Entrepreneur
Name
Emmanuel
Member since
January 2020
On-time repayments
90 installments • 41%
About Me
My early life has been around an environment full of life and green. My father was a public servant who still loved his farming activities on a piece of land where he had his quarters. He grew everything we ate and used the waste which came out of his backyard farm and left over food for something very important which is linked to his hobby. I then learned from that stage what it means to see value in everything around us including what most people will term as waste. I developed an interest in wanting to see my environment as clean as possible from any kind of waste.
As my parents were interested in me doing the sciences which will end me as medical practitioner, I was so much interested in effective management of resources for the good of everyone around me. I started with business courses in the Senior High and eventually Bsc Business Administration in the university.
I learnt entrepreneurship along the way and I am an entrepreneur who sees opportunities in my environment and takes advantage of them. I have passion for clean and pollution free environment. I love nature and I believe that there is nothing called waste here on mother earth.
Ghana the country in which I leave has potential opportunities and for both citizens and the entire continent of Africa but the the poor management of resources has landed the country in abject poverty. My dream is contribute to the clean Ghana campaign which has been started for sometime so that my children can grow up in country in which they believe and are proud of.
I love to sit at the beautiful coasts of Ghana whiles I enjoy the beauty of nature at my free time.
My Business
I currently work with a government agency in Ghana called NIA (National Identification Authority). That is currently my main source of income. However, I have worked in plastic waste management as my own initiative in 2016 and I was making between ghc 800 - ghc 1,000 in week by just buying plastic waste from house holds and selling them to recycling plants. This was profitable until there was a huge flood in June 3, 2016 which wiped me out of business.
My business model is to create concrete blocks, pavement bricks and roofing tiles from plastic and sand using the plastic wastes collected from my business collaborators.
Collaborators are motivated with some amounts of monies, house hold items and educational materials for their wards as a form of compensation to keep our relationship.
Loan Proposal
This loan disbursement will help me get to the target I have set for myself and business first and foremost. As I make some profit from this loan, I will make a part payment for a tricycle which is commonly used for waste transport to dumping sites by most organizations here in Ghana. I will also expand the storage center where I keep plastic waste (inventory) since the where I am currently is still a flood prone area. Expanding here means that I look for another outlet in a different location where plastic waste is very common but difficult to manage.
Income Source
In this season of coranavirus, things are a bit slow but business such as sanitation and waste management still runs since it is considered as essential services through out the world. During the partial lock-down here in my country, my kind of business was still allowed to run if only business operators will follow all the necessary protective protocols. This therefore means that waste management business will still run perfectly during this time, however, there might be delays but the ultimate progress wont be destructed.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$869.00
Date disbursed
Jun 27, 2020
Repayment status
Late
Projected term
16 months
Lenders
Oslo, Norway
United States
Brazil
Washington State, United States
Vancouver, Canada
Guildford, United Kingdom
Australia
United States
Netherlands
Alice Springs, Australia
United States
Denmark
United States
United States
United States
Germany
United States
Spain
United States
United States
Switzerland
United States
Netherlands
Turkey
United States
United States
Summary
Amount repaid
$126.24
Amount remaining
$743.68
Expected completion
Nov 19, 2021
Status
Repaying late
Installment amount
$67.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 10, 2020 | $0.00 | ||
| Jul 17, 2020 | $0.00 | ||
| Jul 24, 2020 | $1.86 | Jul 24, 2020 | $1.86 |
| Jul 31, 2020 | $1.86 | Jul 24, 2020 | $1.86 |
| Aug 7, 2020 | $1.86 | Jul 24, 2020 | $1.86 |
| Aug 14, 2020 | $1.86 | Aug 12, 2020 | $1.86 |
| Aug 21, 2020 | $1.86 | Aug 23, 2020 | $1.86 |
| Aug 28, 2020 | $0.00 | ||
| Sep 4, 2020 | $1.86 | Aug 30, 2020 | $1.86 |
| Sep 11, 2020 | $1.86 | Sep 12, 2020 | $1.86 |
| Sep 18, 2020 | $1.86 | Sep 20, 2020 | $1.86 |
| Sep 25, 2020 | $0.00 | ||
| Oct 2, 2020 | $0.00 | ||
| Oct 9, 2020 | $0.00 | ||
| Oct 16, 2020 | $1.86 | Oct 16, 2020 | $1.86 |
| Oct 23, 2020 | $1.86 | Oct 25, 2020 | $1.86 |
| Oct 30, 2020 | $1.86 | Nov 10, 2020 | $1.86 |
| Nov 6, 2020 | $1.86 | Nov 10, 2020 | $1.86 |
| Nov 13, 2020 | $0.00 | ||
| Nov 20, 2020 | $0.00 | ||
| Nov 27, 2020 | $1.86 | Dec 29, 2020 | $1.86 |
| Dec 4, 2020 | $1.86 | Dec 29, 2020 | $1.86 |
| Dec 11, 2020 | $1.86 | Dec 29, 2020 | $1.86 |
| Dec 18, 2020 | $1.86 | Dec 29, 2020 | $1.86 |
| Dec 25, 2020 | $1.86 | Dec 29, 2020 | $1.86 |
| Jan 1, 2021 | $0.00 | ||
| Jan 8, 2021 | $3.71 | Jan 29, 2021 | $3.71 |
| Jan 15, 2021 | $0.00 | ||
| Jan 22, 2021 | $0.00 | ||
| Jan 29, 2021 | $10.58 | Feb 3, 2021 | $10.58 |
| Feb 5, 2021 | $5.57 | Feb 23, 2021 | $3.71 |
| Mar 8, 2021 | $1.86 | ||
| Feb 12, 2021 | $0.00 | ||
| Feb 19, 2021 | $0.00 | ||
| Feb 26, 2021 | $0.00 | ||
| Mar 5, 2021 | $2.78 | Mar 26, 2021 | $2.78 |
| Mar 12, 2021 | $0.00 | ||
| Mar 19, 2021 | $0.00 | ||
| Mar 26, 2021 | $10.40 | Mar 28, 2021 | $3.71 |
| Mar 30, 2021 | $6.68 | ||
| Apr 2, 2021 | $10.40 | May 8, 2021 | $10.40 |
| Apr 9, 2021 | $10.40 | May 8, 2021 | $10.40 |
| Apr 16, 2021 | $10.40 | May 8, 2021 | $7.05 |
| Jun 26, 2021 | $3.34 | ||
| Apr 23, 2021 | $10.40 | Jun 26, 2021 | $0.37 |
| Aug 4, 2021 | $10.02 | ||
| Apr 30, 2021 | $67.02 | Aug 4, 2021 | $0.37 |
| Aug 8, 2021 | $10.40 | ||
| Oct 6, 2021 | $9.28 | ||
| May 7, 2021 | $10.40 | ||
| May 14, 2021 | $10.40 | ||
| May 21, 2021 | $10.40 | ||
| May 28, 2021 | $10.40 | ||
| Jun 4, 2021 | $10.40 | ||
| Jun 11, 2021 | $10.40 | ||
| Jun 18, 2021 | $10.40 | ||
| Jun 25, 2021 | $10.40 | ||
| Jul 2, 2021 | $10.40 | ||
| Jul 9, 2021 | $10.40 | ||
| Jul 16, 2021 | $10.40 | ||
| Jul 23, 2021 | $10.40 | ||
| Jul 30, 2021 | $67.02 | ||
| Aug 6, 2021 | $10.77 | ||
| Aug 13, 2021 | $10.77 | ||
| Aug 20, 2021 | $10.77 | ||
| Aug 27, 2021 | $10.77 | ||
| Sep 3, 2021 | $10.77 | ||
| Sep 10, 2021 | $67.02 | ||
| Sep 17, 2021 | $67.02 | ||
| Sep 24, 2021 | $67.02 | ||
| Oct 1, 2021 | $11.14 | ||
| Oct 8, 2021 | $11.14 | ||
| Oct 15, 2021 | $11.14 | ||
| Oct 22, 2021 | $11.14 | ||
| Oct 29, 2021 | $11.14 | ||
| Nov 5, 2021 | $67.02 | ||
| Nov 12, 2021 | $67.02 | ||
| Nov 19, 2021 | $60.33 | ||
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