Elizabeth

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Elizabeth

Member since

November 2011

On-time repayments

147 installments  •  24%

About Me

i am elizabeth nyambura, aged 35, single with 3 kids. running a cereal shop at our trading centre. i am a kenyan citizen and a holder of the kenya identification card number 22244366. when i was young i schooled at ruiru primary school and later joined arutani girls secondary school. my hobbies are swimming, leading novels, inspiration books and parents magazines. i also like athletics and tennis. i like taking my kids out for fun and swimming. they are obedient and have respect to everyone. i thank God so much for my family and the love He has for us.

My Business

my busines is located at mitimingi trading centre, after completing my O' level education i was employed in nakuru town in a cereal business. working there enabled me to save kshs 30000 and went back to our rural home and started my own business, currently my business is worthy kshs 70000. it mainly deals with buying of cereals from farmer and selling them in big towns like gilgil, nakuru, . challenges in the business includes stiff competition, luck of capital, rainy season leading to poor roads and insecurity.

Loan Proposal

to buy cereals in bulky such as wheat, maize, beans etc to accompany the posho mill hence generate more income. the issue emerged in my mind after zidisha lend me ksh. 60,000 of which i bought a posho mill and it is doing so well. it has been profitable to me si[nce it generates at least 15 ,000 ksh per month. it has been serviceable to the residents of mitimingi being in such a remote area. the cereals will help increase the income when the posho mill is not in service that is, when damage or there is no power (electricity). i do request to be lend the money during this month since the month of february is near when the cereals are cheaper. this will make me be able to purchase on good time hence create a better profit. hoping for a positive response. thanks in advance

Feedback

15

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,419.00

Date disbursed

Jan 19, 2013

Repayment status

On Time

Projected term

12 months

Lenders

IJAZBOF

Chihuahua, Mexico

K

Katpjotr

Sint-Maria-Oudenhove, Belgium

D

Delph007

Den Haag, Netherlands

torelizer

Reggio Emilia, Italy

C

chkuo

Taipei, Taiwan

tycho

Madison, WI, United States

PaulE

Cockeysville, MD, United States

Rdcmole

Cincinnati, United States

S

stroll

Stockholm, Sweden

P

prodigyita

Eboli, Italy

traciyoshiyama

Honolulu, United States

L

lenderfromquebec

Saint-raymond, Canada

P

PlutusNOR

Trondheim, Norway

Cordula

Cologne, Germany

AnnaChristina

Pittsburgh, United States

M

mogensh

København V, Denmark

A

ante1

trosa, Sweden

beverly

Vancouver, Canada

T

tonilends

catalonia is not:, Spain

Sundstroms

Falun, Sweden

J

Jeb33red

Bourne end, United Kingdom

Creole1

Mobile, Alabama, United States

Jouni

Finland

AdvancingCompassion

San Diego, United States

B

Butters

San Jose, United States

KarmaComa

Gent, Belgium

H

hteba

Northwich, United Kingdom

MichelD

Bangkok, Thailand

Kevin

San Francisco, United States

Ask Elizabeth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Elizabeth    Nov 2, 2015

    hallo zidisha.i really thank and appreciate you for the previous loans you have been giving me .since then i have been having enough stock through out for my customers.with enough stock and many customers am able to cater for my childrens needs and pay for their school fees without difficulty.thanks again .may GOD always bless you zidisha.

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  • Elizabeth    Sep 19, 2015

    i thank zidisha for their kind support and concern. they have really change my life style and business too.

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  • Elizabeth    Dec 12, 2013

    Thanks lenders. i do appreciate your funding.may God shower His blessings upon you always and bless work of your hands

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  • Elizabeth    Dec 11, 2013

    thanks again lenders for your funding. may God bless you in abudance. may God always bless zidisha.

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  • Elizabeth    Dec 9, 2013

    Thank you my lenders for funding me again in my forth loan. Am intending to do marvelous in my new chemist job with the money you will lend me. Thanks again for always standing by me. God bless you all. God bless zidisha

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  • Elizabeth    Nov 30, 2013

    hi zidisha i thank you for everything and mostly for bearing with me the times i past the due dates of repay i will clear the balance today and apply for my next loan. you have really done alot to me God bless zidisha

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  • roberta.zenere    Oct 6, 2013

    Dear Lenders,

    my name is Roberta Zenere and I am a Kenya Country Liaison Intern at Zidisha. Within this role, I am coordinating the Zidisha's MPESA team, responsible for processing loan repayments and disbursements.

    Today, while reviewing our accounts, I noticed that the repayment of 23.65 USD (2,000 KES) posted on April, 09 in the repayment schedule of Ms Nyambura was entered twice by mistake. This means that, upon removal of the two transactions, the amount that had been credited to your lender account will be reversed and will reduce your available balances accordingly.

    We are sorry for this inconvenience. Please, let us know if you have any questions.

    Thanks for your patience!

    Best regards,

    Roberta
    Zidisha Team

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  • Elizabeth    Sep 12, 2013

    hi zidisha i have been experiencing some difficulties in my business. thus i will be late to pay that is after date stipulated but promise to clear the loan by december 2013. please accept my request. thanks in advance

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  • Elizabeth    Aug 15, 2013

    hi zidipsha team. i have been experiecing some difficulties thus i will be making my due on every 15th day of the month. God bless you. thank you

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  • Elizabeth    Jul 29, 2013

    hi zidisha team! am pleased with your loan service. this month i encountered a challenge because my posho mill incured a mechanical problem in the motar which was caused by electricity blackout. this costed me 15,000 kenyan shillings to repair. thus i will no be able to repay the loan this month on time.thanks in advance

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  • Elizabeth    Jul 24, 2013

    hi zidisha am doing well with my business and wish to thank you for everything

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  • Elizabeth    Jan 21, 2013

    i received the money this morning and am so grateful to zidisha. my business will now reach to the level i desired. thanks in advance

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    • beverly    Jan 21, 2013

      All my best wishes for you and your business, Elizabeth!

      -Beverly

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    • beverly    Jan 21, 2013

      All my best wishes for you and your business, Elizabeth!

      -Beverly

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  • Elizabeth    Jan 19, 2013

    thank you zidisha for everything. i have accepted the bids and now waiting for the money. may God bless you abundantly for lending me the money on good time. thanks alot

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  • Elizabeth    Jan 15, 2013

    i really appreciate zidisha for everything. may God bless you in abundance.

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  • Elizabeth    Mar 29, 2012

    AM VERY GREATFULL AND THANKFULL TO ZIDISHA FOR THE LOAN GIVEN. THANK YOU FOR REDUCING THE AMOUNT I WAS SUPPOSED TO REPAY SINCE NOW PAYMENT OF THE REMAINING AMOUNT WILL BE EASIER. MAY GOD BLESS YOU.
    ELIZABETH NYAMBURA

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  • Elizabeth    Mar 20, 2012

    Hi! am greatful i received the money and now give thanks to zidisha. God bless you
    ELIZABETH NYAMBURA

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  • Elizabeth    Mar 13, 2012

    Am very gland i have accepted the bids .thenks for the funding. God bless u
    ELIZABETH NYAMBURA

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    • KivaTom    Mar 13, 2012

      Elizabeth,
      I wish you luck in your business. It's a pleasure to help fund your loan. 8-)

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    • KivaTom    Mar 13, 2012

      Elizabeth,
      I wish you luck in your business. It's a pleasure to help fund your loan. 8-)

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    • Honey    Mar 13, 2012

      Greetings Elizabeth and thank you. Good to be with you and Zidisha. Wonderful!
      Looking forward to news as time passes. Please take good care of yourselves.
      Look after each other and be careful, especially with your new mill.

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  • Elizabeth    Mar 7, 2012

    Hi Julia the Director!
    I Elizabeth Nyambura appreciate very much for tne loan you lendered me the month of December 2011. The money have been of great importance to me and my family. I added a stock of 15,000 to my cereal shop which has now grown bigger and am happy about it. I appreciated so much and especially that time that I was down and you lifted me up and the commodity was readily available. I was able to buy extra bags of maize. I give all my thanks to zidisha. I have cleared all the loan balance and I now humbly request to apply another loan of kes 150,000 with zidisha which I want to repay back in two years time given a grace period of two months. The cereal shop that am learning have greatly expanded and the population has also grown bigger. With this money, i had an idea of starting swifting maize mill which will be of very great importance to me and the people around. With this money, i wanted to buy a posho mill which costs cash kes 100,000 and the kes 50,000 i want to use it to transport and maintain the machine and also pay the electricity bill. I will be very gland if you consider my humble request and lend with kes 150,000. I thanks in advance Julia the Director.
    yours faithfully ELIZABETH NYAMBURA.

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  • Elizabeth    Jan 5, 2012

    Am happy i received money.Thanks

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