Virginia
Nairobi, Kenya
100% repaid
Name
Virginia
Member since
January 2015
On-time repayments
44 installments • 61%
I was brought up by a single mother. went to school through alot of hardship but managed to perform very well in Primary and secondary school. unfortunately i was not able to continue and from there i have been doing small businesses here and there. I am a single mother of one baby girl who is 6yrs old and i have also hosted an orphan who is 9yrs old. I have been providing for them single handedly till now. when she grows up she would love to be a lawyer.
I am a kikuyu and in our culture we are business oriented and do very well in business.
during my part time I teach peer education amongst young people in my area. i love community work and helping out in any way whenever I can.
I am involved in fruits business at the Nairobi CBD. I make fruit salad,park them in plastic contains with a folk attached to each,at home in Dagoretti and then deliver them to offices and stall in the city centre.I have been doing the fruit salad business for an year now and its picking up so well.I started with fruits worth $50 and utensils worth $10. I have been buying five kinds of fruit; water melon,mango,pineapple,bananas and ovacado, each each bag at $10. the fruits go for two days because of lack of a better way to carry them from home to the city centre. Therefore $25 is spent daily as capital,and gives me back $8 profit.I also have expenses to deduct,like transport. I use my profits to pay rent,school fees for my daughter and an orphan am hosting. I also buy food with the same money.I would wish to expand my business because the market is really large...I found out most people in offices in town are trying to diet so they can keep fit or loose some weight, and fruits is all they need. unfortunately its challenging for me to carry lots of those packs in public transport. that would call for me to either increase production and get a taxi to be carrying for me, or get a small space in town to make my fruits from. Increasing my capital by $150 and make all the fruits in a day, would give me a profit of $48 daily, which would cater for transportation for a month before I get a small kitchen in town. To ensure all that fruit salad is sold out, i would look for orders a day before and make sure i get as much orders as i need...
If i get the loan i shall use that money to expand my fruit salad delivery business. I shall buy more fruits to add to my fruit salad business. I intend to buy a portion of all the five types of fruit, so i can increase the packs from 80 to 200 packs a day... that shall mean a profit of $20 a day.This is because per day I spend $25 dollars to make 80 packs. The cost of each park is $0.3 and I sell it at $0.4. I therefore make a dollar from 80 packs, in a day.If I increase the packs to 200 I shall make a profit of $20 in that particular day. That way, I shall therefore be able to save and get a small kitchen in town ,so I can even expand my fruit business further. personally I cannot be able to expand the business from my returns due to my responsibilities. I therefore kindly request Zidisha o help me out, and with time as I repay the loan and keep getting some more, I shall add fresh juice, make a chain of fruits parlors in town, and delivery men all over. Thank you
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 2, 2015
Repayment status
On Time
Projected term
7 months
Other loans
Amount repaid
$104.84
Amount remaining
$0.00
Date repaid
Aug 26, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 15, 2015 | $10.08 | Feb 15, 2015 | $10.08 |
Feb 22, 2015 | $6.67 | Feb 22, 2015 | $6.67 |
Mar 1, 2015 | $6.67 | Mar 10, 2015 | $6.67 |
Mar 8, 2015 | $6.67 | Mar 12, 2015 | $6.67 |
Mar 15, 2015 | $2.22 | Mar 15, 2015 | $2.22 |
Mar 22, 2015 | $2.22 | Mar 22, 2015 | $2.22 |
Mar 29, 2015 | $2.22 | Mar 28, 2015 | $2.22 |
Apr 5, 2015 | $2.22 | Apr 7, 2015 | $2.22 |
Apr 12, 2015 | $11.11 | Apr 18, 2015 | $11.11 |
Apr 19, 2015 | $0.00 | ||
Apr 26, 2015 | $0.00 | ||
May 3, 2015 | $0.00 | ||
May 10, 2015 | $2.22 | May 13, 2015 | $2.22 |
May 17, 2015 | $2.22 | May 20, 2015 | $2.22 |
May 24, 2015 | $2.22 | Jun 3, 2015 | $2.22 |
May 31, 2015 | $2.22 | Jun 26, 2015 | $2.22 |
Jun 7, 2015 | $2.22 | Jul 4, 2015 | $2.22 |
Jun 14, 2015 | $2.22 | Jul 4, 2015 | $2.22 |
Jun 21, 2015 | $2.22 | Jul 4, 2015 | $2.22 |
Jun 28, 2015 | $2.22 | Jul 4, 2015 | $2.22 |
Jul 5, 2015 | $2.22 | Jul 4, 2015 | $2.22 |
Jul 12, 2015 | $2.22 | Jul 6, 2015 | $2.22 |
Jul 19, 2015 | $2.22 | Jul 12, 2015 | $2.22 |
Jul 26, 2015 | $2.22 | Jul 19, 2015 | $2.22 |
Aug 2, 2015 | $2.22 | Aug 6, 2015 | $2.22 |
Aug 9, 2015 | $2.22 | Aug 14, 2015 | $2.22 |
Aug 16, 2015 | $2.22 | Aug 19, 2015 | $2.22 |
Aug 23, 2015 | $2.22 | Aug 20, 2015 | $2.22 |
Aug 30, 2015 | $7.78 | Aug 22, 2015 | $7.78 |
Sep 6, 2015 | $11.43 | Aug 26, 2015 | $11.43 |
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