The money am requesting for will be used to boost my boutique business.4000/= will be used to add some stocks of cosmeti...

Noel

Bumala, Kenya

100% repaid

Follow Noel

How it Works

Entrepreneur

Name

Noel

Member since

January 2014

On-time repayments

209 installments • 64%

About Me

My names are Noel Owour i am 23 years of age born in a family of four me being the second born in the family of David Owour.Currently i live and work in Bumala.

I run a small beauty shop in Bumala.I am o level graduate.I started this business after completing my high school so that i may raise fund for myself further studies in future.

From my business i have been able to cater for my own daily basic needs and am proud to say have bought all that required house holds.

For now i live in my own rented house.

My Business

As have said earlier i run a small business beauty shop which i run myself.

My business is purely sole proprietor which i started from my own savings and some soft loan from my mum.

My deals with weaves,abuja rastas,perfumes,cutex,nice and lovely,venus,high pencil,leap bums,nail cleaner...........I have many ladies friends and good customers.I am also surrounded by many solons who get products from my shop.

My business is profitable because i have so many customers so i sell more.I also have so many customers because my prices are fair.

The risk my business have been facing is lack of capital.My monthly cost is averagely KES 20000,sales KES 50000 and profit around KES 15000 all per month.The loan am going to get i will invest all in the business.

Loan Proposal

The money am requesting for Will be used to boost my boutique business.4000/= will be used to add some stocks of cosmetics 4000/= i will use to get more waves for my customers due to market demand and the rest of the money will be used in renovation of the shop.
I want to take this opportunity to thank the lenders who have supported me so far,i also want to wish the lenders good luck so that i can be able to achieve my business dream.thank you

Feedback

Positive

Neutral

None

Negative

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jan 26, 2014

Repayment status

On Time

Projected term

3 months

Other loans

Apr 2014: $450

Feb 2015: $424

Feb 2016: $383

Lenders

EricDWalters

Rochester, Mn, Usa, United States

Steiermark, Austria

Nuernberg, Germany

Vaduz, Liechtenstein

Bavaria, Germany

Castle Rock, United States

Richard Griebe

La Jolla, United States

sparty0410

Chicago, United States

Ask Noel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

Noel Jun 10, 2017

500

Log in to reply • Share
Benson May 29, 2017

I made a call and was made to understand that she had an ailing child but did agree to repay loan.when things get better.

Log in to reply • Share
Benson Apr 11, 2017

Lenders Noel have a personal problem but will repay loan soon.

Log in to reply • Share
Noel May 23, 2016

My child is sick so please allow me to pay ksh 300

Log in to reply • Share
Noel Feb 16, 2016

Thank you very much for the support,kindly support me again

Log in to reply • Share
Noel Nov 8, 2015

I be paying this amount

Log in to reply • Share
Noel Sep 4, 2015

Am very very sick please kindly allow me to reschedule

Log in to reply • Share
Noel May 6, 2015

Dear lenders i thank so much for your kind support,i was disbursed with ksh 38,000 and it really help improve my business and as i see my business is growing now.Thank you very much.

Log in to reply • Share
Noel Feb 4, 2015

I thank all those lenders who supported me this far,you really help my business growGod bless

Log in to reply • Share
Valentine Dec 29, 2014

Dear lenders,

I have talked to noel and she told me that she has been having problems because she lost some of her business money through theft of which she is now recovering and will reschedule her loan tomorrow.

Log in to reply • Share
Valentine Sep 9, 2014

I thank all Zidisha borrowers who are assigned to me,you responded positively on the phone and acted upon your repayments i hope you will continue with that spirit of moving foward.Success!

Valmond,
vm

Log in to reply • Share
Noel Sep 9, 2014

My lenders i am rescheduling my loan because i am behind repayment by two weeks.I mised to make two instaments of which i cannot be able to cover at the moment.Please allow me to reschedule so that i may not be behind.Once i will be with schedule i will reschedule to increase my installment back to over ksh 1,000 again.I am only happy when am on time with repayment.

Log in to reply • Share
Valentine Sep 7, 2014

Dear Noel,

Kindly login your Zidisha account and respond to your lenders views.

Thank you

Log in to reply • Share
Namaste250 Sep 4, 2014

Hi Noel,
I am glad to hear your business is doing well. Women always want to be beautiful. I see you are making your payments regularly. Thank you.
Best wishes for health and success

Log in to reply • Share
- Noel Sep 9, 2014
  
  Hi Namaste250,
  
  Yes am well and thank you too
  
  Log in to reply • Share
Valentine Sep 4, 2014

Hi Noel,

I love your repayment but try to post comment regularly for your lenders to see how you are progressing.

Thank you

Log in to reply • Share
trincowski Jul 28, 2014

Hello Noel!

I see you have been making regular payments. Thanks a lot for your efforts!

Can you please update us on the state of your business? Has the loan helped? How are things going for you?

Log in to reply • Share
- Noel Sep 4, 2014
  
  Dear trincowski,
  
  Thank you so much,actually my business is doing well and the loan really improved my life.I am very greatfull.
  
  Thank you,
  Noel
  
  Log in to reply • Share