I buy and sell second hand clothing, bottle and sachet water, canned drinks. This is a business I have done for the past ten years. Sometimes I buy goods on credit sell and pay the suppliers at a cost higher than buying directly from the suppliers and wholesalers. Small profits I get I used it to pay my children's school fees, provide food, clothing for the family and paying of other bills.
With the assistance from Zidisha lenders, I am able to secure a market store now, with this, now I can buy more goods directly from the producers and wholesalers now and then supply to the nearby towns and villages and sale to retailers. At the moment, I am able to employ shop assistance, and I am hoping in the near future, I can still employ more hands in my business who can also earn some income from my idea for my better living.

Loan Proposal

Having paid my previous two loans well, I intend to purchase bales of 2nd hand clothing (both children and adults wear), bottle and sachet water for sale.

I plan to use the to buy bale of 2nd hand clothing for $250
Cartons of bottle water for $ 100
Sachet water $ 50
In all I need an amount of $400 to purchase stock for this season to sale

Feedback

2

None

None

  • Mary    Aug 20, 2018

    Dear Christiana, thanks for your regular repayments . I'll be happy to support your next project and wish you continued success.

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  • Margaret    Aug 16, 2018

    The loan was paid off in a timely manner.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$252.00

Date disbursed

May 18, 2018

Repayment status

On Time

Projected term

2 months

Lenders

Laurie

United States

Paul Buchheit

Mountain View, United States

Katie

New Zealand

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  • Christiana    Jul 31, 2021

    Able to make payment today.
    Thank you all my lenders

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  • Christiana    May 22, 2021

    Unable to adjust my repayment so as to be able to repay my loan gradually.

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  • Achiaa    Mar 5, 2021

    she said she will pay by the close of next week.

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  • Christiana    Aug 14, 2019

    Having paid graduation fee for my son, I wish to adjust my loan repayment for the next five weeks and Hope to increase it again very soon.

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  • Christiana    Aug 1, 2019

    Unable to use the app to make payment hence the delay in making payment

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  • Christiana    Jul 14, 2019

    I wish to adjust my next repayment amounts

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  • Christiana    Jun 28, 2019

    Repayment successfully done today, however it's not reflecting in the account. In Ghana now it's noted now that repayment are credited into the account immediately.
    I hope there is no issue this time around.

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  • Christiana    Jun 22, 2019

    Day and night I'm always grateful and thankful to all my lenders for their love and support. God bless you all.

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  • Christiana    Jun 6, 2019

    Having paid rent advance this month, I therefore wish to adjust my next five weekly repayment. Always grateful and thankful to all my lenders. Thank you for your support.

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  • Christiana    May 24, 2019

    My loan amount of 1220 GHS successfully received.
    I was able to buy a bale of 2nd hand clothing, bottle and sachet water
    Always grateful and thankful to all lenders on the Zidisha platform
    God bless you all for the good work

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  • Christiana    May 20, 2019

    I will successful buy a bale of 2ndhand clothing, cartons of bottle water, can and bottle water and also sachets of water for sale. Gradually I'm able to increase my stocks in my shop and therefore increasing my income level.
    Always grateful to all Zidisha lenders for their support over the years. God richly bless your efforts.

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  • Christiana    May 20, 2019

    Having been introduced into Zidisha by Christian Golo a community worker in my area, about two yaers ago, I have been able to support my two children at the university and also the last two (Twins) also completed secondary school.
    I have been able to take care of my family with help of Zidisha loan. Standard of living better now with Zidisha loan than ever before. Taking loan at Zidisha without any fixed asset as a collateral is a great relieve for people like me.
    Can't thank Zidisha lenders enough for the love, care and support .

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  • Christiana    Apr 12, 2019

    Having paid my children school fee, I wish to adjust my repayment downward a little for the next five week
    Always grateful and thankful to all my lenders for the patience and support, God bless you all

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  • Christiana    Apr 12, 2019

    Having paid my children school fee, I wish to adjust my repayment downward a little for the next five weeks.

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  • Christiana    Feb 28, 2019

    I have some family commitment hence I want to reduce my repayment amount for the next five weeks.
    I'm thankful to all my lenders for your patience, God bless you all

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  • Christiana    Jan 18, 2019

    School have just reopen and I have paid school fees for my wards, hence the decision to reduce my repayment downward a little for the next five weeks.

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  • Christiana    Jan 10, 2019

    A loan amount of 430 GHC successfully and safely received after the deductions of service fee and the credit risk payment.
    I successfully bought 2nd hand clothing, bottle and sachet water for sale, this would help me increase my sales volume and make few profit so as to take care of my family.
    Very grateful and thankful to all lenders for believing in me.
    God bless you all

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  • Christiana    Jan 7, 2019

    Loan amount received twice but still no repayment schedule on y dashboard for me to start repayment

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  • Christiana    Jan 5, 2019

    My loan amount of 430 GHS was disbursed onto my MTN wallet since last week, yet there is no repayment schedule on my dashboard making it impossible for me make payment and the access another loan growing and going forward.
    Hoping to see this issue resolve once and for all.
    Thank you all and God bless you all

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  • Christiana    Dec 26, 2018

    Very grateful and thankful to all lenders and to the Zidisha staffs for your support

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