Entrepreneur
Name
Naomi
Member since
November 2014
On-time repayments
278 installments • 56%
About Me
My name is Naomi Edward, I was born in Kilifi county Kenya.I went to Bamburi primary school where i did my kcpe, then joined St Annes High school where i did my kcse in 1989, then later in 1990 i joined Pioneer Commercial collage where i achieved my ACN Certificate. In 1992 i was employed at kenya suitcase manufactures limited as an accounts clerk . Am a single parent of four sons. Three of my own and one adopted orphan. My salary is very small to sustain my needs including school fees for my three sons who are in secondary schools, this is why i thought of having anaother source of income. Also some other shop keepers at my residence place are adding some few shillings on the items, this habit irritated me so much, and this is what made up my minde to open a small shop at least to sell at a reasonable prices.
My residence place is mombasa , likoni, kona ya zamani area. in bwana Athuman's house no 2.
My Business
I opened a small retail shop recently in August 20 14 at kona ya zamani, Likoni. selling variety of goods like sugar,salt,maize flour,cooking oil, rice,beans,wheat flour,kerosine etc etc. For a day i make kshs five hunded to eight or even a housand ,that is a good day.I have kept my cousin brother to run the shop while am at work. But i don't sell milk and soft drinks due to luck of refridgerator, am certain sure i would have increses my margin if i was selling these soft cold drinks.
That's why i need some money to buy the refridgerator.
I have closed down my small retail shop due tounfaifull people i keep on my shop while am at work, but instead i have involve my self in transport sector. I have bought a three wheel vehicle and employed a driver, whereby at the end of the day he gives me kshs one thaousand.
Loan Proposal
To pay school fees for my elder son who was sent home without doing his end term exam due to luck of school fees. He had a balance of kshs 9,500.00 and for this term, he is surppose to kshs 14,000.00. So from kshs 17700.00 less kshs 9,500.00 for last term and the balance to reduce second term's balance which will be kshs 8,200.00 . so i will be left with a balance of kshs 5,800.00 to clear.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$186.00
Date disbursed
Jul 6, 2015
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
United States
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Summary
Amount repaid
$194.36
Amount remaining
$0.00
Date repaid
Oct 17, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 19, 2015 | $24.29 | Jul 19, 2015 | $24.29 |
| Jul 26, 2015 | $24.29 | Jul 19, 2015 | $1.48 |
| Jul 26, 2015 | $22.80 | ||
| Aug 2, 2015 | $24.29 | Jul 26, 2015 | $2.97 |
| Aug 2, 2015 | $21.32 | ||
| Aug 9, 2015 | $0.02 | Aug 2, 2015 | $0.02 |
| Aug 16, 2015 | $10.31 | Aug 16, 2015 | $10.31 |
| Aug 23, 2015 | $10.31 | Aug 23, 2015 | $10.31 |
| Aug 30, 2015 | $10.31 | Aug 30, 2015 | $10.31 |
| Sep 6, 2015 | $10.31 | Sep 6, 2015 | $10.31 |
| Sep 13, 2015 | $10.31 | Sep 13, 2015 | $10.31 |
| Sep 20, 2015 | $10.31 | Sep 20, 2015 | $10.31 |
| Sep 27, 2015 | $20.62 | Sep 27, 2015 | $20.62 |
| Oct 4, 2015 | $10.31 | Oct 4, 2015 | $10.31 |
| Oct 11, 2015 | $10.31 | Oct 11, 2015 | $10.31 |
| Oct 18, 2015 | $18.38 | Oct 17, 2015 | $18.38 |
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