Name
Clement
Member since
May 2021
On-time repayments
10 installments • 80%
My name is Clement Hachilala aged 28 years the first child of 3. I am a happily married and also a father of two. I lost both my parents in cold blooded murder when I was in grade 7. What happened was that one December holiday my parents sent us off to visit our grandmother in the village as they remained at the farm house in the outskirts of Lusaka. It was around two weeks from Christmas when the alleged armed robbers attacked my parents and killed them living their lifeless bodies in the house. Till this day, the law enforcers have never found the culprits who did that. My life changed hence forth, I had to join my grandmother in the village as I also attended my primary school. But due to low income, in dropped out of school and started taking care of my grandmother and younger siblings because I was the oldest.
In my grandmothers village, the culture is that a male child is considered a man as soon as they reach puberty and are addressed to with some respect.
As time went by, moved from the village in search of greener pasture and found myself in luanshya town on the Copperbelt province of Zambia. Here the main activity is mining and so for one to get employed in the mines its quite difficult. I then thought of just opening a small car auto shop. I am specialized in various car engine products, spare parts and also car tires. Mostly before I make orders of the spare parts I want, my customers usually write me down a list of the things they want me to supply them with and only after that I go and purchase and also resale at quite a profitable amount.
The money I earn is used for the betterment of my family like taking my kids to school, sponsoring my wife small business, sending money to my grandmother for up keep and various other things.
when then loan is fully funded and also disbursed, I want to purchase car cleaning products and also equipment because just a few blocks away from my shop is a local car wash. So I wish to start supplying the car wash owner with car cleaning products son that he may also satisfy hes customers.
In have a friend in Nakonde who helps me purchase everything I need over there at a cheaper rate and then sends the merchandise over to me so that I can add a certain interest on the amounts my products are being sold here hence raising some profit
From every transaction, I always save up 10% of my income and save it at the bank. This money is what I will use to repay my loan if at all things don't go as planned
Positive
None
Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$9.00
Date disbursed
Jun 11, 2021
Repayment status
On Time
Projected term
1 week
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