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Entrepreneur

About Me

My name is Benjamin. I am presently living in Nairobi, Kenya. I am a trained accountant but have been working as an instructor at Bridge International Academies for 4 years now. I am married. 2 years ago, with a single laptop and printer, I ventured to start a printing service in my community, Maziwa estate. It was realistic in that the variable costs were on the lower side i.e rent was only 25 dollars a month, a figure I could easily raise since I had a job. The business crumbled mainly because other services required were unavailable and I did not have capital to inject into the project, I wish I had known Zidisha by then!
Early this year, I started a shop which is run by my wife. Customers are abundant as their demands and my core reason in applying for this loan is to satisfy them.

My Business

My business is a shop, simple retail shop. I mostly sell consumables oils soap and household goods. On a good day, I make sales upto 30 dollars. I am employed and so my wife attends the shop while I am at work. I chose a shop to curb demand in the community, I am an entrepreneur and finding distaste in services offered by shops around this area, I decided a shop that stands out in service delivery will not fail. I was not disappointed. My typical costs are quite minimal: Rent for both shop and residence 50 dollars, food 60 dollars electricity 2 dollars no school fees yet; my kids are still young.

Loan Proposal

I endeavor to purchase a smart phone that will help me in communication and timely business. I have noted that it is easier to communicate with customers and potential suppliers if we can share details, including pictures of the stock in hand through applications such as whatsapp. Clients will be able to see what I have to offer and I will also cut on costs of having to travel to suppliers' enterprises to check what is on offer before I buy.

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Loan Info