Charity
Nakuru, Kenya
100% repaid
Name
Charity
Member since
October 2013
On-time repayments
31 installments • 90%
am charity chepkirui kirui ,born again from a family of six here in Bomet Kenya though i moved to Nakuru for my studies and after clearing school i settled down with a small business to earn my self a living i just cleared my studies at kabarak university pursue business management and information technology,there after decided to major in cloth line business i have a shop in which i sell male and female wear i also have curtain and interior shop zidisha loan will help me expand my business and will therefore earn a bigger percentage of profit ,i will later pay back the loan and take a bigger percentage.zidisha is real and helps a lot .thank you
my source of income is a personal business selling men and female wear clothes and curtains and interior shop,demand for curtain is high and competitive since it is a source of beauty to ,many residents i usually make sure am updated on the kind of interior design on demand. With the clothe line that deal with mens and female wear i make sure i have what is needed by the client,best taste and well updated with the fashion trend ,most faced risks are the unconditional weather therefore if its on a raining season i may not have stock secondly delay by suppliers also lack of capital to expand the business per month i make of more than 500 movies that is around 20000 with a profit of 10000, with the clothe line i make sale of 40000 per month with a profit of 15000. i will use zidisha loan to expand my business and teach more people about it.
Thanks,am planning to go an,extra mile to the markets I have so far explored going for the new fashion trend dresses for ladies and shoes I deal so much with ladies because they are impulse buyers and move with the trends,the buying price is impressive and am going to use a total of $95 and will have a return of $ 170.am really working extra hard am happy I can pay back the loan weekly ,I ask for lenders support to help me go for these products,and it will add a good stock to my shop,if it wasn't for zidisha I could not be where I am right now.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$99.00
Date disbursed
Jul 28, 2014
Repayment status
On Time
Projected term
5 weeks
Other loans
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Amount repaid
$100.70
Amount remaining
$0.00
Date repaid
Sep 5, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 9, 2014 | $20.12 | Aug 2, 2014 | $19.65 |
Aug 2, 2014 | $0.47 | ||
Aug 16, 2014 | $20.12 | Aug 2, 2014 | $20.12 |
Aug 23, 2014 | $20.12 | Aug 2, 2014 | $2.67 |
Aug 2, 2014 | $15.93 | ||
Aug 16, 2014 | $1.51 | ||
Aug 30, 2014 | $20.12 | Aug 16, 2014 | $20.00 |
Aug 29, 2014 | $0.12 | ||
Sep 6, 2014 | $20.12 | Aug 29, 2014 | $0.12 |
Sep 4, 2014 | $20.00 |
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