Entrepreneur
Name
John
Member since
December 2016
On-time repayments
52 installments • 71%
About Me
I am a volunteer Church minister in Kenya with GCFC ( Grace Community Fellowship Church)and a part-time bible school teacher at KMTI (www.kmti.org). I am a father of 6, Two girls who both have just started making an income one running her own Business and the other a legal office at a local company. 2 boys in High school and 2 boys in primary school. I hold a Degree in Bible and Theology. In 1997 I was going through a rough time in my life this cause me to stop teaching at the Bible school and also doing any church ministry. at this point, I trained myself in computer maintenance through some books and CDs a friend from the USA gave me. This set the path for me to start a computer repair shop that eventually became a full-fledged IT Store. However, in 2013 I found my self in bad debts because of my lack of proper planning and this cost me my business. Part of the problem was no one was willing to refinance me to start over. Since then I to date my clients bring their work to my house where I do the work at night and deliver the finished product the next day.
My Business
I currently undertake, repair and maintenance of smartphones i.e replacing broken screens, or parts or fixing software issues, I also fix and maintain laptops. and I also install CCTV . among those clients I previously had when I run an IT shop. Currently, everyone has a smartphone or even a laptop and this break daily and many can't afford new ones they prefer to repair. The challenge is financing that can allow me to reopen my business especially now having learnt from my past mistakes. I have since Joining Zidisha added the sale of refurbished ex -UK/USA Iphones. which has proved really profitable.
My profit is mainly used for the family to take care of my bills and pay school fees for my kids 2 in high school and 2 in primary school. sometimes I also buy common parts clients need.
Loan Proposal
With Zidisha's help, I have sold about 6 iPhones because I have created awareness of the advantages of iPhones, such as the phones security feature and durability and many of my customers have developed an interest in them. I plan to add to my current profit I made from the last sales and buy 3 iPhones @25,000/ each. After the customers who ordered for these 3 phones pay for them, I will purchase five more. for my stock. I usually advertise using whats app status and word of mouth from my friends and customers.
My profit will increase this month by Ksh. 5,000/- on the lower side and Ksh. 20,000/-. My ultimate goal is to have a shop in town that stocks the same. that way sales are faster.
My Videos
Apr 15, 2021: Loan to complete our family house
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Loan Info
Project Type
Classic Loan
Disbursed amount
$318.00
Date disbursed
Jun 19, 2019
Repayment status
On Time
Projected term
4 weeks
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Margaret Jun 21, 2019
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