Name
Josephine
Member since
February 2015
On-time repayments
128 installments • 80%
My name is josphine Libese.Iam 30yrs old married to my husband Patrick Amugamwa and we have two Children. I was born in Vihiga but currently living in Eldoret together with my husband .I own a business that deals with food stuffs.I studied upto O levels.I decided to start the business so as to care for my family.
I run a small shop that deals with food stuffs I always take a stock of between six thousand to seven thousand.This gives me a profit of three thousand a month I take my stock from a whole sale in Eldoret town. My monthly expenditure is 3500/= . It is challenging but I am still moving on, hopping that with Zidisha loan I will able to improve my living standard and also expand my business.
10% tithe which I give to the Church where I fellowship. I use 15% to pay my rent, I use 50% to help me increase my stock, while 15% is used to help my parents and the remaining 10% I will use to service my loan
I live in an area where low class people live. These are people who can not afford even transport to town Center to buy goods from a mall and therefore I have to stock goods in very small quantities.
I chose this business as a result of the demand for the goods in this particular area. If I increase my stock, I will draw more customers hence increased profit and benefit to Community around who will not have to travel far to do their shopping.
I will purchase following items to boost my business ,wheat flour,maize flour,cooking oil,soap,soda,and other items .when i purchase these items it be easy to the large customer base that i have and thus increasing my profit .my profits double because i will have a good capital for the business .
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$237.00
Date disbursed
Mar 26, 2019
Repayment status
Late
Projected term
3 months
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Amount repaid
$105.44
Amount remaining
$132.04
Expected completion
Jul 14, 2019
Status
Repaying late
Installment amount
$10.35
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 7, 2019 | $19.80 | Mar 31, 2019 | $19.71 |
Apr 8, 2019 | $0.09 | ||
Apr 14, 2019 | $19.80 | Apr 8, 2019 | $19.62 |
Apr 17, 2019 | $0.18 | ||
Apr 21, 2019 | $19.80 | Apr 17, 2019 | $19.80 |
Apr 28, 2019 | $19.80 | Apr 17, 2019 | $6.63 |
May 2, 2019 | $13.17 | ||
May 5, 2019 | $19.80 | May 2, 2019 | $6.54 |
May 16, 2019 | $13.25 | ||
May 12, 2019 | $6.45 | May 16, 2019 | $6.45 |
May 19, 2019 | $0.00 | ||
May 26, 2019 | $10.35 | ||
Jun 2, 2019 | $19.80 | ||
Jun 9, 2019 | $19.80 | ||
Jun 16, 2019 | $19.80 | ||
Jun 23, 2019 | $19.80 | ||
Jun 30, 2019 | $19.80 | ||
Jul 7, 2019 | $19.80 | ||
Jul 14, 2019 | $2.91 |
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