Purchase feed for my cows and poultry

Elijah Cheruiyot    Dec 4, 2021

I have some bank loan to pay and my dairy and poultry.is not doing well

Elijah Cheruiyot    Aug 25, 2021

I have lost my stock poultry and my cows dried

Elijah Cheruiyot    Aug 25, 2021

I am so tied up na school fees. My cows dried up and i lost my poultry.

Elijah Cheruiyot    Jul 13, 2021

The school fees for my kids has constrain me but willing to continue paying to complete the loan balances.

Elijah Cheruiyot    Jun 16, 2021

Right now i am in a financial crisis. I lost my poultry stock and my dairy animals were not such productive. OI am planning to change and buy the high yielders

Elijah Cheruiyot    Jun 16, 2021

I lost my poultry flock due to some disease outbreak and My dairy cows are currently dry. I had local breeds and i decided to sell and buy high yielders. This took all me income and i am almost picking up. Once i am ok, i will be able start paying as required.

Thank you

Elijah Cheruiyot    Jun 10, 2021

I have been having issues with my dairy farming and poultry. All my birds stop laying and i lost a number of them due to disease outbreak. My dairy farm has 3 heifers incalf and 1 which is almost drying. I am paying school fees and the corona outbreak has made life too expensive. I am trying to see how to start paying from 20/06/2021 onwards

Elijah Cheruiyot    May 18, 2021

Currently my poultry is not productive I changed the stock and have not started laying. My cows are currently dry and i am struggling paying through other sources which is meagre. I had requested Zidisha that i pay monthly through salary which is paid once a month. I can consolidate four weeks contribution and pay once a month. I did not receive response.

Elijah Cheruiyot    Apr 7, 2021

As psoted earlier i have a big hospital bill we are sorting out as a family. The bill for my niece amounting to 1.2million. I am playing a major role for this to be cleared. My niece is epileptic and she fell onto fire and was burnt 60%. Her arm was amputated and her right leg knee cap was replaced through surgery at Kijabe Hospital. She was first admitted in TENWEK referal hospital for about 2 months in ICU. It has never been easy and have tried to communicate several times to ZIDISHA to assist me in reducing my repayment of the loan to allow me sort out the issue.

Elijah Cheruiyot    Feb 18, 2021

Hello Zidisha, I had a financial challange in the last one month up to now. My niece 16 years is epileptic and she fell on fire when she was alone. She sustained 60% burns until her hand was cut off on the wrist. She was taken to Tenwek referral hospital and to Kijabe Mission Hospital for specialized knee cap surgery. the bill went up to 1.2 million kenya shillings. We are in the process of raising money for the bill and organizing for fund drive. I am asking to reduce my weekly installments though planning to clear my loan on time early april 2021.

Wilberforce    Feb 17, 2021

Elijah is having financial challenges. He will adjust his weekly instalment to what he can afford.

Elijah Cheruiyot    Dec 28, 2020

I want to thank first of all God almighty for favouring me with the gift of life at this time of Covid-19. It is indeed a great favour and gift from God to be alive and well. Secondly i thank greatly and sincerely my lenders Akshay Chalana and Joseph Hwang for accepting to fund my loan request and in a very short period. My you be blessed and be favoured by God in a big way.
I am planning to buy fodder (hay) for my four dairy cows and also for my poultry. January to April is always a dry period in Kenya and dairy feeds/fodder is a challenge. So I will use my loan to purchase at least three months hay for my dairy cows. I will also buy poultry feeds for my layers and 200 chicks. Since i got a new venture in poultry of rearing cocks for 4 to 5 months then sell them for meat. Most Kenyans now days prefer white meat than beef. I tested my hypothesis this December where i sold 5 months 10 cocks at Kshs. 1000. Currently i have 110 three weeks old chicks. I also expect another over 100 chicks to hatch in two weeks time. I am planning to rear them and separate cocks from cockerels. Then keep cockerels for eggs and cocks for meat. This is a new opportunity I just discovered this December. I am so grateful and will work hard to grow my business to a higher level and ensure to pay my loan on time to enable me to take a higher loans in future.
Thank you once more

Elijah Cheruiyot    Dec 25, 2020

I would like to thank my lenders for the fantastic work you are doing. My loan assisted me to purchase additional two dairy cows. My current dairy unit host 4 dairy cows. Two are in-calf and two are lactating. I am hopeful that the two in-calf dairy animals will boost milk production to about 50 litres per day. This will generate revenue of 50 x 50 = 2500/= per day. The amount received per week will be 2500 x 7 = 17,500. That is Kshs. 70,000 a month. I also Keep poultry currently i have 50 laying improved kienyeji which gives me 40 eggs daily. 40 x 12.5 = 500 daily equivalent to 3,500 weekly and 14,000 every month.
I also have 264 egg incubator that gives me between 150 to 210 chicks every month. I sell 1 day old chick at Kshs. 80, 1 week at Kshs. 150, 2 weeks at 250 a month at 350. This generates at least Kshs. 30,000 a month.
Now i would like to apply for 90,000 loan to buy feeds for my 4 dairy cows and my laying kienyeji chicken and my chicks.
In Kenya the months of January to March is always dry spell. Animal feeds is a challenge in this period. I would like to stock feeds that will last me at least three months.
Once again I take this opportunity to thank my lenders for trusting me with their funds which went a long way in improving my livelihood with my family. I also worked hard to ensure I become a faithful servant to ensure i pay back on time. Although there were challenges along the way, God is faithful that he enabled me to clear even before the allowed period. Thank you and may the good Lord bless all of you as you continue lending me once again. I promise that i will work hard to keep my promise in paying on time and clearing the loan fully. God bless you.
Yours Faithfully
Elijah Cheruiyot Langat

Elijah Cheruiyot    Dec 3, 2020

I have a challange due to reduction in milk production. My two incalf cows right now i have stopped milking since they are due in february. I have given two months to build up for better production next lactation period. Due to this income reduced considerably and i am buying feeds /fodder for the animals. I did not foresee this but i am planning myself to clear the loan soon if i get a source. Thank you

Elijah Cheruiyot    Oct 25, 2020

I would like to reduce my weekly payments to 1501 due to financial constraints i am currently n going through. I am intending to complete my loan by 27/12/2020 as initially aimed. I will be able to increase my weekly payments to ensure i be on schedule.

Elijah Cheruiyot    Sep 30, 2020

Just a question to ask. I do not understand the way loan progression is determined. All of a certain it changed from 114000 to 58,000. Yes if i did not clear my loan by 28/09/2020 then it would have remained 87,000. This demotivate. I thought it would not drop keeping in mind i do not fail to pay every week. I always ensure i pay may only delay one or two days depending on cash flows. Couldnt this be understood rather than seen as a defaulter and reducing my credit limit. 2 I asked about the amount retained as risk is it refundable? may someone answer me this from zidisha please!

Wilberforce    Sep 4, 2020

I have called Elijah and he's really trying to stick to the schedule, and he has promised to clear an overdue instalment by Sunday this week.

Elijah Cheruiyot    Jun 27, 2020

I take this precious moment to thank all of the lenders for funding my dairy project. May God bless you all and never rum short of anything good because of your generocity and also funding me in a very short moment one day i can call it.
This money will go a long way to assist me in toping up and buy two dairy cows. I am sure of meeting the demand of milk in my neighbourhood. Mllk demand has beeb on the rise now for a while now

Elijah Cheruiyot    Sep 23, 2018

Loan Proposal,
I am currently having 210 one month chicks, 264 eggs in the incubator and 600 2months chicks and 400 3 months chicks. I am requesting the lenders to fund me to boost my poultry project/Business. I will use the money to buy feeds for my chicks and also to build a better poultry house for my new flock. I am intending to raise my flock to 2000 chicken for egg production and start/expand my project for broilers. My intention is to start with 600 broilers in three categories of 200 each in varying ages to be able to have a continuous supply of broilers to my customers.

Elijah Cheruiyot    Jul 8, 2018

My bleesed Zidisha team hereby attached are more photos taken in my dairy unit. Please approve my applied loan for the purpose of installing the biogas digester to assist me in organic farming, production of gas and power to use in poultry unit. once again thank you