Restocking my shop

Entrepreneur

About Me

Am Paul mbua waithaka from Kenya Nakuru county, am married with two kids, i was born and brought in rural area by peasant parents, my upbringing was not a rosy road cause we had 8 siblings in total dependant with wages from my parents they were getting from working from coffee farms, i thumb up my parents for enrolling me to school but it somehow proved a burden staying in school cause of lack of fees but God was always on our side our parents managed, its is school holidays that each an every would always work on coffee farms to boost our parents, after completing high school i couldn't continue from there i started hustling for any menial jobs i could come across at sometimes i almost gave up but by sheer determination i soldiered on i managed to come across a job tending someone cows for 20dolars a month which proved difficult to sustain but I had no option, i worked for two years and i managed to save 200dolars, i met a friend of mine who sold me an idea of starting a business but i was reluctant and i decided to give a trial, he advised to relocate from my home area and i agreed he gave me accommodation while trying to figure out which business to start of which i concluded to start an agrovet shop which was unique but it required a lot of capital i leased a shop with the same capital i had, i struggled a lot since i could be asked some commodities i didn't have, i had no collateral to get credit from banks no one could guarantee me to take a loan, i opted closing the shop but one of the suppliers advised no to and he decided to help me he started supplying me on credit with time limit when to repay i went on like that until i managed i reinvested my profit and i accrued a capital of 1000dollars i was able then to buy on cash, i have now grown a capital of 2000dollars with profit i get sustaining my family, due to my broaden base of customers am unable to satisfy them that why am turning the able zidisha to boost the capital i have to satisfy my customers.

My Business

I operate an agrovet shop plus also i do farming which are main source of income but is proving difficult to satisfy my customers who have broaden, i have tried to reinvest my profit to business but am not making, i also do farming which is becoming a disappointment due to change of weather pattern derailing my plans to be acrued which i hoped to put in business, like now we have been attack by fall army worm which are proving difficult to control use of pesticides are high now but am not able to stock as they are of high cost and they need a big capital.

Loan Proposal

I will purely dedicated it to improving my business and the profit i get will go to improving my family living standard, i will also give back to my aging parents who are frail to feed themselves i be greatly thankful if you advance me this credit which will come in handy to uplift me. I will also extend the gratitude you have offered to me to my customers and wholely explain to them how zidisha transform peoples living standard.

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