Supply of green grams

Duncan

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Duncan

Member since

September 2018

On-time repayments

23 installments  •  61%

About Me

I am 43 years old business graduate, married, and a father of two children. Before I ventured into business 10 years ago, I was employed as a management accountant where I worked for 13 years.

I decided to venture into business full time to pursue my long-time hobby in order to improve my standard of living and also create employment opportunities for young people.

My Business

I have been operating the timber business, for the last ten years. Initially, I took it as a hobby which I was only engaging on weekends only.

Five years ago, I decided to resign from my employment and concentrate on the business full time. I have since expanded and acquired milling machines in order to reduce costs and also be able to offer market competitive prices.

I have engaged 10 people on a full-time basis and 7 on a casual basis.

Loan Proposal

With the amount of credit facility available (KES 12.00), will use it to buy a SMS package to enable me text potential farmers of green grams in order to enter a formal contract of producer - buyer agreement.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$1.00

Date disbursed

Sep 4, 2018

Repayment status

On Time

Projected term

1 week

Lenders

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  • Duncan    Mar 30, 2021

    Dear Lenders,

    I have expediated the loan to enable me to hire a truck to deliver timber to my customers. This will go along way in boosting my confidence with them as one of reliable suppliers thereby boosting my sales

    Finally, I thank you all for this credit facility and I promise to settle it on time.

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  • Duncan    Mar 29, 2021

    The previous loan fully utilized in the hiring of a truck to ferry timber to the market which is 150km from the yard. The loan enabled me to meet customer expectations in terms of delivery timelines, thereby boosting their confidence in me as a reliable supplier.

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  • Duncan    Feb 9, 2021

    Dear lenders,
    I have received a loan of KES 11,680.00 . As stated earlier it will be fully utilized to meet transportation cost of timber to my new customer.

    God bless you all.

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  • Duncan    Feb 9, 2021

    Dear lenders,
    This credit facility will enable me to transport my timber to my customer in Nairobi. It will be fully utilized in hiring a ten tonne truck for transportation hence meeting the deadline and also warn confidence of my new customer Mr James.

    I thank you all .

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  • Duncan    Feb 8, 2021

    Let me take this opportunity to thank my lenders for the credit facility extended. Through that credit, I was able to meet transport costs for my timber to the market. That is the cost of hiring a transportation lorry.

    I was able to deliver the product on time and my customers were happy. I was promptly paid and was not able to settle my loan but also purchased trees for milling; which I have already done.

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  • Duncan    Jan 11, 2021

    I will use the proceeds of the loan facility to cater for transport expenses for my timber to the market.

    Allow me to take this opportunity to thank all the lenders and the zidisha team for making my dream come true.

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  • Duncan    Jan 9, 2021

    Dear lenders,
    I thank you for supporting my timber business. I was able to settle transport logistics to the market. I sold the timber and was able to plough back the proceeds back to the business. I have in stock 5000 board feet of timber that is ready for market.

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  • Frank Mwenda    Dec 12, 2020

    I spoke with Duncan and he promised to make a payment on Monday

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  • Eunice Atieno    Nov 8, 2020

    Duncan will be sending his dues in due time this new week

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  • Duncan    Oct 22, 2020

    Dear lenders,
    Thanks for adva

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  • Duncan    Oct 7, 2020

    Dear leader,
    I am grateful for the credit you have extended to me. The goal is to utilize the funds to meet transport costs to the market for the props business I have started.

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  • Duncan    Oct 6, 2020

    Dear Leaders,
    I take this opportunity to thank you for the credit that you had extended to me. Initially, the amount was to procure a solar pump, however, I could not be able to raise the remaining balance of KES 60,000.00. I decided to venture into the selling props and poles as it is a business that requires minimal capital of KES 25,000.00.

    I have managed to prepare 500 props and 200 poles which are ready to be delivered to the market for sale.

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  • Duncan    Aug 26, 2020

    Dear lenders,

    Let me take opportunity to thank you all and the Zidisha team for offering this platform to assist people like me to persue and achieve their dreams through advancing soft loans.

    I will utilize the funds advanced to invest in a simple solar water pump to assist in irrigating my crops. This will go along way in reducing labour costs associated with manual watering of crops.

    Once again. Thank you.

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  • Duncan    Mar 26, 2019

    The previous loan application was used in settling wages that had accrued during cultivation of the crop (cabbages).

    The crop is now ready for market.

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  • Duncan    Dec 17, 2018

    Allow me to take this opportunity to thank you all for advancing this credit facility. It will be used in offsetting accrued wages for casual workers that I have engaged to assist in managing my vegetables farm.

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  • Duncan    Dec 10, 2018

    The previous credit facility was utilized in purchasing sprayer to assist in the spraying of pesticides to veggies. This will ensure that the veggies are of high quality hence they will fetch a better price in the market.

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  • Duncan    Dec 6, 2018

    Thanks for the credit facility which I was able to utilize in my farm.

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  • Duncan    Nov 20, 2018

    Dear Zidisha,
    Allow me to thank you for the good work that you do. Mine is a suggestion to you to consider reviewing the credit risk fee downwards.

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  • Duncan    Nov 20, 2018

    Dear Lenders,

    Allow me to take this opportunity to thank you for advancing credit facilities to me. This will go a long way in assisting me to better my life.

    This facility will be utilized in procuring folia fertilizer and pesticides for the vegetables that I am currently farming. After the application, I will be guaranteed of better quality and a bumper harvest.

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  • Duncan    Nov 13, 2018

    The previous loan facility was used, in purchasing tenders for vegetables from Lenana School. This will help me in getting a stable market for vegetables that I am currently farming in Laikipia County.

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