Partial payment of residence-hall fee

Isaac

Accra, Ghana

100% repaid

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How it Works

Entrepreneur

Name

Isaac

Member since

February 2015

On-time repayments

340 installments • 76%

About Me

Greetings! My name is Isaac Baccah and I come from the beautiful west African nation called Ghana. I live in the capital city Accra, and I am an IT professional. I enjoy reading and sports, specifically basketball and football.

My Business

I graduated from the University of Ghana in 2018, with a degree in Information Technology, thanks in part to the kindness of the wonderful lenders at Zidisha. After performing my National Service for a year, I have been trying to acquire a good-paying job for the past two years but, although I have been working for a tech company, the job unfortunately doesn't pay the bills. It turns out that most good-paying jobs require certain certifications. The certifications I want to enroll in include the CCNA and Comptia Server+. Thank you so much for this platform and thank you to every one of the lenders at Zidisha.

Loan Proposal

If my loan proposal is accepted and if it is funded, I would use the loan to help me to acquire accommodation on campus for the second semester of my first year in the I.T. program at the University of Ghana.

Acquiring accommodation on campus would reduce the amount I spend daily on transportation, hence I would be able to save more money from my part-time jobs to help pay my tuition fees.

My parents help me and also help my younger sister with educational costs from income from their small businesses, as much as they can, but it's very difficult for them to meet all of the household expenses and school expenses, too.

Also, transportation costs to the university are getting higher and higher, with the recent increase in fuel prices.

My parents' house is very far from campus and getting a bus to school is very hectic, especially if I do not leave the house early enough. Traffic is worse some days than others. Sometimes, I have to wake up as early as 4:00am and start preparing for school, also because Mondays, Tuesdays, and Fridays, I have early-morning lectures. This ordeal is extremely tiring, affecting both school and work. Before I report for work at my part-time jobs, I am so very tired. Living on campus would reduce the pressure and tiredness, and I could be more productive.

I really need this loan to help pay for residence-hall fees for on-campus accommodation. Thank you.

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About Me

My Business

Loan Proposal

If my loan proposal is accepted and it is funded, il use it to acquire accomodation on campus. Acquiring accommodation on campus will reduce the amount i spend on transportation daily, hence il be able to save more money from my jobs to help my dad with my tuition fees and also my sisters. My dad's house is really far from campus and getting a bus to school is really hectic if i do not leave the house early enough. sometimes i have to wake up as early as 4:00am and start preparing for school because of Mondays, Tuesdays and fridays i have early morning lectures. this ordeal is really hectic and tiring and before i report for work i am soo tired. living on campus would reduce the pressure and tiredness. Also transportation to the school is getting higher and higher with the recent increase in fuel prices. i can be more productive at work if i arrive not tired. i really need this loan to pay residential fees for accommodation. thank you.