Name
Vincent
Member since
April 2016
On-time repayments
191 installments • 52%
My names are Vincent Ayany Apunda, 28 years of age. Am the third born in a family of five, married to one beautiful wife.I started my primary education at Kenyatta University primary school in the year 1998 before joining gateway high school in ruiru for my secondary education where I sat my KCSE exams in 2007.I later joined Kenya Institute of Management for my degree in business administration, I graduated in 2014 with a second class upper.
I started my business back in the year 2013, I was a third year at the university then. Since I come from a very humble background it reached a points where my parents were so down financially and were really struggling to make ends meet. It is during this time that started this business with just a 100KES to cater for my college expenses and support my parents as well.
We are blessed with one daughter who is 10 months old, I want her to become lawyer by grace when she grows up. My hobbies are playing soccer and travelling
I run a grocery shop that stocks sukuma wiki, butter nuts, sweet pototoes, fingerlings, pumpkins, tomatoes, onions, cabbages and fruits among other goods.
As had stated earlier that I started this business while in college, I found that it was the only business I could start with as little as 100KES.It was also manageable with my school schedule and most importantly such businesses were very few and the demand exceeded the supply by far.
A business that started with a capital of 100KES has now grown to a working capital of over 25,000KES. The costs generally include transport costs and inventories where as revenue are majorly sales
On a good day I make a profit of 1800KES whereas on a bad day it drops to 1000KES or even 800KES.
I will add my stock by buying the following items, 2 bags of potatoes at a cost of ksh 12000,1 crate of tomatoes at a cost of ksh 6000, 20kg of onions at a cost of 2000ksh,vegetables at 1000ksh,orange at 500 ksh,mangoes at 500ksh,ovacado at 500ksh,bananas at 1500ksh,carrots at 300,ginger at 300ksh,Gallic at 300ksh,lemon at 200,fish 2000.It will hence make my grocery shop to expand more thus making me crate more job opportunity to others.I expect my profit to increase from 800 to1500 in a day.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$293.00
Date disbursed
May 6, 2017
Repayment status
Late
Projected term
69 months
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