Purchase of computer

Rosemary

Gilgil, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Rosemary

Member since

January 2015

On-time repayments

309 installments • 82%

About Me

my names are rosemary maina i was born on 24th august 1972 . i joined mount saint marys primary school molo in 1980 to 1987 .then i was admitted to othaya girls for my secondary education in 1988 to 1991 i did not further my education .later in the year after staying home for a period of 9 months i joined my mother in a small business of selling green grocers that went down a year later due to pressure of school fees for my younger brothers.i chose to look for job so that i could assist in educating my brothers . i did not get a job immediately so i was working as a laborer for a period of 5 years in different farms to sustain me and family. In 1999 i got married and was blessed with two children ,mean while i was staying home as a house wife until 2008 when we separated with my husband. Later i joined women groups that assisted me with funds to start a small business of selling cloths in Gilgil town that has assisted me to educate my children and meet their needs to date. I love it with all my heart since it is the only source of my income.

My Business

I own a shop in Gilgil town . business name i s Phelisma boutique.i sell new clothes and shoes it has a capital of a bout 300 000 Kenya shillings.in a day i make sales of 10 000 Kenya shillings. the profit margin on this sales is Kenya shillings 1500 if converted monthly ,it is 45000 .i pay my house rent Kenya shillings 10 000.i have employed two ladies and i pay them 6000 each that is 12000 per month. my family spend 15000 Kenya shillings in house rent and other basic needs .the total expenses is Kenya shilling 35000.L save 3000 every month to cater for the education of my children am left with 7000 Kenya shillings that i re- stock back to the business to grow it further . i love this business and i will work hard to achieve more.thank you

Loan Proposal

I intend to buy a computer to assist me in keeping records. At times i find it difficult to know the exact stock in my shop especially when i leave the ladies i have employed to buy new stocks. The computer is good especially when i want to keep my records. This will simplify my work .the price of a good computer will cost me 18000 Kenya shillings getting the fund will help me immensely i will add the balance to get the computer of my choice.i promise to work hard to repay the loan in full . thanks in advance.