Timber for my carpentry workshop
Joseph
Eldoret ,kamukunji, Kenya
100% repaid
Entrepreneur
Name
Joseph
Member since
February 2015
On-time repayments
160 installments • 41%
About Me
I am Joseph Anambo Ongombe aged 31 years .I am married to one wife with three children .i.e a son and two daughters …….Iam a business man but still have my own profession .I was born in Maseno western Kenya .I went to school in eighties and successfully past primary school .I joined secondary school but unfortunately I could not sit for the form four exam due to lack of school fees. But that did not kill my dream I joined a technical institute where I did training in handwork (i.e carpentry & masonry )these two have been the career of my life up to date and they sustain my life .At first I could do masonry as manual work but later I began doing it as a competent architecture.
My Business
Still I felt business can boost my earning .Since Iam also a capenter I choose to open a furniture yard which today gives me a lot of money than masonry.But I cant leave masonry because the little I get from it helps me boost my business I therefore chose to employ somebody in my yard .I currently have two carpenters who are doing the Job but I also take time to stay there and monitor the development.
My business is furniture yard .I began with a capital of ksh.30,000 in the year 2012.At the beginning it was very challenging because I had no customers But I did not give up and today I have many customers because of the quality of the products I produce and also on the account of faithfulness to customers.
For the time I have been in the business I have seen its fruits ,my life has changed greatly .I can at least support my family without straining like before.I am a sole bread winner to the family and also I normally support my parents with the cash I get from the business.
The challenge I face is competition and also lack of funds to get enough row material for the business.
Loan Proposal
Dear lenders ,
Thanks very much for giving me a chance to request a loan from you.I would like to propose that given funding I will use the loan to all the 200 us dollars to buy timber which is the main raw material for my business.
The move will enable me to make ready made furniture in order to meet the demand of customers who come for ready made products.Their are those who ask for ready made and their are those who pay deposit and they wait for their commodity to be ready in a weeks time.
By so doing I believe my sales and profits will increase and I will be able to pay back loan conveniently.God bless you.
Feedback
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$182.00
Date disbursed
Aug 7, 2015
Repayment status
On Time
Projected term
22 months
Other loans
Lenders
Summary
Amount repaid
$190.19
Amount remaining
$0.00
Date repaid
Jun 20, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 16, 2015 | $5.00 | Aug 16, 2015 | $5.00 |
| Aug 23, 2015 | $5.00 | Aug 28, 2015 | $5.00 |
| Aug 30, 2015 | $5.00 | Aug 28, 2015 | $5.00 |
| Sep 6, 2015 | $5.00 | Sep 7, 2015 | $5.00 |
| Sep 13, 2015 | $5.00 | Oct 1, 2015 | $5.00 |
| Sep 20, 2015 | $4.00 | Oct 12, 2015 | $2.00 |
| Nov 5, 2015 | $2.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $0.00 | ||
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $2.00 | Nov 19, 2015 | $2.00 |
| Nov 29, 2015 | $2.00 | Nov 26, 2015 | $2.00 |
| Dec 6, 2015 | $2.00 | Dec 4, 2015 | $2.00 |
| Dec 13, 2015 | $2.00 | Dec 18, 2015 | $2.00 |
| Dec 20, 2015 | $2.00 | Dec 18, 2015 | $2.00 |
| Dec 27, 2015 | $2.00 | Dec 18, 2015 | $1.00 |
| Jan 3, 2016 | $1.00 | ||
| Jan 3, 2016 | $2.00 | Jan 3, 2016 | $2.00 |
| Jan 10, 2016 | $2.00 | Jan 3, 2016 | $2.00 |
| Jan 17, 2016 | $2.00 | Jan 10, 2016 | $2.00 |
| Jan 24, 2016 | $2.00 | Jan 19, 2016 | $2.00 |
| Jan 31, 2016 | $2.00 | Jan 19, 2016 | $1.00 |
| Feb 4, 2016 | $1.00 | ||
| Feb 7, 2016 | $2.00 | Feb 4, 2016 | $2.00 |
| Feb 14, 2016 | $2.00 | Feb 19, 2016 | $2.00 |
| Feb 21, 2016 | $2.00 | Feb 19, 2016 | $2.00 |
| Feb 28, 2016 | $2.00 | Feb 19, 2016 | $1.00 |
| Mar 3, 2016 | $1.00 | ||
| Mar 6, 2016 | $2.00 | Mar 3, 2016 | $1.00 |
| Mar 24, 2016 | $1.00 | ||
| Mar 13, 2016 | $2.00 | Mar 24, 2016 | $1.00 |
| Mar 31, 2016 | $1.00 | ||
| Mar 20, 2016 | $2.00 | Mar 31, 2016 | $1.00 |
| Apr 11, 2016 | $1.00 | ||
| Mar 27, 2016 | $2.00 | Apr 11, 2016 | $1.00 |
| Apr 25, 2016 | $1.00 | ||
| Apr 3, 2016 | $2.00 | Apr 25, 2016 | $2.00 |
| Apr 10, 2016 | $2.00 | Apr 25, 2016 | $2.00 |
| Apr 17, 2016 | $2.00 | May 1, 2016 | $2.00 |
| Apr 24, 2016 | $2.00 | May 8, 2016 | $2.00 |
| May 1, 2016 | $2.00 | May 8, 2016 | $2.00 |
| May 8, 2016 | $2.00 | May 15, 2016 | $2.00 |
| May 15, 2016 | $2.00 | May 15, 2016 | $2.00 |
| May 22, 2016 | $2.00 | May 15, 2016 | $1.00 |
| May 22, 2016 | $1.00 | ||
| May 29, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jun 5, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jun 12, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jun 19, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jun 26, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jul 3, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jul 10, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jul 17, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jul 24, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Jul 31, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Aug 7, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Aug 14, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Aug 21, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Aug 28, 2016 | $2.00 | May 22, 2016 | $2.00 |
| Sep 4, 2016 | $2.00 | May 22, 2016 | $1.00 |
| May 29, 2016 | $1.00 | ||
| Sep 11, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Sep 18, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Sep 25, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Oct 2, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Oct 9, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Oct 16, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Oct 23, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Oct 30, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Nov 6, 2016 | $2.00 | May 29, 2016 | $2.00 |
| Nov 13, 2016 | $2.00 | May 29, 2016 | $1.00 |
| Jun 5, 2016 | $1.00 | ||
| Nov 20, 2016 | $2.00 | Jun 5, 2016 | $2.00 |
| Nov 27, 2016 | $2.00 | Jun 5, 2016 | $2.00 |
| Dec 4, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| Dec 11, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| Dec 18, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| Dec 25, 2016 | $2.00 | Jun 9, 2016 | $2.00 |
| Jan 1, 2017 | $2.00 | Jun 9, 2016 | $2.00 |
| Jan 8, 2017 | $2.00 | Jun 9, 2016 | $2.00 |
| Jan 15, 2017 | $2.00 | Jun 9, 2016 | $1.40 |
| Jun 17, 2016 | $0.60 | ||
| Jan 22, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Jan 29, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Feb 5, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Feb 12, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Feb 19, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Feb 26, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Mar 5, 2017 | $2.00 | Jun 17, 2016 | $2.00 |
| Mar 12, 2017 | $2.00 | Jun 17, 2016 | $0.40 |
| Jun 20, 2016 | $1.60 | ||
| Mar 19, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Mar 26, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Apr 2, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Apr 9, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Apr 16, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Apr 23, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Apr 30, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| May 7, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| May 14, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| May 21, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| May 28, 2017 | $2.00 | Jun 20, 2016 | $2.00 |
| Jun 4, 2017 | $1.19 | Jun 20, 2016 | $1.19 |
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