Poultry chicken (broilers)

Sputnik    Aug 14, 2015

Hi Joyce. How are you doing? I see you paid back the largest part of your loan. It would be a pity to see you default for this relatively small amount.

Joyce    Apr 21, 2015

Thank you so much for encouraging me and I will not go or run away from my responsibility I will finish my bill one day.

Joyce    Apr 21, 2015

I wish all will go well and I finish this loan

BigWillie    Mar 3, 2015

Hi Joyce
i think you have done well so far. Keep going
William

Joyce    Jan 14, 2015

Yes I have been struggling with my new business as it's picking up very very slowly but as I promised my mentor I will pay the remaining balance by the end of this month.
Thnx

Samuel    Jan 14, 2015

I phoned Joyce today at 1.43pm . She says that since she switched from chicken rearing to ice-sticks business, she is yet to make meaningful profits. She left chicken rearing after 2 serious Coccidiosis attack on them.
She promises to clear her loan by end of January 2015.

VM Shehi.

Joyce    Dec 11, 2014

Hi Zidisha,
This is what I do as my business it can take me 1to 2 hrs seeling the sall bags and I sale the at ksh. 1 per piece. So I have to maka sure I seeled 3 to 5 hundred bags and that will last maximum2 days. Thats why I am trying to save as much as I can to clear this loan but I will clear it coz thats what am trying to achieve.
Sorry for the delayings of the money.
Thanks
Joyce

Joyce    Nov 20, 2014

Hi Zidisha,
I would like to reschedule my last payment to be 30th of November, this is due to venturing into a different buisness and putting money together. But this is for sure I will pay it all. I am very sorry for all the trouble I have caused but I hope and pray whenever I ask for a loan next I will be granted. My problem of delaying my payment is because my first buisness didn't materialize as I expected.

Thank you Zidisha Family

Joyce Chao

Joyce    Nov 20, 2014

Hi Samuel Shei,
I got your message and yes you could reach me because my phone is having problems with the network I dont know why. I have not forgotten paying my balance bill ang soon I get money together bi will surely pay. I will reschedule of my next payment. The last yime I communicated I said I had to venture into a different buisness of making ice lollys due to the weather getting extremely hit. Here are the photos of what I do.
Thanks
Joyce Chao

Samuel    Nov 20, 2014

I phoned Joyce today at 12.34pm . She is unreachable on phone.
Her listed relative has promised to tell Joyce about the late repayments.

VM Shehi.

Joyce    Oct 26, 2014

Halo zidisha,
My buisness hs been growing very slowly but ok, I decided to venture into another joining another buisness. As the weather hs drastically changed and turned to be very hot I have started making ice lolly pops ( barafu in kiswahili ) which is doing very well, and soon and introducing ice creams and maybe cool drinking water plus different types of cold juice flavors. Am so sorry my communication has been weak but things have been competitive. Soon this week I will make sure I finish my loan so as I can try and borrow another one.
Thnx
Joyce Chao

Joyce    Oct 5, 2014

Hi zidisha,
Just un update of my business and how it is growing. Things are moving quite ok but slowly. Am very greatful for the money help and I will hold on to this group till my business stands firm.
Thanks
Joyce

Joyce    Sep 30, 2014

Hi zidisha
My buisness is now getting better and I thank this organization it has is really encouraging me to be more stronger

Joyce    Sep 24, 2014

Hi zidisha
I would like to reschedule my next 2 payments to be 1st will be the 5th of October and the next will be 15th of October to finish ut up, this will give me some tym to pay. Hope this will make an Avenue for my next loan when I borrow . I know my business has not been very good but with hardwork it will out of this soon.
Thank you for your understanding.

Joyce    Sep 18, 2014

Hi zidisha friends I have still not forget the promise Ikept of finishing paying my loan. I truly want to grow mmore and firm in my buisness with the help of zidisha funds.
Soon I have the money I will pay it.
Thank you
Joyce Chao

Joyce    Sep 15, 2014

Hi Zidisha members,
I have not been communicate to you of how my business is doing and why the delay of my payment of the loan.But I have been facing hiccups here and there and together I had my sisters wedding that took part of the money. I promise I will definitely clear the loan by the end of this month September.
Pardon me lenders this wont happen again.
Thank you
Joyce Chao

Samuel    Sep 15, 2014

I phoned Joyce today at 1.53pm . Joyce says she had a hiccup in business that she didn't explain to me. She also was financially demanded to see her sister's wedding through.

She however promises to clear better part of the loan by end of September.

VM Shehi.

Joyce    Jul 26, 2014

My buisness is getting on well thanks to Zidisha for helping me out to boost it more further.
With the new loan it has helped me to buy more food and to add afew chiken.
Thanks to zidisha funding.

Margaret    Jul 17, 2014

Hey Joyce I like your progress. Just joined Zidisha and am glad to know that somebody from my area has benefited. Na huyo kuku wa kishingo, naomba unifanyie mpango nipate jogoo.

• Joyce    Jul 18, 2014

  Hi Margaret thank you very much for encouraging me I do the same to you. Do not give up keep your head up with what you start and zidisha is going to keep on supporting you fianacially. I have really benefited and I belive am going to grow with Zidisha support. I will see what I can do about the kishingo you've asked.

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Joyce    Jul 15, 2014

I love Zidisha it has helped me start this small buisness and to be my own boss. It's a very good cooperation that helps.