Entrepreneur

About Me

i am a single mother of two babies,boy aged 7 years and a girl aged 3 years, i went to Asumbi Girls Primary School in Homa-bay County, within the Republic of Kenya, for my Kenya Certificate of Primary Education i then joined St. Michael' Girls High School within Nakuru County still in the Republic of Kenya for my Kenya Certificate of Secondary Education. i joined a Business management College in Nairobi Kenya by name Temple Secretarial College where i attained my Diploma in Front Office Operations. i have worked in various companies as a receptionist since the year 2007 until the year 2012 when i decided to start a business because Kenyan Jobs are not well paying. i own a boutique which enables me pay my bills e.g rent, school fees for my two children and may aged parents who reside at upcountry.

My Business

My business is doing well whereby i would urge you to lend me some money to enable me expand the business.I sell handbags, ladies wear,children wear, men outfits, shoes of all genders and types. i sell my products at a relatively affordable price to attract many customers. i encounter so many risks like, unfaithful customers like some buy a product in a good condition he/she goes home with it and later returns in stating that it was not into condition maybe a torn dress, a handbag or dress / trouser without a zip, or some steal from you while you are attending another customers that is they pose like they wanted a product that you do not have.Other customers buy some goods maybe for their children who are at home and they estimate the size of the child later they bring back the same after a while maybe two days later and they want a refund because the dress or shoe could not fit the child. Just because you want to keep the customer you bend low and return the cash most likely you do not have the same stock for exchange. My monthly expenses add up to Kenya Shillings forty Thousand (Kshs. 40,500.00) the shops rent is Kshs.12,000/=, my traveling allowance when am going to collect the products and accommodation kshs. 25,000/=, petty cash 3,500/=.My sales revenue sum upto ksh.13,000/= monthly sales is kshs. 80,000.00 my profit ranges between kshs.35,000/= Kshs. 40,000/=

Loan Proposal

Thank you Zidisha microfinance for the loan activation.Through your fund,i will expand my business.I will buy more hand bags and also children clothes,ladies wear and men's outfit for the good revenue and also good profit.I know that once i have enough goods i will be in good shape.Thank you all in advance,and welcome for the bidding.

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