Selling second-hand clothing

Henry

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Henry

Member since

July 2014

On-time repayments

268 installments  •  81%

About Me

My name is Henry Muya, born in Nakuru County in the Rift Valley region of Kenya. I was born in a family of nine where I am the fourth born. My parent are small scale farmers in Nakuru. I went to local schools for my primary and secondary education and then enrolled in a college where I got training in computer applications and Business management. I have done a course in Accounting here in Mombasa.

After my college education, I was employed to work in a micro-finance in Mombasa where I worked for three years. I later quit my job due to strong desire to start my own business. I started small by starting an mobile phone accessories shop which later expanded to include mobile money transfer which is very popular here in Kenya.

I am married to one wife.

My Business

My business entails sale of cloths and mobile phone accessories and mobile money transfer popularly known as Mpesa. The business is located in Mombasa in an area which is densely populated. I get my stock mostly from Nairobi but I am hoping to start traveling abroad to get them from the source market. My products range from phone chargers, batteries, earphones etc. All these products are very popular with the masses and I am always assured of a steady flow of clients.
On the cloths business i mostly deal with men's shirts and trousers which move so much because of the location of my business
The business is quite profitable and I usually make a net monthly profit of about $400. This business two businesses has potential to yield much more if given much needed capital. I have a strong desire to expand my business but this is only possible if I can access credit facility hence my decision to continue with Zidisha.

Loan Proposal

Given this Loan am going to buy 5 bales shirts worth 500usd and 1 bale of trousers worth 100usd and balance of 100usd i will add to my mpesa capital.With the addition of this goods in my shop am planning to employ one young man to help me in the shop because i have already expanded the shop.I expect the profit to increase to 400usd from the current 200usd.This is going to make a big impact in my families life and also for the young man that i will employ.

Feedback

2

None

1

  • Day Family    Apr 25, 2019

    No payment, no contact in 4 months for a large $1,000 loan. Not good.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$720.00

Date disbursed

Feb 19, 2017

Repayment status

On Time

Projected term

35 months

Lenders

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

W

Witlof

Tsukuba, Japan

M

Meckel

Boulder, United States

cyrus0302

San Francisco, United States

ErikN

Stockholm, Sweden

F

FHult

Stockholm, Sweden

Pere

Barcelona, Spain

S

share

Whitby, Canada

S

Steveandson

Arlington, United States

MindMuse

Talking Rock, United States

T

tmsaddress

Orlando, Florida, United States

KirstenShute

Montreal, Canada

tasos

hove, United Kingdom

G

graememoss

Amsterdam, Netherlands

IA

Ismini and Jerry

Stamford, USA, United States

ads68

Melbourne, Australia

A

Aaron

Zurich, Switzerland

Andreas Kiss

Vienna, Austria, Austria

A

Andy

Berlin, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

melzisme

Kl, Malaysia

gseletko

South Perth, Australia

H

Habroukema

Austin, United States

B

BMcDermott

Washington, DC, United States

E

E

Marin county, United States

M

Michiel

Zoetermeer, Netherlands

J

Jonas

Linköping, Sweden

Paul Buchheit

Mountain View, United States

P

plhughes

United States

mepster

San Francisco, Ca, United States

Loungin

United States

K

kennychit

United States

Jamal Hamou

Cascadia, Canada

B

Bennphoto

United Kingdom

C

cocolo

United States

Kyle Hoback

Omaha, United States

Voscke

Utrecht, Netherlands

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

A

AER

Germany

Dave Bogard

New York, United States

MW

Matt Willis

United States

WH

Walter Hill

United States

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

Kate Courteau

United States

C

Chitti421

United States

E

erica

antwerpen, Belgium

Julia

United States

Kevin

San Francisco, United States

MI

Matt Insler

United States

JC

JD Conley

United States

Mouhamed

United States

KL

Ket Lin

United States

Framework Eyewear

Utrecht, Netherlands

JW

John Walsh

Alicante, Spain

MO

Matt Orfalea

United States

jo

Los Angeles, United States

T

Trish

Hong Kong

I

Irene

Switzerland

Surya Setiyaputra

Sydney, Australia

A

Andrei

United States

M

Marzl

Germany

AK

Achim Königs

Bonn, Germany

M

Mark

United States

K

kris

Belgium

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

A

Amir

Israel

YV

Yuri Vanin

United States

S

Stephanie

Zurich, Switzerland

LK

Leslie Kelly

United States

RC

Rudi Chen

United States

A

alison

United States

SA

Steve A

Newbury, United Kingdom

Myria

New Mexico, United States

RG

Ravi Gadad

United States

SA

Shar Alamdari

Los Angeles, United States

Craig Newmark

United States

Romesh Fernndo

Perth Australia, Australia

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Andrea

Rome, Italy

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

Katie

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Haroon S

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

A

Anonymous

United States

The Weltys

Averill Park, NY, United States

AS

Anna Schwarz

United States

GS

Gary Sinard

Franklin, TN, United States

MS

Merel S

Netherlands

S

seahillpark

United States

N

Nova

Brooklyn, United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ronald

Dättwil, Switzerland

Ask Henry a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$720.19

Amount remaining

$0.00

Date repaid

Jan 2, 2019

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 4, 2017 $9.84 Mar 6, 2017 $9.84
Mar 11, 2017 $9.84 Mar 16, 2017 $9.84
Mar 18, 2017 $9.84 Mar 16, 2017 $9.84
Mar 25, 2017 $9.84 Mar 20, 2017 $9.84
Apr 1, 2017 $4.92 Mar 29, 2017 $4.92
Apr 8, 2017 $4.92 Mar 29, 2017 $4.92
Apr 15, 2017 $4.92 Mar 31, 2017 $4.92
Apr 22, 2017 $4.92 Apr 10, 2017 $4.92
Apr 29, 2017 $4.92 Apr 10, 2017 $4.92
May 6, 2017 $4.92 May 2, 2017 $4.92
May 13, 2017 $4.92 May 15, 2017 $4.92
May 20, 2017 $4.92 May 24, 2017 $4.92
May 27, 2017 $4.92 Jun 2, 2017 $4.92
Jun 3, 2017 $4.92 Jun 2, 2017 $4.92
Jun 10, 2017 $4.92 Jun 13, 2017 $4.92
Jun 17, 2017 $4.92 Jun 13, 2017 $4.92
Jun 24, 2017 $4.92 Jun 29, 2017 $4.92
Jul 1, 2017 $4.92 Jul 4, 2017 $4.92
Jul 8, 2017 $4.92 Jul 4, 2017 $4.92
Jul 15, 2017 $4.92 Jul 5, 2017 $4.92
Jul 22, 2017 $4.92 Jul 26, 2017 $4.92
Jul 29, 2017 $4.92 Jul 26, 2017 $4.92
Aug 5, 2017 $4.92 Aug 26, 2017 $4.92
Aug 12, 2017 $4.92 Aug 26, 2017 $4.92
Aug 19, 2017 $4.92 Aug 26, 2017 $4.92
Aug 26, 2017 $4.92 Aug 26, 2017 $4.92
Sep 2, 2017 $4.92 Sep 4, 2017 $4.92
Sep 9, 2017 $4.92 Sep 8, 2017 $4.92
Sep 16, 2017 $4.92 Sep 21, 2017 $4.92
Sep 23, 2017 $4.92 Sep 21, 2017 $4.92
Sep 30, 2017 $4.92 Oct 2, 2017 $4.92
Oct 7, 2017 $4.92 Oct 4, 2017 $4.92
Oct 14, 2017 $4.92 Oct 25, 2017 $4.92
Oct 21, 2017 $4.92 Oct 25, 2017 $4.92
Oct 28, 2017 $4.92 Nov 4, 2017 $4.92
Nov 4, 2017 $2.95 Nov 4, 2017 $0.98
Nov 17, 2017 $1.97
Nov 11, 2017 $2.95 Nov 17, 2017 $2.95
Nov 18, 2017 $2.95 Nov 17, 2017 $0.98
Nov 28, 2017 $1.97
Nov 25, 2017 $2.95 Nov 28, 2017 $2.95
Dec 2, 2017 $2.95 Nov 28, 2017 $2.95
Dec 9, 2017 $2.95 Nov 28, 2017 $2.95
Dec 16, 2017 $2.95 Nov 28, 2017 $2.95
Dec 23, 2017 $2.95 Nov 28, 2017 $2.95
Dec 30, 2017 $2.95 Nov 28, 2017 $2.95
Jan 6, 2018 $2.95 Dec 7, 2017 $2.95
Jan 13, 2018 $2.95 Dec 7, 2017 $0.89
Dec 10, 2017 $2.07
Jan 20, 2018 $2.95 Dec 10, 2017 $2.95
Jan 27, 2018 $2.95 Dec 10, 2017 $2.95
Feb 3, 2018 $2.95 Dec 10, 2017 $1.87
Dec 22, 2017 $1.08
Feb 10, 2018 $2.95 Dec 22, 2017 $2.95
Feb 17, 2018 $2.95 Dec 22, 2017 $2.95
Feb 24, 2018 $2.95 Dec 22, 2017 $2.85
Jan 9, 2018 $0.10
Mar 3, 2018 $2.95 Jan 9, 2018 $2.95
Mar 10, 2018 $2.95 Jan 9, 2018 $2.95
Mar 17, 2018 $2.95 Jan 9, 2018 $2.95
Mar 24, 2018 $2.95 Jan 9, 2018 $0.89
Jan 12, 2018 $2.07
Mar 31, 2018 $2.95 Jan 12, 2018 $2.95
Apr 7, 2018 $2.95 Jan 12, 2018 $2.95
Apr 14, 2018 $2.95 Jan 12, 2018 $2.95
Apr 21, 2018 $2.95 Jan 12, 2018 $2.95
Apr 28, 2018 $2.95 Jan 12, 2018 $2.95
May 5, 2018 $2.95 Jan 12, 2018 $2.85
Jan 19, 2018 $0.10
May 12, 2018 $2.95 Jan 19, 2018 $2.95
May 19, 2018 $2.95 Jan 19, 2018 $2.95
May 26, 2018 $2.95 Jan 19, 2018 $2.95
Jun 2, 2018 $2.95 Jan 19, 2018 $0.89
Feb 27, 2018 $2.07
Jun 9, 2018 $2.95 Feb 27, 2018 $2.95
Jun 16, 2018 $2.95 Feb 27, 2018 $2.95
Jun 23, 2018 $2.95 Feb 27, 2018 $1.87
Mar 16, 2018 $1.08
Jun 30, 2018 $2.95 Mar 16, 2018 $2.95
Jul 7, 2018 $2.95 Mar 16, 2018 $2.95
Jul 14, 2018 $2.95 Mar 16, 2018 $2.85
Jun 24, 2018 $0.10
Jul 21, 2018 $2.95 Jun 24, 2018 $2.95
Jul 28, 2018 $2.95 Jun 24, 2018 $2.85
Jul 9, 2018 $0.10
Aug 4, 2018 $2.95 Jul 9, 2018 $2.95
Aug 11, 2018 $2.95 Jul 9, 2018 $1.87
Jul 20, 2018 $1.08
Aug 18, 2018 $2.95 Jul 20, 2018 $2.95
Aug 25, 2018 $2.95 Jul 20, 2018 $0.89
Aug 10, 2018 $2.07
Sep 1, 2018 $2.95 Aug 10, 2018 $2.95
Sep 8, 2018 $2.95 Aug 10, 2018 $2.95
Sep 15, 2018 $2.95 Aug 10, 2018 $1.87
Aug 31, 2018 $1.08
Sep 22, 2018 $2.95 Aug 31, 2018 $2.95
Sep 29, 2018 $2.95 Aug 31, 2018 $2.95
Oct 6, 2018 $2.95 Aug 31, 2018 $2.85
Sep 21, 2018 $0.10
Oct 13, 2018 $2.95 Sep 21, 2018 $2.95
Oct 20, 2018 $2.95 Sep 21, 2018 $2.95
Oct 27, 2018 $2.95 Sep 21, 2018 $2.95
Nov 3, 2018 $2.95 Sep 21, 2018 $0.89
Oct 19, 2018 $2.07
Nov 10, 2018 $2.95 Oct 19, 2018 $2.95
Nov 17, 2018 $2.95 Oct 19, 2018 $2.95
Nov 24, 2018 $2.95 Oct 19, 2018 $1.87
Nov 1, 2018 $1.08
Dec 1, 2018 $2.95 Nov 1, 2018 $2.95
Dec 8, 2018 $2.95 Nov 1, 2018 $2.95
Dec 15, 2018 $2.95 Nov 1, 2018 $2.85
Nov 20, 2018 $0.10
Dec 22, 2018 $2.95 Nov 20, 2018 $2.95
Dec 29, 2018 $2.95 Nov 20, 2018 $2.95
Jan 5, 2019 $2.95 Nov 20, 2018 $2.95
Jan 12, 2019 $2.95 Nov 20, 2018 $2.95
Jan 19, 2019 $2.95 Nov 20, 2018 $2.95
Jan 26, 2019 $2.95 Nov 20, 2018 $2.95
Feb 2, 2019 $2.95 Nov 20, 2018 $2.95
Feb 9, 2019 $2.95 Nov 20, 2018 $2.95
Feb 16, 2019 $2.95 Nov 20, 2018 $2.95
Feb 23, 2019 $2.95 Nov 20, 2018 $2.95
Mar 2, 2019 $2.95 Nov 20, 2018 $2.95
Mar 9, 2019 $2.95 Nov 20, 2018 $2.95
Mar 16, 2019 $2.95 Nov 20, 2018 $2.95
Mar 23, 2019 $2.95 Nov 20, 2018 $2.95
Mar 30, 2019 $2.95 Nov 20, 2018 $2.95
Apr 6, 2019 $2.95 Nov 20, 2018 $2.95
Apr 13, 2019 $2.95 Nov 20, 2018 $1.87
Nov 22, 2018 $1.08
Apr 20, 2019 $2.95 Nov 22, 2018 $2.95
Apr 27, 2019 $2.95 Nov 22, 2018 $2.95
May 4, 2019 $2.95 Nov 22, 2018 $2.95
May 11, 2019 $2.95 Nov 22, 2018 $2.95
May 18, 2019 $2.95 Nov 22, 2018 $2.95
May 25, 2019 $2.95 Nov 22, 2018 $2.95
Jun 1, 2019 $2.95 Nov 22, 2018 $2.95
Jun 8, 2019 $2.95 Nov 22, 2018 $2.95
Jun 15, 2019 $2.95 Nov 22, 2018 $2.95
Jun 22, 2019 $2.95 Nov 22, 2018 $2.95
Jun 29, 2019 $2.95 Nov 22, 2018 $2.95
Jul 6, 2019 $2.95 Nov 22, 2018 $2.95
Jul 13, 2019 $2.95 Nov 22, 2018 $2.95
Jul 20, 2019 $2.95 Nov 22, 2018 $2.95
Jul 27, 2019 $2.95 Nov 22, 2018 $2.95
Aug 3, 2019 $2.95 Nov 22, 2018 $2.95
Aug 10, 2019 $2.95 Nov 22, 2018 $0.89
Nov 26, 2018 $2.07
Aug 17, 2019 $2.95 Nov 26, 2018 $2.95
Aug 24, 2019 $2.95 Nov 26, 2018 $2.95
Aug 31, 2019 $2.95 Nov 26, 2018 $2.95
Sep 7, 2019 $2.95 Nov 26, 2018 $2.95
Sep 14, 2019 $2.95 Nov 26, 2018 $2.95
Sep 21, 2019 $0.89 Nov 26, 2018 $0.89
Mar 13, 2021 $2.70 Nov 26, 2018 $2.70
Mar 20, 2021 $2.95 Nov 26, 2018 $2.95
Mar 27, 2021 $2.95 Nov 26, 2018 $2.95
Apr 3, 2021 $2.95 Nov 26, 2018 $2.95
Apr 10, 2021 $0.25 Nov 26, 2018 $0.25
Apr 17, 2021 $19.67 Dec 16, 2018 $19.67
Apr 24, 2021 $19.67 Dec 19, 2018 $19.67
May 1, 2021 $19.67 Dec 26, 2018 $19.67
May 8, 2021 $19.67 Dec 26, 2018 $19.67
May 15, 2021 $19.67 Dec 26, 2018 $9.84
Dec 28, 2018 $9.84
May 22, 2021 $19.67 Dec 28, 2018 $19.67
May 29, 2021 $19.67 Dec 28, 2018 $19.67
Jun 5, 2021 $19.67 Dec 30, 2018 $19.67
Jun 12, 2021 $19.67 Dec 30, 2018 $9.84
Jan 2, 2019 $9.84
Jun 19, 2021 $19.67 Jan 2, 2019 $19.67
Jun 26, 2021 $19.67 Jan 2, 2019 $19.67
Jul 3, 2021 $10.18 Jan 2, 2019 $9.84
Jan 2, 2019 $0.34

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