Name
Elika
Member since
February 2016
On-time repayments
113 installments • 46%
My Name is Elika Shitoko I was born in the year 1985 in Kakamega County in Western Province of the republic of Kenya in the family of six siblings.
Due to high cost of life to my parents who were jobless I did not manage to go high School after the completion of my primary level of of education that was back in the year 1994 in Lunyerere Primary School.
After I did My primary education then I got a casual job in Eldoret town as a shop Keeper ,Which I did for five years and after getting some capital then I started my own business of charcoal selling in Eldoret town and that is in langas estate which I have todate.
I started my own business after I saved small capital from the earning I got from shop keeping which I did for five years as a young girl.
I my my culture girls are taken to School when there are many children in the family but only boys are considered.
Am now married and with four children two girls and two boys and all of them are in high School.
All this children of mine wants to become Teachers and Doctors when they grow up.
My unique hobby is singing in my free time and swimming in large waters and in the ponds.
I sell Charcoal to my customers in this region of Langas Eldoret and this entire region,
These goods are so much useful and are in great demand because this what is commonly used in cooking and in warming the places or houses in general therefore it is in great demand.
I chose this kind of business because it is in great demand and also it is available or it is easily obtainable, they in plenty in our forest and reserves .
My typical cost is 40,000KES
This is how I use my profit that I get from this business of charcoal selling,
1.School fees for my children 20,000KES.
2.Reinvestment in growing the business 5,000KES.
3. Home improvements 10,000KES.
4Church activities 2,000
5.Helping my old parents in the rural village 2,000KES.
And I hope this will change in the recent time as we continue growing together with the business.
When am given this loan amount then I will be able to purchase one and a half bag of charcoal at 18 US Dollars.
This will increase my sales capacity and income as well and the customers of mine also will be happy with my service and their confidence will increase.
When this is implemented then am expecting this business to grow by 40% this year and more soon.
Thanks in advance for trusting me again with this loan amount and I promise to continue to be faithful in repayment in time.
God bless Zidisha and long live Lenders.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$18.00
Date disbursed
Jul 12, 2017
Repayment status
On Time
Projected term
7 weeks
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Amount repaid
$18.45
Amount remaining
$0.00
Date repaid
Aug 13, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 20, 2017 | $2.96 | Jul 21, 2017 | $2.96 |
Jul 27, 2017 | $2.96 | Jul 21, 2017 | $1.98 |
Jul 28, 2017 | $0.99 | ||
Aug 3, 2017 | $2.96 | Jul 28, 2017 | $2.96 |
Aug 10, 2017 | $2.96 | Jul 28, 2017 | $0.99 |
Aug 4, 2017 | $1.98 | ||
Aug 17, 2017 | $2.96 | Aug 4, 2017 | $0.99 |
Aug 13, 2017 | $1.98 | ||
Aug 24, 2017 | $2.96 | Aug 13, 2017 | $2.96 |
Aug 31, 2017 | $0.67 | Aug 13, 2017 | $0.67 |
Margaret Dec 26, 2017
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