Saving for my school fees

Wendy Emlyn    Apr 5, 2021

Hello Philister.
Are you able to make any more payments yet?
God bless you,
Wendy

Elisha    Feb 28, 2021

she is down financially but willing to repay small amounts weekly.

Frank Mwenda    Jan 10, 2021

Philister said her business is not doing well, but she's working on paying the loan as soon as possible

Philister    Dec 26, 2020

Kindly if you can adjust my installment to 250 ksh per week I will appreciate ..Things are tough on my side .The lowest limit you've put on my adjust installment is too high for me

Eunice Atieno    Dec 6, 2020

Phillister is requesting for longer time to repay her loan. Thanks

Philister    Nov 21, 2020

Kindly adjust my installment as am not in a position to pay my current installment

Wendy Emlyn    Nov 12, 2020

Hello Philister.
Are you able to make any more payment yet?
God bless you,
Wendy

Eunice Atieno    Nov 5, 2020

She has promised to come back with the normal payments soon she gets good profit.

Philister    Oct 17, 2020

Hello kindly adjust my installment as am not able to pay the full amount due to low profits

Eunice Atieno    Oct 5, 2020

Philister is having some challenges which is hindering her to send the loan repayments on time.

Philister    Sep 12, 2020

Hello zidisha kindly adjust my installment as am not in a position to pay the full amount due to low profit margins in my business..Thankyou

Eunice Atieno    Sep 5, 2020

She has requested to be given more time to enable her to continue payment of her loan.

Philister    Aug 8, 2020

Kindly adjust my installment due to the covid -19 pandemic..Am experiencing very low profits

Philister    Jul 4, 2020

Hello kindly adjust my installment because my business is about down during this period

Philister    May 30, 2020

Hello zidisha I kindly ask for loan adjustment due to the inability to get more profits for
my business during this covid 19 pandemic

Philister    Jul 3, 2019

Hello zidisha team..I would like to know if the credit risk fee is refundable to the borrower on completion of the loan repayment because the fee it's too much and I had planned to increase my stock with the money

• MT

  Michael Thurm    Jul 4, 2019

  Dear Philister,
  
  as far as I know (and I'm not a zidisha official or volunteer) the credit risk fee is non-refundable. You can read about it in the forum: www.zidisha.org/forum-threa...
  
  I hope your numbers still work out with the fund reduced by the credit risk payment.
  
  Best wishes
  
  Michael

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GaloLending    Mar 5, 2015

Hope everything is going well for you Philister :).

Philister    Nov 12, 2014

Dear lenders and zidisha team.

i would like to change my installment from two thousand Kenyan shillings weekly to one thousand Kenyan shillings weekly as i cannot be able to afford the current installment as currently I am only relying on the eggs as the chicks have not yet matured fully .
i was able to pay the two thousand Kenyan shillings installment before as i was involved in other side business which included the various agricultural shows that were held in the various counties in kenya .

i attended the Nairobi agricultural trade fair which was my first time and being a first timer I wasn’t very conversant with some logistics and i made loss .
being someone who doesn’t give up easily I decided to redeem myself as I had learnt a lot in regards to the mistakes I did .with my knowledge I proceeded to the kitale agricultural show and being wiser and also partnering with my best friend I was able to make some profit which I channeled back to my chicken business
By December my chicks will be ready for consumption and being a festive season I know my business will pick up and I will be able to reschedule my amount to a higher installment.
I have decided to reschedule the loan as I don’t want to affect my repayment record and have a bad reputation that is why I have settled on reducing the weekly installment to a thousand Kenyan shillings which is at least manageable for me
Thanks for the support you have accorded us to improve our standard of living

TVandenbosch    Nov 5, 2014

Dear Philister, is everything alright? We haven't heard from you for a while now.

• Philister    Jan 26, 2015

  hello everything is okay . we are still pursuing the chicken business .
  from my proceeds i was able to partner with a friend who had layers and it was becoming very hard for her to manage since she stays in a different county .

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GaloLending    Oct 29, 2014

I hope you are well Philister and that your business is going well too :)

• Philister    Jan 26, 2015

  thank you .i am well now even though i faced some few challenges last year .

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