To purchase a new refrigerator

Joseph

Bungoma, Kenya

100% repaid

Follow Joseph How it Works

Entrepreneur

Name

Joseph

Member since

November 2018

On-time repayments

72 installments  •  71%

About Me

i always overcome hardship by believing in myself and facing them with no excuse.the most important thing in my life is that i have to ensure i achieve my goals before moving on to the next door.i came to hear about zidisha through a volunteer mentor madetso waswa who was able to teach and show me the importance of zidisha over other lenders like the bank.My hobby is that i like travelling and reading newspaper.

My Business

i supply general supplies and also carry out construction activities ranging from water, building and road works.My services are very useful because they are on high demand .the typical cost and ranges from ksh.143,00 to 350,00 per month while the income range from ksh.650,000 to 850,00 per month.I use my profits to invest in other activities like building projects and also charitable organistaion.

Loan Proposal

I WILL USE KSH.32,000 TO BUY A NEW SAMSUNG REFRIGRATOR SO AS TO IMPROVE THE EFFICENCY OF FOOD STORAGE IN MY HOUSE.THIS WILL REDUCE THE COST OF PERISHABLE GOODS FROM BUYING EVERYDAY RATHER BUY AT ONCE AND STORE THEM SAFELY

Feedback

1

None

1

  • K

    Kenny    Jan 31, 2021

    Once again I find a person that first gets a small loan amount and repays on time in order to get a larger loan and then ignore payment requests. There can always be an explanation but people just ignore their lenders and think nothing of not repaying the loan that was issued in good faith.

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  • M

    Margaret    Mar 2, 2019

    Perfect repayment!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$309.00

Date disbursed

Jun 4, 2019

Repayment status

On Time

Projected term

4 weeks

Other loans

Nov 2018:  $1

Nov 2018:  $14

Nov 2018:  $31

Dec 2018:  $45

Jan 2019:  $65

Feb 2019:  $72

Mar 2019:  $238

Jul 2019:  $402

Sep 2019:  $403

Dec 2019:  $402

Feb 2020:  $502

May 2020:  $502

Aug 2020:  $753

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Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Janice    Sep 2, 2020

    I reminded Mr.Magudah to reschedule his loan accordingly and update the lenders on his business progress.

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  • Joseph    Aug 15, 2020

    thank you so much.

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  • Joseph    Aug 10, 2020

    i would like to thank my dear lenders for their continuos support in my projects.secondly,theprevious loan was very helpful thus i thank all the entire zidisha fraternity.

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  • Joseph    Jun 30, 2020

    I have decided to reduce my next repayment installment because of delays in supply of materials that may reduce my profit margins.
    Thanks

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  • Joseph    Jun 29, 2020

    I am receiving enough profits. This has enabled me to adjust upward repayment of my loan

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  • Joseph    Jun 29, 2020

    I want to Increase my Loan repayment period because my business is doing well .secondly I want to increase variety of stock by taking a bigger loan

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  • Joseph    Jun 29, 2020

    Hi. My business is doing well so I have decided to increase my Loan repayment

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  • Joseph    May 16, 2020

    Thank you

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  • Joseph    May 15, 2020

    thank you dear lenders for your continued support in finacing my business and other major projects.i wish to extend my humble gratitude to my dear lenders and the zidisha fraternity at whole

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  • Joseph    Apr 20, 2020

    I would like to adjust my loan repayment upwards

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  • Joseph    Apr 20, 2020

    Hi. I would like to adjust my loan repayment upwards so that I clear the outstanding balance in order to unable me to take a bigger loan that will increase my investment s.

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  • Joseph    Mar 6, 2020

    I thank you for granting me the loan.it will enable me to fullfil my financial obligations

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  • Joseph    Feb 22, 2020

    i would like to thank my dear lenders for their constant support in my entire fundings.thank you

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  • Joseph    Feb 14, 2020

    I just want to adjust my upward payments so that i can borrow another financial loan in order to grow much faster

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  • Joseph    Jan 24, 2020

    I think i am confortable to increase my repayment amount so that i can apply for a bigger loan that will enable me take a bigger loan

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  • Joseph    Jan 2, 2020

    THANK YOU DEAR LENDERS FOR YOUR SUPPORT

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  • Joseph    Dec 30, 2019

    i would like to thank my dear lenders for the previous loan assisted.the funds really helped and i look foward to work with zidisha fraternity

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  • Joseph    Oct 29, 2019

    so as to improve my ontime repayment

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  • Joseph    Sep 20, 2019

    i will like to thank my dear lenders for their constant support for my previous loan.thank you.

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  • Joseph    Aug 28, 2019

    i would like to thank dear lenders for their continued support in funding my projects consistently.i would love to stay in zidisha forever

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