Name
Josephine
Member since
February 2015
On-time repayments
128 installments • 80%
My name is josphine Libese.Iam 30yrs old married to my husband Patrick Amugamwa and we have two Children. I was born in Vihiga but currently living in Eldoret together with my husband .I own a business that deals with food stuffs.I studied upto O levels.I decided to start the business so as to care for my family.
I run a small shop that deals with food stuffs I always take a stock of between six thousand to seven thousand.This gives me a profit of three thousand a month I take my stock from a whole sale in Eldoret town. My monthly expenditure is 3500/= . It is challenging but I am still moving on, hopping that with Zidisha loan I will able to improve my living standard and also expand my business.
10% tithe which I give to the Church where I fellowship. I use 15% to pay my rent, I use 50% to help me increase my stock, while 15% is used to help my parents and the remaining 10% I will use to service my loan
I live in an area where low class people live. These are people who can not afford even transport to town Center to buy goods from a mall and therefore I have to stock goods in very small quantities.
I chose this business as a result of the demand for the goods in this particular area. If I increase my stock, I will draw more customers hence increased profit and benefit to Community around who will not have to travel far to do their shopping.
if I will be funded I will increase my stalk in food retail shop to enable my business make a reasonable income to enable me to manage my daily expanses.if the amount will be raised,these will make my business sales go up by a different margin.
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$192.00
Date disbursed
Dec 3, 2016
Repayment status
On Time
Projected term
3 months
Other loans
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Amount repaid
$192.39
Amount remaining
$0.00
Date repaid
Apr 2, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 10, 2016 | $26.19 | Dec 12, 2016 | $26.19 |
Dec 17, 2016 | $20.15 | Dec 18, 2016 | $20.15 |
Dec 24, 2016 | $0.00 | ||
Dec 31, 2016 | $10.07 | Dec 27, 2016 | $10.07 |
Jan 7, 2017 | $10.07 | Dec 27, 2016 | $10.07 |
Jan 14, 2017 | $10.07 | Jan 1, 2017 | $10.07 |
Jan 21, 2017 | $10.07 | Jan 1, 2017 | $10.07 |
Jan 28, 2017 | $10.07 | Jan 9, 2017 | $10.07 |
Feb 4, 2017 | $10.07 | Jan 9, 2017 | $2.01 |
Jan 16, 2017 | $8.06 | ||
Feb 11, 2017 | $10.07 | Jan 16, 2017 | $2.01 |
Jan 23, 2017 | $8.06 | ||
Feb 18, 2017 | $10.07 | Jan 23, 2017 | $2.01 |
Jan 31, 2017 | $8.06 | ||
Feb 25, 2017 | $10.07 | Jan 31, 2017 | $2.01 |
Feb 6, 2017 | $8.06 | ||
Mar 4, 2017 | $10.07 | Feb 6, 2017 | $2.01 |
Feb 14, 2017 | $8.06 | ||
Mar 11, 2017 | $10.07 | Feb 14, 2017 | $2.01 |
Feb 20, 2017 | $8.06 | ||
Mar 18, 2017 | $10.07 | Feb 20, 2017 | $2.01 |
Mar 7, 2017 | $8.06 | ||
Mar 25, 2017 | $10.07 | Mar 7, 2017 | $2.01 |
Mar 13, 2017 | $8.06 | ||
Apr 1, 2017 | $15.10 | Mar 13, 2017 | $2.01 |
Apr 2, 2017 | $13.08 |
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