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Paul    Oct 24, 2021

He lender the loan was very helpful and I wish I can get a higher loan to facilitate my project

Paul    Oct 9, 2021

Please increase my next loan limit to help me facilitate my business

Paul    Oct 6, 2021

I have successfully received the cash that but though it couldn't solve my transaction.i just hope I can get big fund to facilitate my business some day.
Thanks

Paul    Oct 3, 2021

I will be more glad if this assistance is being rendered to me honestly

Paul    Oct 3, 2019

The loan you approve could not be disburse in my banking detail but don't know why it keep telling me my account is not correct.

• Laurie    Oct 4, 2019

  Hello,
  
  Once again, Paul, PLEASE don't confuse your lenders with the Staff,
  a/k/a the Team (whom you can see here: www.zidisha.org/team).
  
  Although the two (2) current members of the Staff
  also are lenders, most lenders are *not* on the Staff.
  
  Only the Staff can help you with administrative and
  technical issues. To send a note to them, please
  --> click on the HELP link in your account.
  
  Thank you.

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Paul    Sep 30, 2019

Dear Zidisha.
Why is your app not working properly. I try to request for the small amount approved but it's not disbursing after inputting my account details but instead telling me my account number does not tally to my BVN

• Laurie    Sep 30, 2019

  Paul, please read the earlier messages I posted for you here on this page. You are speaking to the wrong people here. To reach the right people, you need to click on the HELP link in your account and send a message from THERE.
  
  You're wasting your time posting here in this particular location about any technical problems. You have to contact THE STAFF. To do that, PLEASE click on the HELP link in your account, which does NOT direct you to post here on this page. Rather, for technical problems, it refers you to post about it in the "Borrower Questions" section of the Forum: www.zidisha.org/forums/1
  
  The Staff WILL see anything you post THERE.
  
  Thank you.

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Laurie    Sep 30, 2019

Paul,

Just a quick note to inform you:

Many functions on this platform--(including but not limited to the loan amounts)--are determined by algorithms programmed into the system by the Staff, a/k/a the Team (whom you can see here: www.zidisha.org/team).

To contact them, please always use the HELP link in your account, *not* your borrower-lender Discussion page.

Please don't confuse your lenders with the Staff. Although the current two (2) members of the Staff also are lenders, most lenders *aren't* on the Staff.

Thank you.

Paul    Sep 30, 2019

why is your app finding it difficult to make disbursement instead telling me that my account details does not match my BVN

Paul    Sep 29, 2019

I am self employed and looking for lender who can help me raise N250000 to help in purchasing my shoe making equipments and will pay back in 90 days .i am not interested in any small loan than what I posted above because I need to buy the machines

Paul    Aug 19, 2019

Great I received a loan of N1412 and will pay back N1764 in due time. But I need a large sum of money to finance my supply project and how do I go about that.
Thanks you guys are great. Paul

Laurie    Aug 16, 2019

Dear Paul,

Please note that your lenders don't determine loan amounts. Those, and most other things here, are determined by algorithms programmed into the system by the Staff, a/k/a the "Team" (whom you can see here: www.zidisha.org/team).

Please also be aware that this is your borrower-lender Discussion page, which is meant for communicating with your lenders about your projects and your life in general (and theirs, too, if they wish to share). It also is a place for VMs to communicate with you and/or with your lenders. And it additionally is a place for you to let your lenders know anytime you may need to reschedule your installments. But it *isn't* meant as a place to try to reach the Staff.

Anytime you may want or need to send a message to the Staff,
please always click on the HELP link in your account.

Thank you, and best wishes.

Paul    Aug 15, 2019

Dear sir.
thank you very much for the loan disbursement to my account but I need a higher loan to set up my farm project. here is my Email ID [email protected]

Paul    Jul 12, 2019

please I need a loan of N10.000 to pay back in 10 days I want to top up my son school fees.your app is asking me to pay for membership.

Laurie    Jul 7, 2019

Those automated emails *don't* come from your lenders.
Those are coming from the Staff, a/k/a the Team: www.zidisha.org/team

Although the two (2) current members of the Staff also are lenders,
most lenders *aren't* on the Staff and, therefore, cannot help you with this.

To reach the Staff, please click on the HELP link in your account.

Thank you.

Paul    Jul 7, 2019

PLEASE THIS MSG IS NOT FOR ME BECAUSE I NEVER EVER BORROW MORETHAN THE N100 SENT THAT I ALREADY PAID BACK SINCE.
Dear Paul Adakole,

This is notification that we did not receive your loan repayment installment of 1,550 NGN, which was due on Jul 5, 2019.

Please make the past due payment immediately following the instructions below.

Log into your account and use the Pay button to send payments.

Thank you,

The Zidisha Team

Paul    Jul 3, 2019

please stop mailing me I am not interested on your loan anymore. I have paid the N100 credited to me back.

Paul    Jun 28, 2019

I do not own anybody any Loan more than the N100 you disbursed to my account that is return okay. I urgent you to terminate my registration here. Thanks

• Laurie    Jun 29, 2019

  Paul, as I mentioned to you a couple of days ago, your lenders cannot help you with anything technical or administrative.
  
  Please keep in mind that although the two (2) current members of the Staff, a/k/a Team (www.zidisha.org/team), also are lenders, all of the rest of the lenders are *not* on the Staff.
  
  Your borrower-lender Discussion page isn't for trying to reach the Staff, because they almost never visit these borrower pages.
  
  Instead, to reach the Staff, always click on the HELP link in your account.
  To try to reach them on your borrower-lender Discussion page is a waste of your time because, as I mentioned, the members of the Staff almost never visit these borrower pages. Please contact them through the HELP link in your account. Thank you.

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Paul    Jun 28, 2019

I have paid the N100 Loan you disbursed to my account instead of the said amount I ask for so why are still asking me to pay for my loan. I guess your app is not among the worst

• Laurie    Jun 28, 2019

  All borrowers have a choice whether or not to accept the terms of the loan before the Net Disbursement is sent, which clearly show you what the fees would be.
  
  You clicked to accept the terms; therefore, you owe the Principal Amount of the Loan, which consists of the Net Disbursement + the Fees.
  
  The reason fees have become so high in number and amount is precisely because of too many borrowers having failed in the past to honor the obligation they entered into (even when fees were very low, when borrowers had an excellent deal here at Zidisha).
  
  The only hope of fees getting reduced in number and amount in the future is for everyone always to honor the obligation they enter into here at Zidisha.
  
  You shouldn't have agreed to enter into an obligation that you didn't actually agree with. It was clearly presented to you ahead of time. Since you entered into the contract, you owe the amount.

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Paul    Jun 26, 2019

I just paid the N100 you loan me so how can I borrow large now.

• Laurie    Jun 27, 2019

  Only one loan at a time is allowed at Zidisha. After you've cleared this loan, then the system might allow you to apply for a new loan. Lenders don't control when any borrower can apply for a new loan, or how much the credit limit would be, or what the fees would be. All of that is determined by algorithms programmed into the system by the Staff, a/k/a Team: www.zidisha.org/team
  
  Also, please keep in mind that although the two (2) current members of the Staff also are lenders, all of the rest of the lenders are *not* on the Staff.
  
  Your borrower-lender Discussion page *isn't* for trying to reach the Staff, because they almost never visit these borrower pages. Instead, to reach the Staff, always click on the HELP link in your account. Thank you.

  Log in to reply • Share

  • Paul    Sep 30, 2019

    I need a loan of N25000 to help me set up my mini workshop. I want to buy new sewing machines and leather materials.

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    • Laurie    Sep 30, 2019

      It doesn't work like that here, Paul. As I mentioned to you previously, all loan amounts are determined automatically by algorithms programmed into the system by the Staff, a/k/a the Team (www.zidisha.org/team). Unfortunately, a borrower cannot ask for any more loan amount than what appears as the credit limit in your account. Please stop posting here on your borrower-lender Discussion page asking for a particular amount, because the lenders from the public have no power to change your credit limit. Only you can do that by maintaining an on-time repayment rate of 90% or better, for which your loan amount may increase over time.
      
      Keep in mind that paying "on time" at Zidisha is defined as paying exactly on the due date or within the ten-day grace period after the due date. (Keep in mind, too, that dates and times are according to the U.S.A. Eastern Time-Zone.)
      
      Unless the policy has changed--(I haven't seen any announcement about any change to this, though)--it's my understanding that early payments don't count toward the on-time repayment score, and that only on-time payments (as defined above) and late payments get counted in the calculation of that score.
      
      In order to raise your on-time repayment score, please adhere to making the installments on time, as defined above. In order to qualify for higher loans, I think the on-time repayment percentage still has to be 90% or higher.
      
      Good luck, and best wishes.

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