Office rentals & painting community office

Kingford    Apr 29, 2019

How long does it take for Zidisha to disburse the funds if one goes for EXPEDITE,because my friend did that last week on Thursday,nothing is coming up to now.

He is so desperate for the funds,he has urgent use for it.
Kind regards,
Kingford.

Kingford    Oct 11, 2018

Word of encouragement:

Our mothers used to cook beans, but before they cooked the beans, they would pick the bad and useless beans and throw them at the backyard, and they would then cook the good beans.

But when it rained, the bad beans became seed and grew into beautiful bean plants. The same person who threw them away would harvest them, with a realization that the beans she threw away have VALUE.........

Don't cry when people THROW you at the BACKYARD,
Don't cry when people REJECT you,
Don't cry while they are LOOKING DOWN on you.

The RAIN is coming and the same people who are REJECTING you today will beg to HARVEST you tomorrow.

AMEN!

Kingford    Aug 12, 2018

Greetings to Zidisha Community,

According to my personal observations ,views and finding - As for me, Zidisha should be a place of joy and Comfort to every well meaning borrower not the way it is today. Truly,going through the pages shouldn't bring headaches at all. The sad situations that we are encountered when going through the loan application,the straggles and challenges that we are facing now. Regardless, how many attempts one makes day and night.
These ones should be for each and everyone's questions or concerns;
Where have we gone wrong?
What should we do to re-correct the situation?
What are the dos and don't s?
What is it that,we are not doing right here?

Please,this is my humbly appeal to my fellow borrowers,lets try to repay our Lenders on time has this will make it possible for them to help us even more and quickly. Then the Zidisha platform will be enjoyed and cherished for many many years to come! Honestly,when I joined Zidisha some good two years ago,it was really so wonderful with the sense of freshness in one's heart and soul going round,like one who have just entered into the Promised Land,no headaches felt but only joy was here.
As for me I still feel the issue of increasing Credit Risk Fee and One-Time Membership Fees cannot be the solution to our current hiccups as at now.
The best way to arrival on the best solution to our problem at Zidisha could be to allow each one of us to write his/her observations and we present/send it to our Country Liaisons to go through our suggestions carefully and later they forward it to the Director and the entire management to look at it further and closely. After that,then the situation can be arrested and sorted out in the appropriate manner and well balanced policies can be made perfectly after that,which will suit the situation at hand now.
As VMs,we are the ones on the ground where the actual reasons of why some borrowers are failing to repay on time to the lenders. So my friendly suggestions to this would be for us and other borrowers who might not be VMs at the moment to write about our challenges at length and we pass it on to our respective Country Liaisons to have a look at it first and then forwarded it to the Authorities Up there for consideration. In so doing,the solution will be found based on different views from different borrowers from different Countries. Vice-versa, the same should be done by the Lenders which should be submitted or made available to the Director and the Management such that: The borrower's Information/Observations Vs Lender's Information/Observations can be compared and see where AMENDMENTS should be made for us to move forward in the right direction.

Its ONLY then and the ONLY way the solution to this Zidisha hiccups will ever be solved. With that in place,I confidently believe that ZIDISHA once again will blossom like the Garden of Eden soon.
Please Zidisha is our dream come true for our lives, all is needed is to make perfect Amendments for our White Elephant- ZIDISHA.
This will help Zidisha to ELIMINATE the borrowers with no INTEREST for ZIDISHA at heart at ALL.
With much joy and many thanks,
KINGFORD KASONDE KESHENI.

• Emma    Sep 27, 2018

  This was such a wonderful post Kingford :-)
  You seem like such a wonderful human being...
  
  The funny thing was that I found your profile because I've been trying to get in touch with Edrina Munthali: www.zidisha.org/loan/buying...
  
  Hopefully she sees your post... It is very inspiring :-)
  
  I hope your efforts & good intentions continue to be seen, because someone who goes to this much effort to try and inspire a fellow person who may be struggling deserves to be appreciated :-) Thank you for being part of the zidisha community... We need more people like you...
  
  Wishing you all the best, Emma from Australia.

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  Kingford Kesheni likes this.

  • Kingford    Sep 27, 2018

    Dear Emma,
    Thank you so much for your encouraging comments. Actually,I was telling Edrina Munthali to start making repayments as soon as possible.Its me who invited her to join Zidisha.
    I will again try to speak to her over the same soon.
    Best regards,
    Kingford.

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Goliath    Jul 21, 2018

Can you help me my loan is not approved

Kingford    Jun 22, 2018

Hello Lenders,
I am here today just to inform you that,I am sorry that am running late to make a repayment but real soon,I will be able to do it. I have been feeling too well of late but am getting better now.
Once again,sorry for that disappointment which even made me to drop on repayment rate and credit limit.
Hope you will spare me for the meantime.
Many thanks,
Kingford.

Kingford    Apr 19, 2018

Zidisha is the best there was, the best there is and the best there will ever be! Despite having a full-time job, salary alone has not been enough because the economy in my country Zambia is is so bad. People survive on less than $1 per day and interest rates at banks are so high. Zidisha is filling that gap in my life. Thanks to Zidisha and all lenders for being so supportive.

Kingford    Feb 1, 2018

I will increase my weekly repayments once my business made a push out since it is going on slow pace now.

Kingford    Dec 25, 2017

Dear Lenders,I would like to wish you a happy and prosperous new year 2018. Honestly,the greatest happiness and achievement have made this year 2017 for myself and my community atlarge is to discover Zidisha which is so helpful to people's livelihood.
I shall never say any word against Zidisha and its management,may God bless Zidisha so that,it may reach even more people in need of its goals that no one will ever express to thank Zidisha and its management either live or dead.

Best regards,
Kingford.

Kingford    Nov 23, 2017

I will be out for making business orders.

Kingford    Nov 21, 2017

My business is better now.

Elvis    Nov 14, 2017

How are you

• Kingford    Nov 14, 2017

  Thanks and how are you doing?
  Regards,
  Kingford.

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Kingford    Nov 12, 2017

Hello,
Thank you so much for this loan and I have already started the implementation of project using this same money and I am sure its a deal done!
Thumbs up to all my Zidisha lenders for your great help and for sure I will repay on time once again.
Regards,
Kingford.

Kingford    Nov 9, 2017

Hello,
I am so humbled and grateful to Zidisha team and the capable lenders for giving me this full support of funding me with the most needed loan to support my business of MTN Mobile and the Kazang .
Truly,your kindness and your help have been highly honoured.
I will definitely be able to repay this loan on time.
kind regards,
Kingford Kasonde Kesheni.

Kingford    Nov 9, 2017

MY PERSONAL MOTTO - “The true measure of success is how many times you can bounce back from failure.”

• (Comment deleted by author)

Kingford    Nov 6, 2017

I want thank my lenders in advance for this loan. I will use this loan to paint an office that i have already found, I have a big number of invitees and my house has not been very convinient to accommodate all my invitees. People in my community have no access to internet so I will use this small office to assist them have access to the loans. This will benefit a lot of people in my community. I really thank you all my lenders. God bless you.

Kingford    Oct 30, 2017

As we are going into conclusion of this year 2017,I would like to invest part of this loan money into my MTN Mobile Money business and the kazang business,which is one of the business that give profit returns so fast.
The two businesses are daily profit -making ventures here in Zambia.They have made life easy among the Zambians.As for me it has really help my fellow Zidisha members in terms of making repayments to Zidisha lenders has it helps out to send and receive money.
Kind regards,
Kingford.

Kingford    Oct 29, 2017

God is able and its true,I am so glad to be here and be part of Zidisha family. I have been really working so hard to have more people to join zidisha in my community.
I always try to repay my loan on time as I have done with this one once again.
Kind regards,
Kingford Kasonde Kesheni.

Kingford    Aug 21, 2017

Good Morning Zidisha! I thank Mighty God that Zidisha has continued to care for everyone all over the world in a special way - Giving hope where hope seems to be gone. Zidisha makes the way where it seems there is no way,not practical but for real...
My happiness is more than the words can ever express no matter I write volume of words!
I always salute Zidisha team and the lenders!!!

Kingford    Aug 15, 2017

Morning Zidisha Community,Its so good to be part of this community I feel no pressure just happiness.
Best regards,
Kingford.

Kingford    Jul 9, 2017

My dearest Zidisha Team & Lenders,thank you so much for your good heart to help me out with my loan request which you have really help me out so quickly just like a blink of an eye.
Truly,I will repay this loan in no time as you have done to support me with my dreams.
Best of luck to you all and may God bless you richly.
Kingford (Triple-K)