Partial payment of residence-hall fee

Isaac

Accra, Ghana

100% repaid

Entrepreneur

Name

Isaac

Member since

February 2015

On-time repayments

340 installments  •  76%

About Me

Greetings! My name is Isaac Baccah and I come from the beautiful west African nation called Ghana. I live in the capital city Accra, and I am an IT professional. I enjoy reading and sports, specifically basketball and football.

My Business

I graduated from the University of Ghana in 2018, with a degree in Information Technology, thanks in part to the kindness of the wonderful lenders at Zidisha. After performing my National Service for a year, I have been trying to acquire a good-paying job for the past two years but, although I have been working for a tech company, the job unfortunately doesn't pay the bills. It turns out that most good-paying jobs require certain certifications. The certifications I want to enroll in include the CCNA and Comptia Server+. Thank you so much for this platform and thank you to every one of the lenders at Zidisha.

Loan Proposal

If my loan proposal is accepted and if it is funded, I would use the loan to help me finish paying for accommodation on campus for the remainder of the second semester of my first year in the I.T. program at the University of Ghana.

Maintaining accommodation on campus would continue to reduce the amount I otherwise would have to spend daily on transportation.

My parents help me and also help my younger sister with educational costs from income from their small businesses, as much as they can, but it's very difficult for them to meet all of the household expenses and school expenses, too.

Also, transportation costs are getting higher and higher, with the recent increase in fuel prices.

I really need this loan to help pay for residence-hall fees to keep my on-campus accommodation. Thank you.

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Show original English  

About Me

Greetings! My name is Isaac Baccah and I come from the beautiful west African nation called Ghana. I live in the capital city Accra, and I am an IT professional. I enjoy reading and sports, specifically basketball and football.

My Business

I graduated from the University of Ghana in 2018, with a degree in Information Technology, thanks in part to the kindness of the wonderful lenders at Zidisha. After performing my National Service for a year, I have been trying to acquire a good-paying job for the past two years but, although I have been working for a tech company, the job unfortunately doesn't pay the bills. It turns out that most good-paying jobs require certain certifications. The certifications I want to enroll in include the CCNA and Comptia Server+. Thank you so much for this platform and thank you to every one of the lenders at Zidisha.

Loan Proposal

If my loan proposal is accepted and it is funded, I'll use it to acquire accommodation on campus. Acquiring accommodation on campus would reduce the amount I spend on transportation daily; hence, I would be able to save more money from my jobs to help my dad with my tuition fees (and also my sister's). My dad's house is really far from campus and getting a bus to school is really hectic if I do not leave the house early enough. Sometimes I have to wake up as early as 4:00 a.m. and start preparing for school because on Mondays, Tuesdays, and Fridays, I have early-morning lectures. This ordeal is really hectic and tiring and before I report for work, I am soo tired. Living on campus would reduce the pressure and fatigue. Also, transportation to the school is getting higher and higher with the recent increase in fuel prices. I could be more productive at work if I could arrive not tired. I really need this loan to pay residential fees for accommodation in a dorm. Thank you.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$143.00

Date disbursed

Apr 27, 2015

Repayment status

On Time

Projected term

4 months

Lenders

fairspirit

Utrecht, Netherlands

W

WinWinNL

The Hague, Netherlands

R

roozbeh

United States

Laurie

United States

Ask Isaac a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Isaac    Feb 28, 2022

    It has been a very difficult few months, i am hopeful things will get better soon and I should be able to resume payment.

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  • Isaac    Dec 11, 2021

    Have to reduce the amount briefly. Hopefully, I should be back to the previous amount. Thank you.

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  • Isaac    Dec 2, 2021

    I made my first repayment. Thank you all again so much for supporting my project.

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  • Isaac    Nov 24, 2021

    I have received the loan. Thank you so much.

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  • Isaac    Nov 24, 2021

    Eternally grateful.

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  • Isaac    Nov 23, 2021

    Thank you all so much once again. I really appreciate it. I was able to successfully complete my B.Sc. Information Technology degree, thanks to the kindness and generosity of you all. I am forever grateful.

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    • Laurie    Nov 24, 2021

      For those of us in other parts of the world, who may not have known
      what it means to graduate with "Second-Class Honours (Upper Division)":
      www.scholaro.com/pro/Countr... [Countries/Ghana/Grading-System]
      3.00-3.59 [on a 4.00 scale]... A-/B+

      Congratulations, Isaac, and best wishes for all to go well as you study
      to earn the additional certifications to supplement your I.T. degree.

      May you soon find the good-paying job that you certainly deserve.

      Kind regards.

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  • Isaac    Nov 20, 2021

    Thank you all so much. I really appreciate it.

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  • Isaac    Nov 13, 2021

    I want to thank each and every one of you lenders for your patience and belief in me. Thank you so much.

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  • Joseph    Jan 17, 2021

    Isaac says he will finish with his payment

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  • Isaac    Nov 11, 2020

    Facing a little difficulty currently. I will go back to the old amount, hopefully next month. Thank you.

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  • Joseph    Nov 6, 2020

    I was able to speak with Raphael and he has promise to talk to Isaac to repay the loan

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  • Isaac    Apr 26, 2017

    All is well by the grace of God, the semester is almost over. Exams starts in a week. Im so grateful to Zidisha, and to my lender. Thank you so much Mr Paul Buchheit.

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  • Isaac    Sep 19, 2016

    OMG! Thank you so much for funding my loan. May the Good Lord continue to bless you. Amen.

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  • Isaac    Sep 19, 2016

    Dear lenders, words alone cannot express my gratitude and appreciation for all that you guys have been doing to me. By the grace of the Almighty i have completed payment of my loan and i am applying for a new one. I pray and hope that God touches your hearts once again to help fund my loan. Thank you all once again so very much, and may the good Lord continue to bless you abundantly. Amen.

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  • Hope2012    Sep 8, 2016

    Thanks for your latest repayments and I hope all is going well for you.

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    • Isaac    Sep 10, 2016

      Yes by God's grace all is going well for me. I hope all is well with you too.

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  • Isaac    Feb 5, 2016

    Hello, dear Lenders,
    School has resumed for the second semester.
    Thank you all for making it possible for me to be in school.
    God richly bless you all. Amen.

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  • Hope2012    Dec 22, 2015

    Just checking in to wish you happy Christmas

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  • Isabella    Sep 28, 2015

    Exciting for you to start your new year on campus! Work hard and enjoy. I'm sure you will do well! Regards, Isabella.

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  • Isaac    Sep 27, 2015

    Dear Lenders,
    Thank you all so much once again for helping fund my loan. I really do appreciate every one of you. I have made payments into the school account for my accommodation fees, GHC 1155 for the year. I'll use the rest of the money to acquire study materials and a few other things I need for this semester. Thank you all so much once again for helping me stay on campus. God richly bless you all. Amen!

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    • Hope2012    Sep 28, 2015

      Glad it's all going well for you, hope you are enjoying the course as well

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      • Isaac    Oct 2, 2015

        Yes Hope, even though this semester is really tough, I am enjoying the course. It's what I've always wanted to do.

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