Purchase more stationary and also invest in cookies
Justus
Ongata Rongai, Kenya
10% repaid
Entrepreneur
Name
Justus
Member since
November 2013
On-time repayments
297 installments • 37%
About Me
I am very very happy for you LENDERS for funding my second loan, may God almighty shower you with his blessings and bless you until your store is full,God loves a cheerful giver,there is a phrase which says "give without remembering and receive without forgetting"thanks for touching my life in a big way.
Thanks for your support
My Business
I started selling stationary ,and i found it has big profit marging ,now i am selling the stationary in a crazy manner ,i walk from shop to shop,and through this i have estamplise
d a customer base,the customers just calls me and i deliver.Thanks for your support
Loan Proposal
i will buy pencils worthy USD 100;,anc cookies worth USD100
This purchase will enable me make a profit of about USD 3500 BY the end of December .This money will anable me pay school fees for my daughter and even enable me to a cheaper car for supplying my goods and even make more profits.
About Me
Name:Justus Mutinda,Born 1972,Religion:Christian,Proffession :accountant.Wife name:Sara Koki,Daughter :Hope Musangi.Iam an outgoing person ,i like socializing,reading motivational books,meeting and making new friends, i live in Ongata Rongai .I have done some network marketing for examle DIPEK,GNLD ,OIRFRAME,I am currentl working with Bowmans enterprises limited as an accountant,i worked For Nafrom kenya ltd as an accountant from January 2008- June 2013worked with New kilimo hardware as an accountant in 2008,
usually before i start a task i tell myself (you are a champion and you can make it )self talk,whatever i do i usually think win!win!win!and i get what i tell myself. My dad was a business man and i liked what he did ,at my tender age he encouraged me to be a business person . He would tell be that profits are better than wages .
I am from kamba community and we are long distance traders .At my tender age i liked looking after my fathers cattle.
at my free time i like watching motivational DVD,reading motivational books , listening to gospel music ,get engaged in communal activities and socializing .i also likes travelling
My Business
I will repay my loan using profits from sales of cookies and stationery which has a big margin ,this will enable me to expand the business ,i.e. buy more stationery and make more profit and expand my business, There is also a small shamba and enough water i will plant short season vegetables for domestic use and .
commercial purposes.if i am given a bigger loan i will expand my business,my stationary and cookies business is picking up and now i have a bigger market and atleast i have data base of customers.
Loan Proposal
i will buy pencils worthy USD 100;,anc cookies worth USD100
This purchase will enable me make a profit of about USD 3500 BY the end of December .This money will anable me pay school fees for my daughter and even enable me to a cheaper car for supplying my goods and even make more profits.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$145.00
Date disbursed
Jan 28, 2019
Repayment status
Late
Projected term
19 months
Other loans
Lenders
Austin, United States
Canada
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Summary
Amount repaid
$14.62
Amount remaining
$131.13
Expected completion
Sep 13, 2020
Status
Repaying late
Installment amount
$7.29
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 10, 2019 | $1.97 | Feb 10, 2019 | $0.99 |
| Feb 10, 2019 | $0.99 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $0.00 | ||
| Mar 3, 2019 | $0.00 | ||
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.49 | Mar 16, 2019 | $0.49 |
| Mar 24, 2019 | $0.49 | Mar 24, 2019 | $0.44 |
| Mar 28, 2019 | $0.05 | ||
| Mar 31, 2019 | $0.49 | Mar 28, 2019 | $0.49 |
| Apr 7, 2019 | $0.49 | Mar 28, 2019 | $0.44 |
| Apr 7, 2019 | $0.05 | ||
| Apr 14, 2019 | $0.49 | Apr 7, 2019 | $0.05 |
| May 5, 2019 | $0.44 | ||
| Apr 21, 2019 | $0.54 | May 5, 2019 | $0.05 |
| May 20, 2019 | $0.49 | ||
| Apr 28, 2019 | $0.00 | ||
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $0.49 | May 24, 2019 | $0.44 |
| May 26, 2019 | $0.05 | ||
| Jun 2, 2019 | $0.49 | May 26, 2019 | $0.15 |
| Jun 2, 2019 | $0.34 | ||
| Jun 9, 2019 | $0.49 | Jun 2, 2019 | $0.15 |
| Jun 12, 2019 | $0.34 | ||
| Jun 16, 2019 | $0.49 | Jun 12, 2019 | $0.25 |
| Jun 19, 2019 | $0.25 | ||
| Jun 23, 2019 | $0.49 | Jun 19, 2019 | $0.49 |
| Jun 30, 2019 | $0.74 | Jun 19, 2019 | $0.25 |
| Jul 2, 2019 | $0.49 | ||
| Jul 7, 2019 | $0.49 | Jul 3, 2019 | $0.49 |
| Jul 14, 2019 | $0.49 | Jul 7, 2019 | $0.49 |
| Jul 21, 2019 | $0.00 | ||
| Jul 28, 2019 | $0.00 | ||
| Aug 4, 2019 | $0.00 | ||
| Aug 11, 2019 | $0.00 | ||
| Aug 18, 2019 | $0.00 | ||
| Aug 25, 2019 | $0.49 | Oct 2, 2019 | $0.49 |
| Sep 1, 2019 | $0.10 | Oct 2, 2019 | $0.10 |
| Sep 8, 2019 | $0.00 | ||
| Sep 15, 2019 | $0.00 | ||
| Sep 22, 2019 | $0.00 | ||
| Sep 29, 2019 | $0.00 | ||
| Oct 6, 2019 | $0.49 | Nov 3, 2019 | $0.49 |
| Oct 13, 2019 | $0.04 | Nov 3, 2019 | $0.04 |
| Oct 20, 2019 | $0.00 | ||
| Oct 27, 2019 | $0.00 | ||
| Nov 3, 2019 | $0.00 | ||
| Nov 10, 2019 | $0.49 | Dec 1, 2019 | $0.49 |
| Nov 17, 2019 | $0.00 | ||
| Nov 24, 2019 | $0.00 | ||
| Dec 1, 2019 | $0.00 | ||
| Dec 8, 2019 | $0.00 | ||
| Dec 15, 2019 | $0.00 | ||
| Dec 22, 2019 | $0.00 | ||
| Dec 29, 2019 | $0.49 | Jan 27, 2020 | $0.49 |
| Jan 5, 2020 | $0.49 | Jan 27, 2020 | $0.49 |
| Jan 12, 2020 | $0.49 | Jan 27, 2020 | $0.49 |
| Jan 19, 2020 | $0.30 | Jan 27, 2020 | $0.30 |
| Jan 26, 2020 | $0.00 | ||
| Feb 2, 2020 | $0.49 | Feb 15, 2020 | $0.49 |
| Feb 9, 2020 | $0.49 | Feb 15, 2020 | $0.49 |
| Feb 16, 2020 | $0.00 | ||
| Feb 23, 2020 | $0.00 | ||
| Mar 1, 2020 | $0.00 | ||
| Mar 8, 2020 | $0.00 | ||
| Mar 15, 2020 | $0.00 | ||
| Mar 22, 2020 | $0.49 | Feb 18, 2021 | $0.49 |
| Mar 29, 2020 | $0.49 | Feb 18, 2021 | $0.49 |
| Apr 5, 2020 | $0.00 | ||
| Apr 12, 2020 | $0.00 | ||
| Apr 19, 2020 | $0.00 | ||
| Apr 26, 2020 | $0.00 | ||
| May 3, 2020 | $0.00 | ||
| May 10, 2020 | $0.00 | ||
| May 17, 2020 | $0.00 | ||
| May 24, 2020 | $0.00 | ||
| May 31, 2020 | $0.00 | ||
| Jun 7, 2020 | $0.00 | ||
| Jun 14, 2020 | $0.00 | ||
| Jun 21, 2020 | $7.29 | Aug 19, 2023 | $0.10 |
| Jun 28, 2020 | $7.29 | ||
| Jul 5, 2020 | $7.29 | ||
| Jul 12, 2020 | $7.29 | ||
| Jul 19, 2020 | $7.29 | ||
| Jul 26, 2020 | $14.58 | ||
| Aug 2, 2020 | $14.58 | ||
| Aug 9, 2020 | $14.58 | ||
| Aug 16, 2020 | $14.58 | ||
| Aug 23, 2020 | $14.58 | ||
| Aug 30, 2020 | $14.58 | ||
| Sep 6, 2020 | $5.61 | ||
| Sep 13, 2020 | $1.66 | ||
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