Salon

James

Shanzu, Kenya

100% repaid

Entrepreneur

Name

James

Member since

May 2017

On-time repayments

100 installments  •  41%

About Me

I was in 1983 in kakamega county joined primary school until 1989 at shiseno primary thereafter joined musingu high until 2001,i then joined masinde muliro university where i studied education until 2010.Due difficulties in finding employment currently i decide to start my own business with funds i secured from family to start this salon business with the help of my wife.This usually has a lot of challenges especially during low seasons when there no festivities here in mombasa county.When i heard about zidisha i knew i could secure working capital instead having to work as a labourer at beach hotels.

My Business

In do different styles of feminine hairdo,i stock different artificial hair,shoes,body lotions,school bags for children and others which readily appeal to customer desires.I decided to venture into this coz my wife was a talented hair dresser therefore i decided to seize that opportunity .We make a profit of between shs 500 to shs 700 a day which usually rise during weekends and holidays especially december when sales rise steadily.My costs are stocking of those artificial hair,body and hair lotions,shoes and others,the profits i get enable me feed my family and pay school fees.

Loan Proposal

Iam very grateful coz the first was quite a boost to business and to my ego coz finally i could see light at the end of the tunnel,i would like to purchase more of the artificial hair so that customers can find them readily available which in turn adds to my bottom line.i would also like to purchase school bags and shoes so that customers can pick on them as they leave or enter the salon.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$27.00

Date disbursed

Jul 25, 2017

Repayment status

On Time

Projected term

2 months

Lenders

Paul Buchheit

Mountain View, United States

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  • James    Oct 2, 2024

    my business went down and am trying to recover.once am fully recovered,I will be in a pole position to pay everything

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  • James    May 16, 2024

    due to the pandemic, my business went back and I had to start afresh.now it has started to pick.am going to start repayment

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  • James    Feb 18, 2024

    since coronavirus my business went down .am trying my best to get the first instalment.i will be able to complete my payment in time

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  • James    Jan 1, 2019

    my business had closed and now I have reopened

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  • Edwin    Jun 16, 2018

    he explained to me that his business is going thru some hard times but will start repaying as soon as next week

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  • James    May 8, 2018

    Dear Zidisha, why is it that your interest is high?many of your clients keep on calling me to explain to them but I do not know what to tell them. You have increased your from 5% to 24%.this is a high interest rate.even in Kenya the

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  • James    May 7, 2018

    The loan that you gave me real assisted me a lot.even though we had a difficulty year in 2017 due to the general election, I have been able to increase my sales. I have been making a profit of $ 59 every months. This has assisted me to pay my monthly rent,pay fees for my children, feed my family and assist the elderly and orphans. I have been buying things like flour,school books and clothes for orphans in the society. Next time I will have to be able to buy lunch for the whole orphanage. This is because the stock that I added has been making a good profit. I bought artificial hairs, school bags and shoe's. I also started selling second hand clothes for ladies.thank you Zidisha and keep on growing

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  • James    Apr 26, 2018

    Why is it that I paid ksh 500 this week and it is not reflecting? Please assist

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  • James    Mar 5, 2018

    The government demolished the premises that were near the road and I had to close my business .but I have found another shop.before I start paying the whole amount.

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  • James    Jan 4, 2018

    I kindly thank all my lenders who contributed to my loan.I received $260.am going to buy a drier,artificial hair ,shampoo and add another mirror

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  • James    Dec 29, 2017

    I kindly thank all my lenders who contributed in funding of my loan.am really humbled for you guys are uplifting us.when I get the loan ,I will buy a drier @ $ 20,add stock of artificial hair ,manicure and pedicure. This will increase my sale and earn good profit of which I will use to fund orphans

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  • James    Dec 18, 2017

    I was able to artificial hair manicure and pedicure for my customers I was to make $50 profit

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  • James    Dec 13, 2017

    Yesterday I send all my mentees who have failed to pay their loan a text message which read"please pay your zidisha loan by Thursday or we add your name to CRB".most of them have replied by saying that they will pay before Friday. These are their names and contacts.b mwania 0706256945,Lilian nyaera 0790989839,Charles makanda 0728285453,Lawrence oduor 0713306855,Peter nzege 0717158955,Mohammed joha 0743253213,Eric ouma 0743454127,sheila wangari 0720065926 ,Kevin murithi 0706972699.most have replied by saying that they will pay the loan by Thursday. Thank you very much for giving such opportunity. Be blessed

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  • James    Dec 11, 2017

    Am doing well with the loan that I received from you.I am greatful because my business is doing well

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  • James    Nov 22, 2017

    Am doing fine with the loan that you people gave me despite the high risks of politics in our country.

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  • James    Nov 1, 2017

    I thank you very much for the loan you gave me has assisted me to increase my sales and add more stock.the little profit I got,I used it to buy reading and playing materials for the children of shanzu orphanage

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  • James    Oct 22, 2017

    May the Almighty father bless all the zidisha family because through their support ,I was able to pay my child school with ease

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  • James    Oct 13, 2017

    Am doing well with the loan because I have added good stock which will assist me to pay school fees for my child. I will also assist the opharns and elderly with the little amount I have

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  • James    Oct 5, 2017

    I sincerely thank Paul Buchheit,Bernadette V,Humble bundle community, The zinc team, Craig Newmark, Loungin,Pixelsebi,Mathieu, Handshake, Oliversouth wick and all who contributed to my loan. Am sure you will continue with the same spirit. Be blessed

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  • James    Oct 5, 2017

    I kindly thank zidisha for giving me a loan because it has assisted me expand my stock. I have also assisted some orphans to buy a ball because they did not have one.I would like them to continue with the same spirit because it will assist more people. I really thank zidisha

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