Nebart
Shibuli- Kakamega, Kenya
100% repaid
Name
Nebart
Member since
January 2017
On-time repayments
207 installments • 70%
Well, am Nebart Elegwa from the western part of Kenya, one of the eastern Africa nations. Born on 6th of July 1977 to parents who were indeed poor to the level that we had no roof over us. Oftenly rain poured on us. My desperate mom struggled to put at least a meal on the table since my dad who had been taken ill couldn't make it. This affected even in my education. I could not make it to 4th year in secondary level. I had to drop in 2nd year. Life became tough. My siblings were oftenly ill. Six of them died in succession. In all I ventured business world. Challenges have been so many but by God's grace am pressing on. Finances to boost my business is the main challenge since I have children am educating and two of them are orphans. They are ambitious kids who despite all are encouraged to move on. What a joy it will be to me if my request is approved. I will be able to withstand some of the financial storms on my way.
In the year 2016 in July I rented a room for business. Since I had very little cash I opted for a hotel. This was a fairer option since I had furniture and some utensils so I had to look for some few items like flour, cooking oil to kick off the business. Raising better equipment and stock for the business remained a challenge which by support from Zidisha loans I made great success, my business improved to a better scale. I have had a better environment, improved stock and attractive place of business.
By endeavoring to diversify my vision I later ventured into poultry and then later into dairy with goats and with your continued support I have realized my dream come true. I just began with local breed and with your support I have upgraded to improved breed, which apart from normal challenges it's all well. It is with your last support I managed to boost this project. Thanks a lot.
By now,my dairy goats have improved and I've decided to add a good breed of cattle, since with cattle I'll be sure of more dairy products and hence an improved business. The goats are still a good breed, good for dairy products, like milk. With the next loan that am anticipating from Zidisha family and friends I'll have, as earlier indicated, to acquire a good breed of cattle for the dairy products and the balance, in case it remains, boost the already existing projects. To me I bless God for you zidisha family for being great partners in business, because by these am able to support my family and to run other activities which contribute positively to my community.
I therefore still kindly request for your support towards this new upgrade. My intent is to further diversify my investment so as to have a stable income. I therefore kindly request for your support.
I thank you in advance for purposing to to support me.
A good breed of cattle for dairy products ranges between 8,000$ 12,000$ from an agricultural institute farm. I therefore kindly request for your support to keep my poultry, and dairy projects well.
Again, thanks in advance.
Once again am so grateful to you Zidisha team for giving me another opportunity to request for a loan since my business had began to suffer. Well,since am already in the business, I intend to use the loan I get to boost my already existing business. As I hinted earlier am also intending to diversify my business by attempting poultry too for I feel it will give me a boost too.
Meanwhile in my existing hotel business I need to stock at least 4 bales of wheat flour to be safe due to escalating prices. This will cost close to 80 $, 20 litre cooking oil which costs about 30$, 25 kg bag of sugar which will cost about 25 $. The remaining cash I will use to to buy other products which will not be in bulk. These are like soap,salt,corn flour, beans, etc.
The reason I've decided for the bulk purchase is because towards end year prices normally skyrocket and sometimes supplies are unstable. This normally affects businesses. Proceeds from this business will help me diversify my vision.
My dear lenders, thank you so much in advance for your support.
You are really a treasure to me...
Once again thank you.
Positive
2
Neutral
None
Negative
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Project Type
Classic Loan
Disbursed amount
$155.00
Date disbursed
Nov 10, 2017
Repayment status
On Time
Projected term
11 months
Other loans
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Margaret Aug 5, 2017
Vicki Stewart Jul 16, 2017
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