Rice and gallons of oil for my retail shop
Jennifer
Takoradi, Ghana
100% repaid
Entrepreneur
Name
Jennifer
Member since
December 2017
On-time repayments
122 installments • 55%
About Me
I am 32 years of age, born in Half Assini in the Western Region of Ghana to Mr Buah and madam, Janet Azane. My father was a transporter and my mother a petty trader.
I am the first born of my parent, therefore helped a lot in my mother's trade and schooling at the same time. It was my parent dream for me to go higher in the education ladder but due to lack of finance as a result of my father's lost of job I couldn't reach the level I wished for myself.
In order to assist my parent in raising money for the family up keeping and paying for my siblings school fees I had to assist fully in my mother's trade.
I completed poly Technic with Higher National Diploma in Accountancy, did my national service but getting job became difficult so and started my own business with the money I earned from from the service allowance.
I started with selling of bags of rice and later added gallons of oil, milo, milk and other items. I want to expand my business but my fund is limited so I need assistance from zidisha loan which has no interest rate.
My Business
my business involves selling of bags of rice, litres of oil, milo, milk and other food items. I am able to sell a good quality and affordable food items to my customers who are retail buyers and and households.
The income generated from my business is now additional source of fund for the family.
I intend expanding my business where I can also sell in whole sale price that's the more reason I need money from zidisha loan with no interest rate.
I hope zidisha team will approve and disburse the loan to assist me continue with my business and expand as well
Loan Proposal
A bag of rice cost US$ 34 which means am going to buy four bags of rice and buy one big galoon of oil which cost US$42.
Am going to sell mine on credit and at a lesser price which others are not doing so it means I will get more customers than others.
I will sell the rice for US$ 37.5 which means I will get US$3.5 on each bag of rice and the galoon of oil for US$46 and I will get a profit of US$ 4.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$151.00
Date disbursed
Jul 27, 2018
Repayment status
On Time
Projected term
26 months
Other loans
Lenders
Summary
Amount repaid
$151.66
Amount remaining
$0.00
Date repaid
Oct 14, 2020
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 4, 2018 | $15.36 | Aug 4, 2018 | $15.36 |
| Aug 11, 2018 | $15.36 | Aug 24, 2018 | $15.36 |
| Aug 18, 2018 | $15.36 | Aug 24, 2018 | $15.36 |
| Aug 25, 2018 | $15.36 | Sep 9, 2018 | $15.36 |
| Sep 1, 2018 | $0.00 | ||
| Sep 8, 2018 | $0.00 | ||
| Sep 15, 2018 | $0.00 | ||
| Sep 22, 2018 | $0.00 | ||
| Sep 29, 2018 | $0.00 | ||
| Oct 6, 2018 | $0.00 | ||
| Oct 13, 2018 | $0.00 | ||
| Oct 20, 2018 | $0.00 | ||
| Oct 27, 2018 | $0.00 | ||
| Nov 3, 2018 | $0.00 | ||
| Nov 10, 2018 | $0.00 | ||
| Nov 17, 2018 | $0.00 | ||
| Nov 24, 2018 | $0.00 | ||
| Dec 1, 2018 | $0.00 | ||
| Dec 8, 2018 | $0.00 | ||
| Dec 15, 2018 | $0.00 | ||
| Dec 22, 2018 | $0.00 | ||
| Dec 29, 2018 | $0.00 | ||
| Jan 5, 2019 | $0.00 | ||
| Jan 12, 2019 | $0.00 | ||
| Jan 19, 2019 | $0.00 | ||
| Jan 26, 2019 | $0.00 | ||
| Feb 2, 2019 | $0.00 | ||
| Feb 9, 2019 | $0.00 | ||
| Feb 16, 2019 | $0.00 | ||
| Feb 23, 2019 | $0.00 | ||
| Mar 2, 2019 | $2.13 | Mar 1, 2019 | $2.13 |
| Mar 9, 2019 | $2.13 | Mar 13, 2019 | $2.13 |
| Mar 16, 2019 | $2.13 | Mar 13, 2019 | $2.13 |
| Mar 23, 2019 | $0.00 | ||
| Mar 30, 2019 | $0.00 | ||
| Apr 6, 2019 | $0.00 | ||
| Apr 13, 2019 | $0.00 | ||
| Apr 20, 2019 | $0.00 | ||
| Apr 27, 2019 | $0.00 | ||
| May 4, 2019 | $0.00 | ||
| May 11, 2019 | $0.00 | ||
| May 18, 2019 | $0.00 | ||
| May 25, 2019 | $0.00 | ||
| Jun 1, 2019 | $2.13 | May 27, 2019 | $2.13 |
| Jun 8, 2019 | $2.13 | May 27, 2019 | $2.13 |
| Jun 15, 2019 | $2.13 | May 27, 2019 | $2.13 |
| Jun 22, 2019 | $0.00 | ||
| Jun 29, 2019 | $0.00 | ||
| Jul 6, 2019 | $0.00 | ||
| Jul 13, 2019 | $0.00 | ||
| Jul 20, 2019 | $0.00 | ||
| Jul 27, 2019 | $0.00 | ||
| Aug 3, 2019 | $0.00 | ||
| Aug 10, 2019 | $0.00 | ||
| Aug 17, 2019 | $0.00 | ||
| Aug 24, 2019 | $1.07 | Aug 20, 2019 | $1.07 |
| Aug 31, 2019 | $1.07 | Aug 20, 2019 | $1.07 |
| Sep 7, 2019 | $1.07 | Sep 10, 2019 | $1.07 |
| Sep 14, 2019 | $1.07 | Sep 10, 2019 | $1.07 |
| Sep 21, 2019 | $1.07 | Sep 10, 2019 | $1.07 |
| Sep 28, 2019 | $1.07 | Sep 10, 2019 | $1.07 |
| Oct 5, 2019 | $0.00 | ||
| Oct 12, 2019 | $0.00 | ||
| Oct 19, 2019 | $0.00 | ||
| Oct 26, 2019 | $0.00 | ||
| Nov 2, 2019 | $0.00 | ||
| Nov 9, 2019 | $0.00 | ||
| Nov 16, 2019 | $1.07 | Nov 15, 2019 | $1.07 |
| Nov 23, 2019 | $1.07 | Nov 15, 2019 | $1.07 |
| Nov 30, 2019 | $1.07 | Nov 15, 2019 | $1.07 |
| Dec 7, 2019 | $1.07 | Nov 15, 2019 | $1.07 |
| Dec 14, 2019 | $0.00 | ||
| Dec 21, 2019 | $0.00 | ||
| Dec 28, 2019 | $0.00 | ||
| Jan 4, 2020 | $2.13 | Dec 30, 2019 | $2.13 |
| Jan 11, 2020 | $0.00 | ||
| Jan 18, 2020 | $0.00 | ||
| Jan 25, 2020 | $1.07 | Jan 24, 2020 | $1.07 |
| Feb 1, 2020 | $1.07 | Jan 24, 2020 | $1.07 |
| Feb 8, 2020 | $1.07 | Jan 24, 2020 | $1.07 |
| Feb 15, 2020 | $1.07 | Jan 24, 2020 | $1.07 |
| Feb 22, 2020 | $1.07 | Jan 24, 2020 | $1.07 |
| Feb 29, 2020 | $6.40 | Feb 28, 2020 | $2.13 |
| Mar 11, 2020 | $4.27 | ||
| Mar 7, 2020 | $0.00 | ||
| Mar 14, 2020 | $0.00 | ||
| Mar 21, 2020 | $0.00 | ||
| Mar 28, 2020 | $0.00 | ||
| Apr 4, 2020 | $2.13 | Mar 31, 2020 | $2.13 |
| Apr 11, 2020 | $2.13 | Mar 31, 2020 | $2.13 |
| Apr 18, 2020 | $3.20 | Apr 17, 2020 | $3.20 |
| Apr 25, 2020 | $0.00 | ||
| May 2, 2020 | $1.07 | May 6, 2020 | $1.07 |
| May 9, 2020 | $1.07 | May 6, 2020 | $1.07 |
| May 16, 2020 | $1.07 | May 15, 2020 | $1.07 |
| May 23, 2020 | $1.07 | May 15, 2020 | $1.07 |
| May 30, 2020 | $4.27 | May 27, 2020 | $4.27 |
| Jun 6, 2020 | $0.00 | ||
| Jun 13, 2020 | $2.13 | Jun 12, 2020 | $2.13 |
| Jun 20, 2020 | $2.13 | Jun 12, 2020 | $2.13 |
| Jun 27, 2020 | $2.13 | Jun 29, 2020 | $2.13 |
| Jul 4, 2020 | $2.13 | Jun 29, 2020 | $2.13 |
| Jul 11, 2020 | $2.13 | Jul 10, 2020 | $2.13 |
| Jul 18, 2020 | $2.13 | Jul 10, 2020 | $2.13 |
| Jul 25, 2020 | $2.13 | Jul 21, 2020 | $2.13 |
| Aug 1, 2020 | $2.13 | Jul 21, 2020 | $2.13 |
| Aug 8, 2020 | $2.13 | Jul 21, 2020 | $2.13 |
| Aug 15, 2020 | $2.13 | Aug 14, 2020 | $2.13 |
| Aug 22, 2020 | $2.13 | Aug 14, 2020 | $2.13 |
| Aug 29, 2020 | $0.00 | ||
| Sep 5, 2020 | $0.00 | ||
| Sep 12, 2020 | $0.00 | ||
| Sep 19, 2020 | $13.44 | Sep 16, 2020 | $4.27 |
| Oct 9, 2020 | $4.91 | ||
| Oct 14, 2020 | $4.27 | ||
Ask Jennifer a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.