Name
Amos
Member since
May 2015
On-time repayments
86 installments • 19%
I am Baffoe-Kyeremeh Amos, born to Mr. and Mrs Kyeremeh, from Berekum in the Brong-Ahafo region of Ghana. I am 27 years of age.
I completed my basic education in 2004 at Methodist Primary and Junior High School in Biadan a suburb to the town aforementioned,from where I furthered to read general science in Berekum Senior High. Despite the difficulties in finances, my parents with the help of my teachers helped me to enroll into the University in 2010 where I earned my bachelors degree in Environmental Health and Sanitation Education with first class division in 2014.
With the current unemployment situation in my nation, I decided to raise some money to get something doing for myself and accordingly decided to save some money from the little I earn from my voluntary service as a service person which I started in 2014.The establishment of a Nursing Training School in my town of service-Sampa led me into conceiving the idea of setting up a cyber cafe where students will likely patronize to access information for their course work.With the little money I had raised, I purchased three desktops to start a cyber cafe to serve as a security hoping to lean on it especially after my soon ending voluntary service where the chance to secure employment is highly infinitesimal.
My hobby anyway, is reading research papers and I'm hoping to further my education in this regard should my business boom and become a reliable and sustainable source of income .
My business is actually a cyber cafe which serves the public by making the internet accessible to them. A price is charged per unit time ,that is GHC 0.5(approximately 0.2 dollars) per thirty minutes of internet access.
I chose this business with the prior knowledge of the establishment of a tertially institution( Nursing Training College) in this community, however the cashew season has drawn more people into the town both foreigners and other Ghanaian indigens who highly patronize my services and I'm able to make GHC 10-to-GHC 30 (About 2.52-to -7.6dollars )a day out of GHC 120(about 30.3 dollars) worth credit bundled(10G) for at most a month. Implying a minimum of GHC160(4.36 dollars) profit is made at the end of the month.
I wish to extend my services by purchasing more computers that will be used for games by children who come in here in quest for such services and a printer and a photocopier machine to incorporate printing services in my business.I hope these will also serve to increase the realm of my income source in the cafe.
I wish to be considered and be given a loan to be able to purchase a photocopy machine and a printer to facilitate work at my cybercafe.The cyber cafe, amidst all challenges, attracts new customers as times come by. However lack of these facilities creates inconveniences to customers who wish to print out some documents and/or make some photocopies . It is therefore imperative to provide such services at the cafe.
A printer cost about 91.4 US dollars and a photocopy machine about 104.4. Together about195.8 US dollars is needed to purchase these machines.
The standard price charged for printing a document in Sampa here is 0.26 US Dollars and that of a photocopy 0.05 US dollars.All things been equal, with respect to the number of customers, a profit of not less than 6.2 US dollars can be made in a week from these machines.
I promise to make good use of any loans lenders disburse to me and promise to go by my payment schedule should my proposal meet your approval.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$211.00
Date disbursed
Sep 16, 2015
Repayment status
Late
Projected term
18 months
Other loans
Amount repaid
$29.50
Amount remaining
$175.25
Expected completion
Mar 19, 2017
Status
Repaying late
Installment amount
$2.50
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 27, 2015 | $14.75 | Sep 30, 2015 | $14.75 |
Oct 4, 2015 | $0.00 | ||
Oct 11, 2015 | $2.50 | Oct 6, 2015 | $2.50 |
Oct 18, 2015 | $2.50 | Oct 6, 2015 | $2.50 |
Oct 25, 2015 | $2.50 | Oct 6, 2015 | $2.50 |
Nov 1, 2015 | $2.50 | Oct 6, 2015 | $2.50 |
Nov 8, 2015 | $2.50 | Oct 6, 2015 | $2.50 |
Nov 15, 2015 | $2.50 | Oct 6, 2015 | $2.25 |
Nov 22, 2015 | $2.50 | ||
Nov 29, 2015 | $2.50 | ||
Dec 6, 2015 | $2.50 | ||
Dec 13, 2015 | $2.50 | ||
Dec 20, 2015 | $2.50 | ||
Dec 27, 2015 | $2.50 | ||
Jan 3, 2016 | $2.50 | ||
Jan 10, 2016 | $2.50 | ||
Jan 17, 2016 | $2.50 | ||
Jan 24, 2016 | $2.50 | ||
Jan 31, 2016 | $2.50 | ||
Feb 7, 2016 | $2.50 | ||
Feb 14, 2016 | $2.50 | ||
Feb 21, 2016 | $2.50 | ||
Feb 28, 2016 | $2.50 | ||
Mar 6, 2016 | $2.50 | ||
Mar 13, 2016 | $2.50 | ||
Mar 20, 2016 | $2.50 | ||
Mar 27, 2016 | $2.50 | ||
Apr 3, 2016 | $2.50 | ||
Apr 10, 2016 | $2.50 | ||
Apr 17, 2016 | $2.50 | ||
Apr 24, 2016 | $2.50 | ||
May 1, 2016 | $2.50 | ||
May 8, 2016 | $2.50 | ||
May 15, 2016 | $2.50 | ||
May 22, 2016 | $2.50 | ||
May 29, 2016 | $2.50 | ||
Jun 5, 2016 | $2.50 | ||
Jun 12, 2016 | $2.50 | ||
Jun 19, 2016 | $2.50 | ||
Jun 26, 2016 | $2.50 | ||
Jul 3, 2016 | $2.50 | ||
Jul 10, 2016 | $2.50 | ||
Jul 17, 2016 | $2.50 | ||
Jul 24, 2016 | $2.50 | ||
Jul 31, 2016 | $2.50 | ||
Aug 7, 2016 | $2.50 | ||
Aug 14, 2016 | $2.50 | ||
Aug 21, 2016 | $2.50 | ||
Aug 28, 2016 | $2.50 | ||
Sep 4, 2016 | $2.50 | ||
Sep 11, 2016 | $2.50 | ||
Sep 18, 2016 | $2.50 | ||
Sep 25, 2016 | $2.50 | ||
Oct 2, 2016 | $2.50 | ||
Oct 9, 2016 | $2.50 | ||
Oct 16, 2016 | $2.50 | ||
Oct 23, 2016 | $2.50 | ||
Oct 30, 2016 | $2.50 | ||
Nov 6, 2016 | $2.50 | ||
Nov 13, 2016 | $2.50 | ||
Nov 20, 2016 | $2.50 | ||
Nov 27, 2016 | $2.50 | ||
Dec 4, 2016 | $2.50 | ||
Dec 11, 2016 | $2.50 | ||
Dec 18, 2016 | $2.50 | ||
Dec 25, 2016 | $2.50 | ||
Jan 1, 2017 | $2.50 | ||
Jan 8, 2017 | $2.50 | ||
Jan 15, 2017 | $2.50 | ||
Jan 22, 2017 | $2.50 | ||
Jan 29, 2017 | $2.50 | ||
Feb 5, 2017 | $2.50 | ||
Feb 12, 2017 | $2.50 | ||
Feb 19, 2017 | $2.50 | ||
Feb 26, 2017 | $2.50 | ||
Mar 5, 2017 | $2.50 | ||
Mar 12, 2017 | $2.50 | ||
Mar 19, 2017 | $2.50 |
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