Lauryne
Ongata Rongai, Kenya
100% repaid
Name
Lauryne
Member since
February 2015
On-time repayments
198 installments • 79%
my name is lauryne gathoni born and raised in muranga went to school in the county but due to financial constraints could not join college.After high school in 2008 got a job as mpesa agent in ongata rongai where I worked for 2 year's saved some money which I used to set up a small cereals shop in ongata rongai.my has been up and down since I use some of the profit to educate my kid's who are in class two.it been a tough journey but I thank the zidisha family which has been very supportive of me since I joined them.Their affordable loans has gone far in supporting my business.
I started small but my business has grown over years.
I started by selling small cereals but my business has grown up to a point where I have started taking school orders. my business has been generating some profit which I'm able to pay rent ,add stock,pay fees for my kid's.cereals business has challenges like any other business especially when the harvest are not good from the farms Price's go so high and I time's I find myself not able to deliver to my customers.
I have been selling the rice since 2012 by going round to shops and houses to reach my customers which sometimes prove to be difficult but I have to move on to take care of my family. I would like to have my own shop where I can be based and start selling the rice at a whole sale price and even may be later diversify and introduce other serials if all goes well
I want to rent a shop where I will be able to attend to my customers with ease, as carrying around the rice on my back is cumbersome.
The shop rent goes for $109.89, I would like to pay for a three months rent plus a deposit of one month which will be $ 439.56 the rice I sell I get it with at $ 1.15 and sell it at $ 1.42 where I make a profit of $ 0.27, I would also like to buy the rice in bulk so that I get a lower buying price but due to insufficient funds I am not able to buy in bulk. I would like to buy a stock worth $ 346.15 where ill make a profit of $ 82.41, to transport it will cost $ 27.47, to get a business license will cost $ 87.91 with this capital in place I will be in a position to start the business and pay my loan in time. In total I need roughly $ 802.19. I look forward for assistance from the Zidisha team
Thank you in advance
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$187.00
Date disbursed
Jul 20, 2015
Repayment status
On Time
Projected term
5 months
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Amount repaid
$195.41
Amount remaining
$0.00
Date repaid
Jan 8, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2015 | $10.31 | Aug 2, 2015 | $10.31 |
Aug 9, 2015 | $10.31 | Aug 9, 2015 | $10.31 |
Aug 16, 2015 | $10.31 | Aug 16, 2015 | $10.31 |
Aug 23, 2015 | $10.31 | Aug 23, 2015 | $10.31 |
Aug 30, 2015 | $10.31 | Aug 30, 2015 | $10.31 |
Sep 6, 2015 | $10.31 | Sep 6, 2015 | $10.31 |
Sep 13, 2015 | $10.31 | Sep 13, 2015 | $10.31 |
Sep 20, 2015 | $10.31 | Sep 20, 2015 | $10.31 |
Sep 27, 2015 | $10.31 | Sep 27, 2015 | $10.31 |
Oct 4, 2015 | $10.31 | Oct 4, 2015 | $10.31 |
Oct 11, 2015 | $10.31 | Oct 11, 2015 | $6.19 |
Oct 18, 2015 | $4.12 | ||
Oct 18, 2015 | $10.31 | Oct 18, 2015 | $6.19 |
Oct 25, 2015 | $4.12 | ||
Oct 25, 2015 | $10.31 | Oct 25, 2015 | $3.09 |
Nov 2, 2015 | $7.22 | ||
Nov 1, 2015 | $10.31 | Nov 4, 2015 | $4.69 |
Nov 8, 2015 | $5.62 | ||
Nov 8, 2015 | $10.31 | Nov 8, 2015 | $8.25 |
Nov 16, 2015 | $2.06 | ||
Nov 15, 2015 | $10.31 | Nov 16, 2015 | $1.60 |
Nov 29, 2015 | $4.28 | ||
Dec 9, 2015 | $4.43 | ||
Nov 22, 2015 | $1.60 | Dec 9, 2015 | $1.60 |
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $5.15 | Dec 11, 2015 | $3.09 |
Dec 20, 2015 | $2.06 | ||
Dec 27, 2015 | $5.15 | Dec 21, 2015 | $3.09 |
Dec 27, 2015 | $2.06 | ||
Jan 3, 2016 | $5.15 | Dec 27, 2015 | $3.09 |
Jan 3, 2016 | $2.06 | ||
Jan 10, 2016 | $13.40 | Jan 3, 2016 | $3.09 |
Jan 8, 2016 | $10.31 |
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