Purchase of newer computer

Gabriel

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Gabriel

Member since

January 2015

On-time repayments

188 installments  •  91%

About Me

My name is Gabriel Njenga born back in 25/08/1981 -but im not as old as you want assume i am hehehe- i was born in Nakuru a place called Njoro being the tenth child of Francis and Teresia. I started my elementary education in a school called Ngano primary school then shifted to another new school (Kaiyaba primary school) that had just been built and was nearer my home and became among the first students to enroll there. i passed my final exams enough to find myself a place in Kilimo High school located within Egerton University Njoro. After my o-level exams, i got an average grade. My brother who had volunteered to pay for my high school, school fees after the demise of my father invited me to go and supervise how the building was being done in a parcel of land he had purchased -that is after the high school exams. i requested him to let me be one of the casual workers there and he let me.This job was search a difficult one considering that i was still young to lift heavy building bush stone but thank God i had already gotten the experience in search energetic jobs when my father died at my tender age and since my mother was a small scale farmer she could only afford little for us to eat, this meant that anything else was purely within what i could do to do earn. I could take a bicycle go to the forest cut dead tree branches bring them to my neighbours as firewood for a pay, sometimes i could go to the owners of large farms do weeding for half a dollar as a the pay. At my brothers home who lived in Eldoret i gathered some money that he later topped up for my college. I did a course in computer applications then further computer engineering. I did all this with the hope that one day i would get a better job to atleast change my living standards and that of my mother who i love with all my heart. Before the end of the last course, i got attached in a college that was offering information technology course as a tutor and technician. After 3 months of attachment i was employed in the same college and i here my first salary Kes4000 a month which to me appeared a miracle. i worked there from year 2004 to 2006 and after the change of management i got fired. It is because of this that i suddenly thought the only way to keep my confident and work without the fear of being fired that the idea of self-employment hatched. i started dreaming of a company but all this was just like a mirage because i didn't know where and how to start since i could hardly raise money for my own food and other expenses even. i had to think very fast on the next course of action to take for my up keep before the land lord could lock me out. i started freelancing and i would find students then borrow a space and computers in town from my friends and train them from there. i would also trouble shoot and fix machines for a pay. After the election fracas that occurred in 2007-2008. i really was affected psychologically which also affected my job. The job became impossible and a friend of mine Eric Ouma who we used to work together in the institution and was now working in a supermarket in Eldoret offered to speak to his boss so he could agree to employ me in the supermarket which he did. Thanks to Eric because he was asked to call me and handed my CV over. After 3 days i was called for an interview where i passed. i started working there in IT department. i worked for 2 1/2 yrs. I relocated to Nakuru to begin a different life because the idea of self-employment was still lingering in me. Im now married to a lovely woman and are both pushing on to see what more life has for us. If all goes well i want to found a home for the less fortunate and other than my business.

My Business

After resigning i relocated to Nakuru in July 2011 and started a business of buying and selling of Mali Mali (mixed small personal use items such combs, mirrors and other personal effects). I was doing all this with the hope that if all went well i would start my computer institution from the income generated by the business a dream i have always hope that one day shall come true. This however did not go as expected, the business did not do well and i thought it was all because of location. i rented different shop and still the results were not encouraging. It was at this point where i decided to close the shop. I closed the shop in August 2011, bought a small HP printer and then brought in a computer i had bought in the years 2008 and a the table in the house.i bought several plastic stools and i started doing printing and miraculously i got 1 student who paid for me to teach her. i she successfully completed her course and was happy that she could operate a computer by her self. She later brought her sister and i enrolled her and she also completed. i then managed to buy another small refurbished computer from the little i had secured. i did a small advertisement and i got 4 students enrolled for a computer application course. Since then i have managed to training over fifty students. i also involve myself alot with graphic design and computer maintenance. Though there are alot of challenges still i can stand a living testimony and a prove that one can start from no where, with the little you have to start. It is also very important that we don't loose hope and neglect our dreams. In future i want to own an institute a photo studio, a bigger and luxurious cyber cafe and a computer accessories shop. My main challenge to see this happen is a source of capital to buy the required equipment for all this.

Loan Proposal

Hallo lenders, i need to prepare to get my business to the next level and as a result better and new model machines are required. I have also studied two other graphic programmes (Auto CAD and Adobe illustrator). These programmes can only operate on a machine that has a high capacity and specs. (preferably Core i7). With this machine i will be able to use it not only to create art boards for commercial printing but also to train my students who really admire my graphics work. I will also purchase a high capacity graphics card and install in it to enhance its performance. Basing on the local prices, this will cost me $400. To train these programmes a student will have to pay $80 per each. I will then use it to design large format posters and digital pencil work. Then use the remaining amount to purchase consumables such as printing papers and toners.

Feedback

1

None

None

  • Svenip    Dec 23, 2018

    Fully repaid on time. I'm happy to see his business growing.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$625.00

Date disbursed

Jun 2, 2018

Repayment status

On Time

Projected term

11 months

Lenders

HE

help each other

Glasgow, United Kingdom

ads68

Melbourne, Australia

H

HomesteadSchool

Glen Spey, United States

Hedwich

Gorssel, Netherlands

RV

Rob Van Dam

United States

Aran Dunlop

United States

EthicalHost

Toronto, Canada

V

Vasil

Belarus

L

Lucy

Australia

MO

Mark Owens

United States

Katie

United States

Grégoire

Zurich, Switzerland

A

Anonymous

United States

PZ

Phillip Zink

United States

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

A

Anonymous

United States

BN

Bence Nagy

Czech Republic

NS

Natalie Stone

United States

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  • Robinson    Feb 6, 2020

    He said he shall resume payments next week, that business was still slow. He isn't convinced on installments reduction but believes he will make up the full installments.

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  • Josphat    Dec 22, 2019

    Hello lenders,Gabriel says that the business profit is low but he is looking forward to adjust and start repaying in installment that he can afford.

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  • Maggie and M    Sep 4, 2019

    Hi Gabriel, you need to reschedule your repayments as soon as possible as your credit rating is declining.

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  • Alice    Aug 6, 2019

    gabriel promises to continue his repayment next week

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  • Gabriel    Jul 13, 2019

    This week has been quite tricky for us here, business went soo down and it is the week meant for clearing most of the bills. I'm hopeful next week shall be different.

    Thank you

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  • Gabriel    Jun 29, 2019

    This is the only amount i'm able to raise as at today. Thank you.

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  • Kelvin Migwi    Jun 26, 2019

    I have informed Gabriel to pay off his loan immediately.

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  • Gabriel    Jun 5, 2019

    Waah, hallo my lenders, i just want to take this precious opportunity to inform you that i'm soo delighted beyond what words can exactly tell. After you funded my loan fully, i have finally received Ksh 45,362 yesterday 4/06/2019 at exactly 05:10 pm. Just as i informed in my project proposal and plan i shall go a better and faster machine to enable me work efficiently. i shall then use the remaining amount to purchase consumables and fix some broken sits, i will then use the remaining to invest in the farm where i plan to grow some dolichos. I reiterate my gratitude for the assistance you have had for us all through grow our businesses and in that way empower us. God bless you

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  • Gabriel    May 30, 2019

    Woooow!, i'm so delighted to have you fund my loan 100%. Just like i promised i will use this funds to purchase a Core i5 machine to enable me work efficiently. i will then use the remaining amount to purchase consumables. I will also spare some amount to purchase some seeds for planting dolichos in my small farm at home because i have already used the amount i would have otherwise used to purchase a 19" HP screen today in morning. I also have good news because over the last couple of days i have received new students and that is why i had to purchase the screen to connect to a small CPU to carter for the students number. Once again i thank you soo much my lenders and Zidisha community at large. God bless you all

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  • Maggie and M    May 27, 2019

    Gabriel you have this loan currently scheduled to be repaid within a week - I think you might need to change that so you can have a little longer to repay!

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    • Gabriel    Jun 29, 2019

      Thanks alot i have just managed to change, i have been trying to in vain.

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  • Isabella    May 21, 2019

    Best wishes to you and your wife, Gabriel.

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  • Margaret    May 17, 2019

    Good luck Gabriel with your new loan! Your story is an inspiration how you find opportunity in your surroundings. I wish you well!

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  • Gabriel    May 17, 2019

    In the previous loan i managed to purchase 1 desktop PC with higher specs (Think pad core i3), i must however say it is unfortunate the machine developed unfixable problem and when i took it back to the shop they refused to replace. i know by now my business would be in another level with the introduction of new graphic programs. i thank you my lenders for financial assistance you have so far had to us.
    Because of you we are growing and i'm certain that in future we will also be in position to assist more.
    Find it in your heart to give me another loan to enable me complete the project.
    God bless you. thanks

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  • Gabriel    May 15, 2019

    Hallo everyone, I'm soo delighted to have finally touched the finishing line. Things have not been easy but i was determined to complete this loan. Last year my family & i had soo many health challenges, i wasn't coming to work some of the times but by the grace of God i got better. I have been balancing clearing funds that i got friends to enable me clear bills at the hospital and other areas.
    I'm soo happy because i have cleared with everyone. I'm even more happier because i have also cleared with my lenders. The business is getting better now that i have come back fully. As we are speaking i have a considerable number of students reporting from as early as 7.00am which has really helped me catch up.
    I must also say that after a season of shake up my family and i have stabilized.
    Thank you all my lenders and Zidisha community. To you my volunteer mentor also (Mr. Gideon) thank you for your encouragement. Please find it in your heart to continue helping us because though our help to others does not have such a big impact, from the help you are giving us will be better to help more.

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    • Isabella    May 30, 2019

      So glad that you have recovered your health and that things are going well for you, Gabriel. I hope that your business continues to grow. Best wishes to you and your family!

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      • Gabriel    Jun 29, 2019

        Thanks soo much Isabella for your concern, I can attest a tremendous growth.

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  • Gabriel    May 5, 2019

    Hallo zidisha please bear with me reducing my installment further. The business has been slightly down this and last week which i bet it was because of the Easter Holidays and back to school. I shall however raise up the installment come next week hoping that the business will go better for us. Thank you.

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  • Gabriel    Apr 23, 2019

    Hallo zidisha, next week I have some bills including school fees. I therefore may not be in a position to raise more. I'm however certain that I will clear the amount remaining soon.

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  • Gabriel    Apr 17, 2019

    Hi zidisha, It is the amount i'm able to raise as at now, i spent much of my savings for that week on medicine for my son who had been sick. I'm happy that he now seems to be improving. Thank you all

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  • Gabriel    Apr 1, 2019

    This month has been quite tricky though it is because of the additional bills that normally come at the start of the year. things will however work out as time goes by.
    thank you.

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  • Gabriel    Mar 28, 2019

    I didn't know that the amount didn't go through. I going to make arrangements on how to pay it now.

    Thank you

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