Spray chrome

Herman

Sidenreng Rappang, Indonesia

100% repaid

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Entrepreneur

Name

Herman

Member since

February 2017

On-time repayments

68 installments  •  74%

About Me

I was the eldest of six children, I grew up in modest conditions, I managed was educated only up to high school level in the mechanical department. __many Type of business that I run, but all are not able to survive the economic difficulties, I am currently pioneering efforts in the field of painting and chrome plastic that I value potent enough to run.

My Business

Because my business is still new, the capital required for promotion and procurement of materials. This is potentially good enough because of the large number of vehicles and furniture needs decorated and embellished. Profit Very large depending on the amount of workmanship.

Loan Proposal

I will use the loan fund to purchase materials and replacement of supporting equipment such as new spraygun that has been damaged, hope the future can be more durable in its use.

Show original Bahasa Indonesia  

About Me

Saya adalah anak pertama dari enam bersaudara, saya dibesarkan pada kondisi yang sederhana, saya berhasil menempuh pendidikan hanya sampai tingkat SMA pada jurusan mekanik.
Banyak jenis usaha yang telah saya jalankan namun semua tidak mampu bertahan menghadapi kesulitan perekonomian, saat ini saya sedang merintis usaha dalam bidang pengecatan dan krom plastik yang saya nilai cukup berpotensi untuk dijalankan.

My Business

Karena usaha saya ini masih baru maka dibutuhkan modal untuk promosi dan pengadaan bahan-bahan.
Usaha ini cukup berpotensi baik karena banyaknya jumlah kendaraan dan furniture yang butuh dihias dan dipercantik.
Keuntungan sangat besar tergantung jumlah pengerjaan.
Saya memilih jenis bisnis ini karena sangat berpeluang berkembang besar karena masih satu-satunya di daerah saya.
Setiap pendapatan dan keuntungan untuk saat ini saya gunakan untuk pengembangan dan pembangunan rumah saya

Loan Proposal

Dana pinjamana akan saya gunakan untuk untuk pembelian bahan dan penggantian peralatan penunjang seperti spraygun baru yang telah rusak, semoga kedepan bisa lebih awet dalam penggunaannya.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$29.00

Date disbursed

Jan 26, 2018

Repayment status

On Time

Projected term

4 weeks

Other loans

Feb 2017:  $8

Apr 2017:  $12

Jun 2017:  $12

Jun 2017:  $12

Aug 2017:  $12

Sep 2017:  $13

Oct 2017:  $24

Mar 2018:  $38

Apr 2018:  $58

Jul 2018:  $84

Feb 2023:  $49

Lenders

Ryan Agnew

Australia

Ask Herman a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Herman    Feb 18, 2023

    Funds are used to purchase equipment. With the addition of equipment, the execution of consumer orders can be on time. Thank you very much to the donors who have helped, I wish you good health and lots of fortune

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  • Herman    Feb 18, 2023

    Grateful for the zidisha program, for the umpteenth time we have received funding support so that we can develop our business for the better.

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  • Fitri    Mar 21, 2019

    I have reach out to him and he still think that asking his credit risk refund to fully repay this loan are too complicated.

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  • Fitri    Jan 12, 2019

    Dear Lenders,
    I have talked to Mr. Herman Rauf and advised him to repay the loan, or to ask his credit risk refund to fully repay this loan as his credit risk in this loan higher than his remaining loan.
    Paypal payment still an obstacle to a lot of borrower in Indonesia.
    I hope you all understand about this situation. Thank you.

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  • Fitri    Nov 23, 2018

    Dear Lenders,
    The new change payment to paypal are needed but at the same time it's pretty hard to apply.
    more prefer to not repay their loan especially the one who have credit risk higher then their remaining loan. I have talked with Mr Herman and he said paypal payment are too complicated and his credit risk at this loan more higher then his remaining loan. I have suggested him to make a ticket to ask his credit risk on this loan to repay his remaining loan. I have asked the staff first that this kind of approach is allowed.
    Hm. I have no idea what to do anymore.
    You can find this new payment method information here :
    www.zidisha.org/forum-threa...

    Thanks for all your support to him. Hope you all have a good day.
    Fitri

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  • Fitri    Sep 15, 2018

    Dear Lenders,

    I have talked with Herman Rauf, He said that he will repay his loan soon. I hope he will do it soon and updte his information to you.

    Thank you for understanding,
    Fitri

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  • Fitri    Aug 12, 2018

    Dear all of Herman Rauf lenders,
    I have sent him reminder message for the past few days and call him too but he has not respond to me yet.
    I'll try again to reach him in another time and his references too.
    Thank you for your understanding.

    Warm regards,
    Fitri

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  • Herman    Jul 1, 2018

    I thank you lender, hopefully healthy always and hopefully this punjaman can be useful.

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  • Herman    Jun 22, 2018

    Past loan has been successfully paid indicating that its use is useful and able to assist business development, only the policy of zidisha about Credit risk is quite burdensome but what power should be lived though feels burdensome, hopefully the next loan I can use as much as possible as previous loans though the current credit risk policy is heavy. thanks.

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  • Herman    Apr 26, 2018

    Thank you to Mr Joost who is ready to help give this loan. May you and your family always be in God"s protection. So much of my desire to develop my business is, this loan you give me will use for development.

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  • J    Apr 20, 2018

    Your work looks very good. You are a true professional.

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  • Herman    Apr 20, 2018

    This business is quite potential because of the large number of vehicles and furniture that need to be decorated and enhanced. The profits are huge depending on the amount of workmanship. I chose this type of business because it is very likely to grow big because it is still the only one in my area. Every income and profit I currently use for the development and construction of my home.

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  • Herman    Mar 4, 2018

    I would like to thank many lenders for it, hopefully you are always in God"s protection and always successful. This loan will be my best use.

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  • Herman    Mar 3, 2018

    I chose this type of business because it is very likely to grow big because it is still the only one in my area. Every income and profit I currently use for the development and construction of my home.

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  • Herman    Jan 26, 2018

    Dear ryan agnew.
    Thank you for your loan funds. hopefully the funds really can be useful and hope you are always in the protection of god.
    Thanks.

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  • Herman    Jan 9, 2018

    I thank you. The next loan I will receive will be used to purchase equipment that is always needed for business continuity. Hopefully with the zidisha can help the capital needs to new entrepreneurs.

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  • Herman    Nov 5, 2017

    Thanks to all of you donors who have been willing to fund this business I am initiating.

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  • Herman    Nov 3, 2017

    Chromed spray on motorcycle stirrup

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  • Herman    Nov 3, 2017

    Hasil spray chrome

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  • Herman    Oct 28, 2017

    Because my business is still new then needed capital for the promotion and procurement of materials. This business is quite potential because of the large number of vehicles and furniture that need to be decorated and enhanced. The profits are huge depending on the amount of workmanship. I chose this type of business because it is very likely to grow big because it is still the only one in my area. Every income and profit I currently use for the development and development of a more viable business place.

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