Entrepreneur
Name
Judith
Member since
November 2013
On-time repayments
269 installments • 89%
About Me
My name is Judith Chidzugwe. I live with my family in Mtwapa. I am married with 2 children who are all boys and they are all grown ups. My last born son has just graduated with a Master's of Science, Geosciences at the Georgia State University, Atlanta, USA. Due to the Corona virus, he received his Master's Certificate by mail.
I was born in a family of four, two brothers and two sisters. My parents died a long time ago. My sister died in 2015 so I have two brothers, one of whom has settled in Nairobi and the other one is Mombasa. They too, have their own children who are trying to settle down. We visit one another very often to keep the family bond.
I like making new friends, listening to inspirational music and watching movies.I love gospel music and I also like singing. I also like praying and fasting so much because I believe in prayers that move mountains. When you believe in God, there is nothing that is impossible. Just trust in Him and all will be well.
My Business
I am still doing my business of selling bedsheets from Mombasa town to Malindi town and upto Lamu town where I have gotten some customers. I am buying in bales and then sell at retail prices. One bale goes for Kshs.30,000/= (US $300) and sale at retail prices of Kshs.2,500/= (US $25) per pair of two bedsheets and 4 pillowcases In one bale, there are 20 sets of bedsheets which when all are sold, a total amount of Kshs..50,000/= (US $500) is raised. I make a profit of Kshs.20,000/= (US $200) within two weeks of selling. I am now planning to buy three bales and sell them within two weeks. Three bales will cost me Kshs.90,000/= (US $ 900) which after being sold, a total amount of Kshs.150,000/= (US $ 1500) will be raised. Out of this amount, Kshs.60,000/= (US.600) is my profit, and the rest is pumped back in the business. In a month, I will be able e to raise a profit of Kshs.120,000/= (US $1200) which will enable me to pay my bills, cater for other necessities and most importantly, service the Zidisha loan. This business has improved my standard of living . Am doing it from home.
I am and will be able to pay my loan in good time. Zidisha has always been there for me and I still believe, lenders will be able to support me. Long live Zidisha.
Loan Proposal
The Loan that will be given to me will enable me buy three bales of bedsheets at a cost of Kshs.90,000 (US $900) and sell within two weeks. The amount raised will be Kshs.150,000 (US $1500) and my profit will be Kshs.60,000 (US $600). In one month, I will have sold 6 bales of bedsheets totalling to kshs.180,000 (US $ 1800) and sold at Kshs.300,000 (US $3000) Out of this amount, Kshs.120,000 will be my profit and this will enable me pay my bills, cater for other necessities and most importantly, service the zidisha loan. Lenders, Kindly support me in my business.
Feedback
Positive
5
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,014.00
Date disbursed
May 1, 2019
Repayment status
On Time
Projected term
13 months
Other loans
Lenders
Seattle, United States
Austin, United States
Amsterdam, Netherlands
Stamford, USA, United States
Sunnyvale, CA, United States
Seattle, United States
Riverton, United States
Wausau, United States
Tampin, Malaysia
Minneapolis, United States
Germany
Glen Spey, United States
Oslo, Norway
South Bend, United States
Denver, United States
San Jose, United States
Canada
United States
Moscow, Russia
Australia
Germany
Austin, United States
Germany
Frankfurt Germany, Denmark
Germany
Switzerland
United States
India
France
United States
United Kingdom
Sweden
United States
Austria
United States
United Kingdom
United States
United States
Germany
Australia
United States
Bonn, Germany
United Kingdom
United States
United States
United States
London, United Kingdom
Cayman Islands
Sydney, Brazil
Belgium
Switzerland
United States
Croatia
Ireland
United States
United States
United States
United States
United States
Germany
Hong Kong
Seattle, United States
Franklin, TN, United States
United States
Pimpama. Queensland, Australia
Austria
Denmark
United States
Canada
United States
Alice Springs, Australia
United States
Atlanta, United States
United States
United States
Canada
Germany
Karlsruhe, Germany
Germany
United States
United States
United States
United States
Ask Judith a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$1,014.99
Amount remaining
$0.00
Date repaid
May 1, 2020
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 8, 2019 | $45.33 | May 8, 2019 | $45.33 |
| May 15, 2019 | $45.33 | May 8, 2019 | $3.94 |
| May 16, 2019 | $41.39 | ||
| May 22, 2019 | $7.88 | May 16, 2019 | $7.88 |
| May 29, 2019 | $49.27 | May 23, 2019 | $49.27 |
| Jun 5, 2019 | $49.27 | May 29, 2019 | $49.27 |
| Jun 12, 2019 | $49.27 | Jun 5, 2019 | $49.27 |
| Jun 19, 2019 | $49.27 | Jun 14, 2019 | $49.27 |
| Jun 26, 2019 | $49.27 | Jun 20, 2019 | $49.27 |
| Jul 3, 2019 | $49.27 | Jun 29, 2019 | $49.27 |
| Jul 10, 2019 | $49.27 | Jul 11, 2019 | $49.27 |
| Jul 17, 2019 | $49.27 | Jul 21, 2019 | $49.27 |
| Jul 24, 2019 | $49.27 | Jul 31, 2019 | $49.27 |
| Jul 31, 2019 | $49.27 | Aug 6, 2019 | $49.27 |
| Aug 7, 2019 | $49.27 | Aug 10, 2019 | $49.27 |
| Aug 14, 2019 | $39.42 | Aug 25, 2019 | $39.42 |
| Aug 21, 2019 | $0.00 | ||
| Aug 28, 2019 | $0.99 | Aug 29, 2019 | $0.99 |
| Sep 4, 2019 | $0.99 | Sep 5, 2019 | $0.99 |
| Sep 11, 2019 | $0.99 | Sep 11, 2019 | $0.99 |
| Sep 18, 2019 | $0.99 | Sep 19, 2019 | $0.99 |
| Sep 25, 2019 | $0.99 | Oct 3, 2019 | $0.99 |
| Oct 2, 2019 | $0.99 | Oct 3, 2019 | $0.99 |
| Oct 9, 2019 | $0.99 | Oct 11, 2019 | $0.99 |
| Oct 16, 2019 | $0.99 | Oct 18, 2019 | $0.99 |
| Oct 23, 2019 | $0.99 | Oct 18, 2019 | $0.99 |
| Oct 30, 2019 | $0.99 | Oct 18, 2019 | $0.99 |
| Nov 6, 2019 | $0.99 | Nov 15, 2019 | $0.99 |
| Nov 13, 2019 | $3.94 | Nov 15, 2019 | $3.94 |
| Nov 20, 2019 | $4.93 | Nov 22, 2019 | $4.93 |
| Nov 27, 2019 | $4.93 | Dec 3, 2019 | $4.93 |
| Dec 4, 2019 | $4.93 | Dec 19, 2019 | $4.93 |
| Dec 11, 2019 | $4.93 | Dec 19, 2019 | $4.93 |
| Dec 18, 2019 | $4.93 | Dec 22, 2019 | $4.93 |
| Dec 25, 2019 | $4.93 | Dec 22, 2019 | $4.93 |
| Jan 1, 2020 | $0.00 | ||
| Jan 8, 2020 | $9.85 | Jan 9, 2020 | $9.85 |
| Jan 15, 2020 | $9.85 | Jan 9, 2020 | $4.93 |
| Jan 17, 2020 | $4.93 | ||
| Jan 22, 2020 | $9.85 | Jan 20, 2020 | $9.85 |
| Jan 29, 2020 | $9.85 | Feb 1, 2020 | $9.85 |
| Feb 5, 2020 | $9.85 | Feb 1, 2020 | $9.85 |
| Feb 12, 2020 | $13.80 | Feb 17, 2020 | $13.80 |
| Feb 19, 2020 | $0.00 | ||
| Feb 26, 2020 | $9.85 | Mar 1, 2020 | $9.85 |
| Mar 4, 2020 | $9.85 | Mar 6, 2020 | $9.85 |
| Mar 11, 2020 | $9.85 | Mar 20, 2020 | $9.85 |
| Mar 18, 2020 | $9.85 | Mar 25, 2020 | $9.85 |
| Mar 25, 2020 | $9.85 | Mar 27, 2020 | $9.85 |
| Apr 1, 2020 | $19.71 | Apr 7, 2020 | $19.71 |
| Apr 8, 2020 | $0.00 | ||
| Apr 15, 2020 | $19.71 | Apr 19, 2020 | $19.71 |
| Apr 22, 2020 | $19.71 | Apr 29, 2020 | $19.71 |
| Apr 29, 2020 | $19.71 | May 1, 2020 | $19.71 |
| May 6, 2020 | $19.71 | May 1, 2020 | $19.71 |
| May 13, 2020 | $19.71 | May 1, 2020 | $19.71 |
| May 20, 2020 | $49.27 | May 1, 2020 | $49.27 |
| May 27, 2020 | $10.84 | May 1, 2020 | $10.84 |
Loading...