Stock of fertilizers and other agro-chemicals for my shop

Obeng

Berekum, Ghana

100% repaid

Entrepreneur

Name

Obeng

Member since

January 2015

On-time repayments

150 installments  •  33%

About Me

My name is Obeng Mireku Jnr. I am a native of Kwahu Mpraeso in the Eastern Region of Ghana but I reside in Berekum in the Brong Ahafo Region. I am a second born of the Christian families of Mr. Patrick Obeng Mireku and Mad. Paulina Sakyiwaa Dankwa. I had both Basic and Secondary education in the Brong Ahafo Region. I had my Tertiary education at the Kwame Nkrumah University of Science and Technology, Kumasi where I obtained my Bachelor of Science Degree in Mathematics. Currently, I teach Mathematics at Don Bosco Technical Institute, Odumase and also own an Agro Chemical Shop in Berekum in the Brong Ahafo Region of Ghana.

MY HOBBIES: Swimming, Playing guitar and solving mathematical problems.

My Business

Growing up as a young boy in farming community, I naturally developed the love for agriculture and from childhood till now, I have been involved in the cultivation of food crops. My long life dream of becoming an entrepreneur motivated me to start an agro chemical shop in Berekum after my national service with the help of my father. I did a survey in my area and realized that most of the farmers in my community are gradually changing from the traditional method of using just hoes and cutlasses in farming and have embraced the modern trends of cultivating on large scale, which can be made possible through the use of machinery and agro chemicals.
However, the few agro chemical shops that were available at the time were into what I term as “just buying and selling” without educating our farmers, most of whom are illiterates on the right and appropriate procedures on how to use these chemicals they sell to them.
My passion to offer quality and better services to farmers in my locality so that the chemicals they use in farming wouldn’t have any adverse effect on consumers led to me opening an agro chemical shop in 2009. The name of my shop is FARMGATE AGRO CHEMICALS, located off the Berekum – Dormaa road and opposite the Barclays Bank.
After the necessary education and equipping myself with the necessary knowledge concerning the application and use of agro chemicals and use of farm implements and machinery, I employed one person to help me manage the shop and he takes charge when I am not physically present.
I am now able to support my family and other ventures I enter into due to the proceeds I earn from my Agro chemical shop.

Loan Proposal

I would like to thank all Zidisha lenders most especially ORBP1, FAMILY MUELLER, Kuebel, NOWfund, ROZENTUIN and Vasily Kudrin for funding my first project.
As I said in my first loan proposal, there is still much room for improvement especially in the area of meeting the demands of our customers. I would be very grateful if ZIDISHA LENDERS could grant me another loan to increase the stock I have in order to meet the demands of my customers. I plan to repay the loan with the proceeds I make from the shop. Agro chemicals in my locality is a fast moving commodity and repayment of the loan wouldn’t be a problem.

Feedback

2

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$218.00

Date disbursed

Mar 12, 2015

Repayment status

On Time

Projected term

3 months

Lenders

T

ToddK

Indianapolis, IN, USA, United States

Laurent

Vevey, Switzerland

ads68

Melbourne, Australia

B

Bjoernanders

Tromsø, Norway

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

Mun

Orlando, FL, United States

NathanMoore

United States

M

Malte

Hanover, Germany

Lou Kaucic

Sanbornton, NH, United States

JS

Johan Steen

Malmö, Sweden

Ask Obeng a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Obeng    Nov 24, 2015

    I am very much grateful to all lenders for the support given to me so far. However, purchases at my shop has not gone the way I projected it to be. To keep the good relationship that I have built with you so far, I would like to reduce my weekly repayment amount to 25 cedis. I promise to increase it to the original agreed amount should sales pick up. Thanks and God bless you all.

    Log in to reply • Share
  • Obeng    Oct 31, 2015

    Good morning family. I thank all lenders who funded my 4th project. I have received the requested amount and promise to always repay my loan on time to help this family grow bigger. God bless you all

    Log in to reply • Share
  • Obeng    Oct 31, 2015

    Good morning family. I thank all lenders who funded my 4th project. I have received the requested amount and promise to always repay my loan on time to help this family grow bigger. God bless you all

    Log in to reply • Share
  • Obeng    Oct 13, 2015

    Thank you lenders for funding my fourth project. I really appreciate what you have done and may God richly bless you. I promise not to disappoint you

    Log in to reply • Share
  • Baba    Oct 10, 2015

    Best wishes

    Log in to reply • Share
  • Ansu    Oct 6, 2015

    Dear Obeng,
    I know how hardworking you are, am talking about the last time I visited your work. My dear lenders too has seen your seriousness at your work,so surely they will get back to you so soon. Good luck.

    Log in to reply • Share
  • Richard    Oct 5, 2015

    Junior,
    Thank God your fourth project is in motion, and until you are tested and tried, you cannot be trusted, Junior after series of loans here, you can now be trusted. I believe above all reasonable doubt that, you will NEVER fail any lender who helps you out with your project..... I make a passionate appeal to lenders to help you out, as your job is affecting our community positively. Thank you lender for helping Obeng, and taking time to read. God bless..

    Log in to reply • Share
  • Obeng    Sep 27, 2015

    For the past nine months, I have been enjoying the support of lenders through zidisha. I thank you so much lenders for the support. Without you, I wouldn't have gotten this far.

    Log in to reply • Share
  • Obeng    Sep 27, 2015

    For the past nine months, I have been enjoying the support of lenders through zidisha. I thank you so much lenders for the support. Without you, I wouldn't have gotten this far.

    Log in to reply • Share
  • Obeng    Aug 19, 2015

    Good morning Community members. I hope it is well with all of us.

    Log in to reply • Share
  • Obeng    Jul 3, 2015

    I am so happy to inform lenders that an amount of GHC 2,351.00 was transferred into my account on Wednesday, the 1st of July, 2015 by Association of African Entrepreneurs. Thank you so much and I promise to work hard with the amount for its intended purpose. Many Thanks

    Log in to reply • Share
  • Obeng    Jun 29, 2015

    Once again, another loan has been funded successfully. Thank you lenders for the support you've given to me. God bless you.

    Log in to reply • Share
  • Awudu    Jun 28, 2015

    Once you are a good borrower, your loan would be funded impressively. Good luck!!

    Log in to reply • Share
    • Obeng    Jun 29, 2015

      Thank you Mr Yahaya. You've been a wonderful volunteer Mentor to me. God bless you

      Log in to reply • Share
  • Michael    Jun 24, 2015

    Hello Obeng,

    All the best

    Log in to reply • Share
  • Baba    Jun 23, 2015

    Dear Zidisha and my wonderful lenders, Obeng Mireku Jnr is very hard working man. Hope his loan will be fully funded. Thank you.

    Log in to reply • Share
  • Obeng    Jun 23, 2015

    I really grateful to lenders who supported me with my project. The capital injection into my business has been so helpful. God bless you all

    Log in to reply • Share
  • Awudu    May 2, 2015

    Hello Obeng,

    Thank you for being a borrower on the first peer-to-peer micro-lending platform, building direct connections between borrowers and lenders across the globe (Zidisha).

    I am happy that you have been assigned to me as your Volunteer Mentor (VM).
    I am very grateful to have the pleasure of being a part of this organization (Zidisha).

    I hope you and your families are enjoying the loan you received from this noble service (Zidisha). It is my belief that your business probably is growing well. You didn’t go for a bank loan, which could have required paying back more in interest than the capital amount. Instead, you chose to receive an affordable loan from Zidisha to help your business grow. And, today, just look at how your business probably is running better than you expected. This is so amazing!

    This platform also is here to help you to expand your business, and to help you not worry much about business collapse. Our dear Lenders extend their generosity and express their desire not just for your business to succeed, but also for you to enjoy your life. Some borrowers and lenders even become real friends on this platform. :)

    I would be very grateful if you would continue to make payments according to your repayment schedule. Lenders on Zidisha contribute to you from the bottom of their heart, and truly want to help you to overcome your challenges. Please, the fund that our Lenders use to lend to you is the same fund that they use to lend other borrowers. So, if you don't repay the loans they extend to you, then they cannot extend future loans to others. This is the way it works.

    One person has reaped a large harvest, but today we all are sharing in it. Who is that person? That person is our beloved founder (Julia Kurnia). May the Lord Almighty bless her (Julia) and give her more knowledge and a long life. May the Lord Almighty also bless all of our Lenders, always.

    Thank you for being a part of and enjoying this noble platform, Zidisha.

    Awudu Yahaya
    Volunteer Mentor

    Log in to reply • Share
  • Laurent    Apr 30, 2015

    Hello Obeng,
    Thanks for your post and positive message.
    I hope your business will prosper.
    Take care
    Laurent

    Log in to reply • Share
  • Obeng    Apr 13, 2015

    With the onset of the rainy season in Ghana, Sales of Agro chemicals have gradually picked up. The loan from Zidisha that was injected into my business has been very helpful. My stocks have increased and to show my appreciation, I am also repaying on time so that other who needs funds can also get it. Thanks to all lenders who have and are still supporting me. Im really grateful.

    Log in to reply • Share
  • Obeng    Apr 3, 2015

    I want to wish all community members and lenders a happy easter. The loan disbursed to me has been very helpful and I promise to always repay on time. Many thanks

    Log in to reply • Share


Loading...

Loading...

Loading...