Purchase of an M-Pesa agent number for my business

Purity

Meru, Kenya

100% repaid

Entrepreneur

Name

Purity

Member since

March 2015

On-time repayments

190 installments  •  68%

About Me

My name is Purity, and I am at my mid-30s, a single mother of one boy who is 6 years old. I went to school at Kianthumbi Primary School and did my KCPE in 1996, then I went to Katheri High School and did my KCSE in 2000. Then from there I got employed at a supermarket in Meru, where I worked for 6 years as a cashier.

I gave birth to my son Elvis and I stayed at home for one year to cater for my son. Thereafter I started a cosmetics shop at Katheri Market. I later noticed that there was a high demand of stationary and textbooks in our market. That's when I started that business.

The uniqueness of my land is that I was born on the slopes of Mount Kenya, and near the Mount Kenya Forest there so many game parks and game reserves around.

My son longs to be a pilot when he grows up.

My Business

I provide services such as photocopying, printing, and typing. The services are in demand since [this is the] only shop in this market, and we have many schools around.

I use my profit to pay the fees for my son and our upkeep. I also plough it back to my business. That's how I manage to add stock of textbooks. I chose this business since it's easy to run and is at a high demand. Education will always remain the main factor in our societies; therefore books will always be needed.

Loan Proposal

Hi, having acquired previous loans from zidisha and having benefited immensely from those loans may i take this opportunity to first say thank you zidisha lenders and the entire zidish family.
Currently am inp need of a loan to expand my small printing business and include money transfer services through safaricom ltd. mobile network. this service will in turn boost my revenue since my customers will be able to access their cash through their phones and pay for services at my business. Through this service i will also be able to get new clients for my business. Infact mobile money services are in high demand in my home area since the nearest service is quite far, so my services will help ease the distance one has to travel to access this service.
The amount required for this process is Ksh 80,000. Which will be used as follows, acquisition of an agent number with pre topped up cash Ksh. 25,000.
hard cash to issue clients upon withdrawals Ksh. 35,000. mobile phone hand set for the agent sim card. Ksh. 2,500 . Paint and paint brush to rebrand my business which is a requirement from safaricom. Ksh. 7,000.
Part of this will be funded from the savings i have made from my business. the projected profit growth from this is ksh. 15,000 per month.
thanks in advance and may the almighty bless you.

Show original English  

About Me

My name is purity at my mid 30s,a single mother of one boy 6years old,I went to school at kianthumbi primary school and did my KCPE in 1996 then gone to Katheri high school and did my KCSE in 2000,then from there i got employed in a supermarket in meru where i worked for 6years as a cashier.
I gave birth to my son Elvis and i stayed at home for one year to cater for my son,there after i start a cosmetics shop at katheri market.I later noticed that there was a high demand of a stationary and textbook in our market.thats when i started that business.
The uniqueness of my land is that am born at the slopes of mount Kenya and near the mount kenya forest there so many game parks and game reserves around.
My son longs to be a pilot when he grows up.he loves mathematis and sciences and i pray for him day and night.his hobby is playing football and dancing.

My Business

I provide service such as:photocopying,printing,typing,Mpesa services which is used by over 14 million people to send money to families and business paybills .the services are in demand since its my only shop in the market and having many schools around.
I use my profit to pay the fees for my son and our up keep,and i have also used the profits to help our community buy pipes for kathita water project.i have also donated to baby blessings and Turu childrens home ,helped my assistant Grace pay for her hospitallity course.
I also plough it back to my business.that's how I manage to add textbooks stock.
I choose this business since its easy to run and is at a high demand,Education will always remain the main factor into our societies therefore books will always be needed.

Loan Proposal

Hi, having acquired previous loans from zidisha and having benefited immensely from those loans may i take this opportunity to first say thank you zidisha lenders and the entire zidish family.
Currently am inp need of a loan to expand my small printing business and include money transfer services through safaricom ltd. mobile network. this service will in turn boost my revenue since my customers will be able to access their cash through their phones and pay for services at my business. Through this service i will also be able to get new clients for my business. Infact mobile money services are in high demand in my home area since the nearest service is quite far, so my services will help ease the distance one has to travel to access this service.
The amount required for this process is Ksh 80,000. Which will be used as follows, acquisition of an agent number with pre topped up cash Ksh. 25,000.
hard cash to issue clients upon withdrawals Ksh. 35,000. mobile phone hand set for the agent sim card. Ksh. 2,500 . Paint and paint brush to rebrand my business which is a requirement from safaricom. Ksh. 7,000.
Part of this will be funded from the savings i have made from my business. the projected profit growth from this is ksh. 15,000 per month.
thanks in advance and may the almighty bless you.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$550.00

Date disbursed

Feb 23, 2016

Repayment status

On Time

Projected term

6 months

Lenders

C

Caalve

Bratislava, Slovakia

Atheist4good

United States

V

Vivek

Arlington, VA, United States

wissam

Jeddah, Saudi Arabia

The Zinc Team

San Francisco, United States

Ask Purity a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$577.50

Amount remaining

$0.00

Date repaid

Sep 13, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 6, 2016 $20.07 Mar 6, 2016 $20.07
Mar 13, 2016 $20.07 Mar 13, 2016 $20.07
Mar 20, 2016 $20.07 Mar 21, 2016 $20.07
Mar 27, 2016 $20.07 Mar 27, 2016 $20.07
Apr 3, 2016 $20.07 Apr 3, 2016 $20.07
Apr 10, 2016 $20.07 Apr 11, 2016 $20.07
Apr 17, 2016 $20.07 Apr 18, 2016 $20.07
Apr 24, 2016 $20.07 Apr 25, 2016 $20.07
May 1, 2016 $20.07 May 2, 2016 $20.07
May 8, 2016 $20.07 May 9, 2016 $20.07
May 15, 2016 $20.07 May 15, 2016 $20.07
May 22, 2016 $20.07 May 23, 2016 $20.07
May 29, 2016 $20.07 Jun 1, 2016 $20.07
Jun 5, 2016 $20.07 Jun 6, 2016 $20.07
Jun 12, 2016 $20.07 Jun 14, 2016 $20.07
Jun 19, 2016 $20.07 Jun 21, 2016 $20.07
Jun 26, 2016 $20.07 Jun 28, 2016 $20.07
Jul 3, 2016 $20.07 Jul 6, 2016 $20.07
Jul 10, 2016 $20.07 Jul 14, 2016 $20.07
Jul 17, 2016 $20.07 Jul 19, 2016 $20.07
Jul 24, 2016 $20.07 Jul 29, 2016 $20.07
Jul 31, 2016 $20.07 Aug 5, 2016 $20.07
Aug 7, 2016 $20.07 Aug 11, 2016 $20.07
Aug 14, 2016 $20.07 Aug 20, 2016 $20.07
Aug 21, 2016 $20.07 Aug 26, 2016 $20.07
Aug 28, 2016 $20.07 Aug 30, 2016 $20.07
Sep 4, 2016 $20.07 Sep 8, 2016 $20.07
Sep 11, 2016 $20.07 Sep 13, 2016 $20.07
Sep 18, 2016 $15.62 Sep 13, 2016 $15.62

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