Stock of phone credit cards

Entrepreneur

About Me

I was previlage to have basic education through to the secondary level which I completed in may 2004,
I travel to the city where I got employed as a sales girl in mobile recharge cards.
it was here that I got the idea of starting something of my own because the income i get as a worker was not enough for me ,so I bought the shop I worked in when my employer put it on sale with the little I saved; maintaining my customers.
though i am now into a full time self employed in the telephony sector as a retailer in recharge card, i have the dream of one day taking distance course in business administration to better myself, my childhood dream i will accomplish one day.
I see this as a step closer to that dream with a stable financial backings.

My Business

My stay in business for the past year is good after the initial battle with keeping customers and staying in business.
The sale of recharge cards is fast moving venture with a low profit margin hence requires much attention and time and these cards are used by almost everybody on daily basis hence the assurance to your regaining of capital invested worst being breakeven.
This has prompt me to adding the sale of phone accessories which they (customers) ask of many a time.
I have a kid and a brother at the basic and secondary education sector respectively who depend on this recharge business.
Its a great relief to hear of this online lending and i hope to a brighter business with this opportunity.
hope this loan too is funded on time to cushion me to my dreams.

Loan Proposal

The loans i have contracted from this organization had set me on some level of expectation where i provide most of the needs of my customers thereby making this loan a vital component of my business.
I will buy in bulk rechargeable credit cards for all the mobile telecommunication networks that operates in Ghana and retail it to customers.
buying in bulk attract discounts where if you are able to buy up to a certain limit the network company will give a bonus discount at the end of each month , these add to my profit aside the normal interest rate i get from the daily sales.
Dealing in these cards needs high capital base as the highest profit margin on each transaction is 1% or less of the mount but the good part is that, it is fast moving which will not lead to the retention of the capital invested thereby making its more demand of money in order to make high profit.
This loan when funded quickly will set me to a great advantage as it will help in meeting my target with the operators and hence get some stipends at the end of each month as well provide for my customers.
This business would not have come this far but for your past and continued efforts as shareholders in providing the business capital.
It is time again for all shareholders/Lenders to help raise this loan for this business to continue its operation to provide its service to customers.

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Loan Info

Lenders