Entrepreneur
Name
Nebart
Member since
January 2017
On-time repayments
207 installments • 70%
About Me
Well, am Nebart Elegwa from the western part of Kenya, one of the eastern Africa nations. Born on 6th of July 1977 to parents who were indeed poor to the level that we had no roof over us. Oftenly rain poured on us. My desperate mom struggled to put at least a meal on the table since my dad who had been taken ill couldn't make it. This affected even in my education. I could not make it to 4th year in secondary level. I had to drop in 2nd year. Life became tough. My siblings were oftenly ill. Six of them died in succession. In all I ventured business world. Challenges have been so many but by God's grace am pressing on. Finances to boost my business is the main challenge since I have children am educating and two of them are orphans. They are ambitious kids who despite all are encouraged to move on. What a joy it will be to me if my request is approved. I will be able to withstand some of the financial storms on my way.
My Business
In the year 2016 in July I rented a room for business. Since I had very little cash I opted for a hotel. This was a fairer option since I had furniture and some utensils so I had to look for some few items like flour, cooking oil to kick off the business. Raising better equipment and stock for the business remained a challenge which by support from Zidisha loans I made great success, my business improved to a better scale. I have had a better environment, improved stock and attractive place of business.
By endeavoring to diversify my vision I later ventured into poultry and then later into dairy with goats and with your continued support I have realized my dream come true. I just began with local breed and with your support I have upgraded to improved breed, which apart from normal challenges it's all well. It is with your last support I managed to boost this project. Thanks a lot.
By now,my dairy goats have improved and I've decided to add a good breed of cattle, since with cattle I'll be sure of more dairy products and hence an improved business. The goats are still a good breed, good for dairy products, like milk. With the next loan that am anticipating from Zidisha family and friends I'll have, as earlier indicated, to acquire a good breed of cattle for the dairy products and the balance, in case it remains, boost the already existing projects. To me I bless God for you zidisha family for being great partners in business, because by these am able to support my family and to run other activities which contribute positively to my community.
I therefore still kindly request for your support towards this new upgrade. My intent is to further diversify my investment so as to have a stable income. I therefore kindly request for your support.
I thank you in advance for purposing to to support me.
A good breed of cattle for dairy products ranges between 8,000$ 12,000$ from an agricultural institute farm. I therefore kindly request for your support to keep my poultry, and dairy projects well.
Again, thanks in advance.
Loan Proposal
As I had said earlier, this loan once acquired, I will use it to get a dairy animal and also improve the state of the current investments. Meanwhile it has been a moment of mixed experiences because of the pandemic period, but I have just learned that it's good not to fear but to risk in anything that one does.
Once again thanks in advance dear lenders for your support
Income Source
At least with the previous two loans I've managed to maneuver successfully, and I have acquired much experience. It is a unique experience since this happened even beyond my expectation since I even completed the previous loan earlier than expected.
Since my area of business deals with essential products, I know I will have to succeed. Thanks.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,314.00
Date disbursed
Sep 23, 2020
Repayment status
Late
Projected term
21 months
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Summary
Amount repaid
$512.75
Amount remaining
$801.38
Expected completion
Jul 6, 2022
Status
Repaying late
Installment amount
$10.35
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 30, 2020 | $9.18 | Oct 1, 2020 | $9.18 |
| Oct 7, 2020 | $9.18 | Oct 7, 2020 | $9.18 |
| Oct 14, 2020 | $9.18 | Oct 15, 2020 | $9.18 |
| Oct 21, 2020 | $9.18 | Oct 21, 2020 | $9.18 |
| Oct 28, 2020 | $9.18 | Oct 28, 2020 | $9.18 |
| Nov 4, 2020 | $9.18 | Nov 4, 2020 | $9.18 |
| Nov 11, 2020 | $9.18 | Nov 12, 2020 | $9.18 |
| Nov 18, 2020 | $9.18 | Nov 18, 2020 | $9.18 |
| Nov 25, 2020 | $9.18 | Nov 25, 2020 | $9.18 |
| Dec 2, 2020 | $9.18 | Dec 1, 2020 | $9.18 |
| Dec 9, 2020 | $9.18 | Dec 8, 2020 | $9.18 |
| Dec 16, 2020 | $9.18 | Dec 10, 2020 | $9.18 |
| Dec 23, 2020 | $9.18 | Dec 17, 2020 | $9.18 |
| Dec 30, 2020 | $9.18 | Dec 24, 2020 | $9.18 |
| Jan 6, 2021 | $9.18 | Dec 31, 2020 | $9.18 |
| Jan 13, 2021 | $10.35 | Jan 12, 2021 | $10.35 |
| Jan 20, 2021 | $10.35 | Jan 30, 2021 | $10.35 |
| Jan 27, 2021 | $10.35 | Jan 30, 2021 | $10.35 |
| Feb 3, 2021 | $10.35 | Jan 30, 2021 | $0.04 |
| Feb 9, 2021 | $10.31 | ||
| Feb 10, 2021 | $1.59 | Feb 9, 2021 | $1.59 |
| Feb 17, 2021 | $10.35 | Feb 9, 2021 | $0.03 |
| Feb 16, 2021 | $10.32 | ||
| Feb 24, 2021 | $10.35 | Feb 16, 2021 | $1.61 |
| Feb 22, 2021 | $8.74 | ||
| Mar 3, 2021 | $10.35 | Feb 22, 2021 | $3.18 |
| Mar 11, 2021 | $7.17 | ||
| Mar 10, 2021 | $10.35 | Mar 11, 2021 | $4.76 |
| Mar 18, 2021 | $5.59 | ||
| Mar 17, 2021 | $6.31 | Mar 18, 2021 | $6.31 |
| Mar 24, 2021 | $4.59 | Mar 18, 2021 | $0.03 |
| Mar 23, 2021 | $4.56 | ||
| Mar 31, 2021 | $0.00 | ||
| Apr 7, 2021 | $10.35 | Mar 23, 2021 | $0.03 |
| Apr 12, 2021 | $10.32 | ||
| Apr 14, 2021 | $10.35 | Apr 12, 2021 | $0.03 |
| Apr 17, 2021 | $10.32 | ||
| Apr 21, 2021 | $10.35 | Apr 17, 2021 | $3.44 |
| Apr 24, 2021 | $6.91 | ||
| Apr 28, 2021 | $10.35 | Apr 24, 2021 | $6.85 |
| Jun 9, 2021 | $3.50 | ||
| May 5, 2021 | $10.35 | Jun 9, 2021 | $10.27 |
| Jul 27, 2021 | $0.08 | ||
| May 12, 2021 | $77.52 | Jul 27, 2021 | $13.68 |
| Nov 30, 2021 | $2.29 | ||
| Jan 13, 2022 | $10.28 | ||
| Jan 24, 2022 | $11.93 | ||
| Feb 4, 2022 | $4.59 | ||
| Feb 14, 2022 | $4.59 | ||
| Feb 22, 2022 | $4.59 | ||
| Mar 1, 2022 | $4.59 | ||
| Mar 7, 2022 | $4.59 | ||
| Mar 11, 2022 | $13.76 | ||
| Mar 16, 2022 | $2.65 | ||
| May 19, 2021 | $10.35 | Mar 16, 2022 | $10.35 |
| May 26, 2021 | $10.35 | Mar 16, 2022 | $0.76 |
| Mar 29, 2022 | $9.17 | ||
| Apr 12, 2022 | $0.41 | ||
| Jun 2, 2021 | $10.35 | Apr 12, 2022 | $10.35 |
| Jun 9, 2021 | $10.35 | Apr 12, 2022 | $2.99 |
| Apr 26, 2022 | $7.36 | ||
| Jun 16, 2021 | $10.35 | Apr 26, 2022 | $4.02 |
| Jun 4, 2022 | $6.33 | ||
| Jun 23, 2021 | $10.35 | Jun 4, 2022 | $10.35 |
| Jun 30, 2021 | $10.35 | Jun 4, 2022 | $10.35 |
| Jul 7, 2021 | $10.35 | Jun 4, 2022 | $0.50 |
| Jul 14, 2022 | $9.85 | ||
| Jul 14, 2021 | $10.35 | Jul 14, 2022 | $8.50 |
| Aug 23, 2022 | $1.85 | ||
| Jul 21, 2021 | $10.35 | Aug 23, 2022 | $10.35 |
| Jul 28, 2021 | $10.35 | Aug 23, 2022 | $6.15 |
| Sep 3, 2022 | $4.20 | ||
| Aug 4, 2021 | $10.35 | Sep 3, 2022 | $10.35 |
| Aug 11, 2021 | $10.35 | Sep 3, 2022 | $3.80 |
| Oct 6, 2022 | $6.55 | ||
| Aug 18, 2021 | $10.35 | Oct 6, 2022 | $10.35 |
| Aug 25, 2021 | $10.35 | Oct 6, 2022 | $5.58 |
| Sep 1, 2021 | $10.35 | ||
| Sep 8, 2021 | $10.35 | ||
| Sep 15, 2021 | $10.35 | ||
| Sep 22, 2021 | $10.35 | ||
| Sep 29, 2021 | $10.35 | ||
| Oct 6, 2021 | $10.35 | ||
| Oct 13, 2021 | $10.35 | ||
| Oct 20, 2021 | $10.35 | ||
| Oct 27, 2021 | $10.35 | ||
| Nov 3, 2021 | $10.35 | ||
| Nov 10, 2021 | $10.35 | ||
| Nov 17, 2021 | $10.35 | ||
| Nov 24, 2021 | $10.35 | ||
| Dec 1, 2021 | $10.35 | ||
| Dec 8, 2021 | $10.35 | ||
| Dec 15, 2021 | $10.35 | ||
| Dec 22, 2021 | $10.35 | ||
| Dec 29, 2021 | $77.52 | ||
| Jan 5, 2022 | $10.35 | ||
| Jan 12, 2022 | $10.35 | ||
| Jan 19, 2022 | $10.35 | ||
| Jan 26, 2022 | $77.52 | ||
| Feb 2, 2022 | $10.35 | ||
| Feb 9, 2022 | $10.35 | ||
| Feb 16, 2022 | $10.35 | ||
| Feb 23, 2022 | $10.35 | ||
| Mar 2, 2022 | $10.35 | ||
| Mar 9, 2022 | $10.35 | ||
| Mar 16, 2022 | $10.35 | ||
| Mar 23, 2022 | $10.35 | ||
| Mar 30, 2022 | $10.35 | ||
| Apr 6, 2022 | $10.35 | ||
| Apr 13, 2022 | $10.35 | ||
| Apr 20, 2022 | $10.35 | ||
| Apr 27, 2022 | $10.35 | ||
| May 4, 2022 | $10.35 | ||
| May 11, 2022 | $10.35 | ||
| May 18, 2022 | $77.52 | ||
| May 25, 2022 | $77.52 | ||
| Jun 1, 2022 | $10.50 | ||
| Jun 8, 2022 | $10.50 | ||
| Jun 15, 2022 | $77.52 | ||
| Jun 22, 2022 | $10.50 | ||
| Jun 29, 2022 | $10.50 | ||
| Jul 6, 2022 | $4.77 | ||
Margaret Aug 5, 2017
Vicki Stewart Jul 16, 2017
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