To purchase a blender to prepare fresh juice

James

Nakuru County Nakuru Town, Kenya

100% repaid

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Entrepreneur

Name

James

Member since

September 2013

On-time repayments

127 installments  •  56%

About Me

I am aged 26years. A Kenyan by nationality,living in nakuru county.I did my o level in 2006 then joined National youth service school of catering where I did food and beverage production service and sales craft level. I did my first job at Samburu simba lodge for 1year 4 months, having acquired skill in the hotel industry and seeing good potential in establishing my own business in the same field, I quit the job and started a fast food outlet which am operating till now. I use my earnings from the business to purchase better equipment i.e fridge,oven, microwave in order to satisfy the increasing demand of my customers. The remaining amount caters for my personal needs like food,clothing and shelter.The rest of my savings goes to education to advance my knowledge. I am currently pursuing a diploma in food production and hotel management.

My Business

The business has been doing good although some challenges i.e.Inadequate capital to improve my business.Equipment shortage e.g better oven, microwaves, gas cooker etc that will help me improve the quality of my food These are the 2 major challenges that am facing currently. I humbly request for a loan in order to work on the mentioned challenge s to meet my target and meet my demand to my customers , i make around 20000sh to 25000sh in a month, am focused and working hard to gain more experience and also to enlarge to a reliable business.

Loan Proposal

Thank you so much Zidisha team and lenders for giving me this great opportunity to borrow some funds that will help me boost my business. I will use the money that Zidisha lenders will lend me to purchase a good quality blender to prepare fresh juice since most of my customers have been asking for refreshments i.e fruit juice when they come to buy food in my fast food outlet. This will help me satisfy my customers my meeting their demand, and at the same time make some additional profit that will improve my business. I promise to remain committed to make good use of the loan and pay all my dues on time.

Thank you so much.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Feb 12, 2014

Repayment status

On Time

Projected term

5 weeks

Other loans

Mar 2014:  $150

May 2014:  $494

Nov 2015:  $512

Lenders

Ingela

Falun, Sweden

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  • Grace    Jan 31, 2016

    Dear Lenders
    I am still following up on James and upto now he still cannot be reached. The status quo remains.

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    • rjb    Mar 21, 2016

      Thank you Grace for your work in following this up. Let us know if there is any more news. It is worrying that James seems to have provided incorrect information about his contacts.
      Best wishes
      Richard

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  • Grace    Jan 17, 2016

    Hi Lenders
    James is still not available and the only contact who knows him says he cant reach him but he is still confident that he will pay his loan.

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  • Grace    Jan 1, 2016

    Dear Lenders!
    I have been calling James for the past three days to no avail until i started calling the contacts he has given. I called every one of them and this is what i found out;
    1. Mary Mwangi who is listed as the community leader is says she doesnt know James and that her name is not Mary.
    2. Eustus Gakuu listed as a relative seems to know James so well and says he is out of the country probably in Sudan. He is confident that James will pay his loan without a problem. I asked him to find his contacts in Sudan so that we can communicate with him to know whats happenning!
    3. Vigiani Wanjiku listed as a relative says she is not his relative but a friend. She knows him but doesnt know his wherebouts nor his current contacts.
    4. Simon Wamugunda listed as a rwlative says he is not called Simon and he doesnt know James at all.
    5. Keneth Kandie listed as a neighbor relocated to a different town and doesn't know James wherebouts but he promised to find out from other friends and report if he gets his new contacts.
    6. Charles Kivia listed as a neighbor was not available on phone after numerous attempts.
    7. Robert Gakuo listed as a neighbor was not available either and his number is currently out of service.
    Thats what i found out after contacting every one of his contacts.

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  • James    Dec 7, 2015

    Thanks my lenders for your continued support.
    Be blessed.

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  • James    Nov 4, 2015

    Hi lenders.
    Despite of challenges resulting from inflation and instability of the Kenyan currency my business is now peaking after a low season hence the positive reschedule of my loan to larger installments. I expect better returns especially because we are heading to the festive season and it highly favors the hotel industry. I have great confidence in my brother on running the business as i seek other opportunities to get more capital to expand my venture. He has managed the business since February 2015. However i make sure that i visit him once in two months to be updated about the business and offer my support. The income from the business helps cater for my family needs including that of my brothers. I am able to pay school fees for two of my siblings as well, thanks to Zidisha.

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  • DocHolliday    Jul 28, 2015

    Glad that you found everything "as you left it" on your return. Thanks for continuing with your repayments.

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  • James    Jul 2, 2015

    Dear lenders,
    The business is back on track since i have returned from Somali land and am fully in charge of its operation. I found everything intact thanks to my relatives that i had left in charge of running the restaurant. I am positive that i will reschedule my repayment to higher installment.

    Regards.

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  • Namaste250    Dec 30, 2014

    Hello James
    Happy New Year!
    Best wishes to you and your family for a healthy, joyous and prosperous 2015, Ann

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    • James    Feb 3, 2015

      Dear Ann,

      Thanks very much for your wishes and support. Have a blessed year too.

      James.

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  • James    Oct 2, 2014

    Dear DocHolliday.

    Thanks for your concern. The business is doing fine though am currently in Somalia for a two months visit, but i the meantime it's being run by my brother and every thing is fine. I talk with him regularly to be up to date with the progress. the profit good and customers are happy of what is offered in the restaurant.

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    • DocHolliday    Dec 28, 2014

      Thank-you for the update. Sorry it took so long for me to reply. It's nice that you can rely on your family to take care of the restaurant while you are away. What took you to Somalia?

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      • James    Feb 3, 2015

        Am a chef by profession and i was called upon by my friend who runs a hotel in Somali land to train his employees. I came back on January 3rd and am currently running my restaurant, though i will be back to Somali land in a months time to check on my trainees progress. Have a blessed year 2015.

        Thanks

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        • DocHolliday    Feb 3, 2015

          Thank-you, that's interesting that you are able to use your skills to travel. I hope that both your trainees and business do well over the next month.

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  • DocHolliday    Sep 30, 2014

    Thanks for your continued good record in repayments! How is your restaurant doing now?

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  • DocHolliday    Jul 27, 2014

    Thank-you for your repayments. I hope all is going well with you.

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  • DocHolliday    Jun 14, 2014

    Hello Mr. Nyaguthii, I hope that you are well. Thank-you for your advanced repayment, and even more important, for explaining that you will need a few weeks to start seeing benefit from this, your new loan. Have you been able to secure the rent of the extra space yet?

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    • James    Jun 18, 2014

      Hellow Mr. DocHoliday. Thanks for your positive comment and yes i did manage to secure an additional room and the business is slowly peaking. I am working hard to make it grow faster.

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  • James    Jun 4, 2014

    Hi Zidisha lenders, thank you so much for your help with my third loan. I am requesting you to understand that i need more time to make good use of the money and generate some profit for me to be comfortable to repay my installments and at the same time improve my business . I requested zidisha team to give me one month grace period but they told me that they only offer a one week grace period, and advised me to reschedule my repayments.

    I want to retain a 100% repayment record, so at the moment this is what i can afford. I will reschedule again soonest when the business will be at peak.

    Thank you.

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  • James    May 29, 2014

    Dear Zidisha team, thank you for sending me the loan in good time. I look forward to improve my business and increase my income.

    Thanks!

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  • James    May 28, 2014

    Dear lenders, thank you for your contribution. I will update you regularly, on the progress of my business. Be blessed

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  • James    May 28, 2014

    Dear Landei, it's really a blessing to have you as my lender. With a positive attitude, challenges might slow me down, but they won't stop me from arriving to my destination which is success. You have trully contributed towards my success so God bless you and your family. I am so thankful and i won't disappoint you. Regards

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  • Landei    May 28, 2014

    Hello James, I just couldn't let your loan application expire. The amount needed was way over my usual share, but I think you deserve this chance.

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    • Simon    May 29, 2014

      James Nyaguthii May 28, 2014

      Dear Landei, it's really a blessing to have you as my lender. With a positive attitude, challenges might slow me down, but they won't stop me from arriving to my destination which is success. You have trully contributed towards my success so God bless you and your family. I am so thankful and i won't disappoint you. Regards

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      • Simon    May 29, 2014

        Hi James,
        you are really a hard working gentleman. congratulation for your full funding by lenders. so I huge you to work-hard and looking forward to visit your place when traveling from Mombasa to Eldoret. we ll talk more.

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  • James    May 26, 2014

    Dear lenders, thanks for your contribution in raising my loan. I kindly request you to raise the remaining amount because i have 2 days remaining for my application to expire. God bless your helping hand

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  • James    May 22, 2014

    Dear lenders, am grateful for your support in raising my third loan and am very positive that with your help it will be fully funded before the expiry date. God bless you all as you help us (small business men/women) transform our businesses.

    Regards.

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  • James    May 16, 2014

    Dear Landei, Thanks very much for your support. Be blessed

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