Shurmer

Shurfer

Kapkelek, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Shurfer

Member since

February 2017

On-time repayments

8 installments • 100%

About Me

I own a small shop here in kericho. I repair mobile phones, radio, tv, generators and selling electrical items like wires, wall switches, extension and tv guards.

My Business

my source of income is above average: ksh. 8,000 to ksh. 12,000 per month and not every month sometimes monthly income is about ksh. 14,000 to ksh. 17,000...sometimes less (8,000).

Loan Proposal

I will use add this loan to my other money that I have and use the money to buy some spare pars for my shop so that i will be able to add some spare part to my shop. and start growing my business little by little until my small shop becomes a whole sale shop instead of repair shop. am sure this loan will help me and will add something to my shop.

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M
Margaret Apr 2, 2019

Perfect repayment!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$6.00

Date disbursed

Feb 1, 2019

Repayment status

On Time

Projected term

4 weeks

Other loans

Feb 2017: $4

Jul 2018: $4

Lenders

Margaret

United States

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Shurfer Feb 20, 2019

i would like to pay my outstanding loan in randomly, sometimes more than my weekly installment.

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M
Margaret Jan 31, 2019

Hi Shurfer,
You will be able to grow your business if you use Zidisha wisely. Make sure you keep up with your payments on your loan and if you have a time where it is hard for you to make a payment make a very small one rather than none at all. It is very important to keep your repayment rate high because as your loans grow bigger lenders will check to make sure you will repay. You can achieve your dreams as your sound like a hard worker! Best of luck to you. Regards, Margaret

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Shurfer Jan 29, 2019

My loan is funded but not to my m-pesa account, why..

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J Aug 16, 2018

Dear Shurfer,

Because it’s your first loan above 10$ you will have to pay a one time membership fee. This is deducted from your current loan. More info about this can be found on the Borrowers FAQ (www.zidisha.org/faq#borrowe...)

You can find an overview with the calculations on your “your credit limit” page. (www.zidisha.org/current-credit). Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.

If you accept this loan then you should go to your dashboard and confirm acceptance by following the instructions on your dashboard (www.zidisha.org/borrower/da...)

If you don’t accept this loan then please wait 3 days and it will expire automatically.

If you already accepted the loan and this was a mistake then please cancel the loan by following the instructions on your dashboard (www.zidisha.org/borrower/da...) .

Ps. This is a place to communicate with lenders. If you need help from Zidisha staff about your account then you should always create a support ticket using the help menu (www.zidisha.org/borrower/help).

Kind regards,
Joost
Team Zidisha

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