Adding more stock to mushroom-growing business
Irwan
Desa Paccing, Kecamatan Patimpeng, Kabupaten Bone, Indonesia
100% repaid
Entrepreneur
Name
Irwan
Member since
February 2015
On-time repayments
6 installments • 100%
About Me
I am a student who is undergoing socioeconomic studying farm Hasanuddin University, Makassar, Indonesia. I majored socioeconomic because I aspire to be a great entrepreneur in the field of agribusiness, in my opinion with the socio-economic sciences I have added effort and prayer to God will make me a successful businessman in the future. I have the passion and motivation to become a successful entrepreneur because I have a great social life to helping those less fortunate, I want my family happy and helping my friends out of the money I get from my business profits. I want to make a lot of effort in order to reduce unemployment in my country. I come from a humble family, most of my family members still think education is important not held for a future career. I as a boy in my family wanted to prove that higher education will be positive for the future of one's career.
My Business
My efforts are white oyster mushroom cultivation. I chose white oyster mushroom business because I think now this mushroom is a source of feed that has a high nutrient content and mushroom are also a source of alternative feed that can replace the meat and other vegetable sources that are relatively cheaper than meat or vegetables. I chose white oyster mushroom because white oyster mushroom is one type of mushroom most demanding society in Indonesia. White oyster mushrooms can be processed into several kinds of typical Indonesian food, which can be made chips mushroom, mushroom satay, nuggets mushroom, mushroom krispi, tongseng mushroom, mushroom soup and others. The reason consumers prefer my mushroom than mushroom my competitors because of the quality of my higher mushroom, my mushroom wider, way more hygienic care of my mushroom with attention to cleanliness. mushroom business is very profitable because many industries that need at the raw material of white oyster mushroom, many hotels and restaurants are the basic ingredients of white oyster mushroom menu.
because my efforts have not been able to fully pay the loan installments to zidisha, then my mortgage payments to zidisha derived from funds I gather together with friends of my colleagues in our mushroom business, amounting to 5 people.
Loan Proposal
Lenders are respected, the funds obtained from zidisha will be used to increase the stock of oyster mushroom growing media 250 bag. Bag owned business we are currently only about 100 pieces. 3 bag price is $ 1. So the total price of mushrooms bag $ 85. Our mushroom growing media stock is still very little so hard to develop.
250 pieces will produce a 75 kg bag of white oyster mushrooms ready for sale, 1 kg of white oyster mushrooms sold for $ 2,
75 kg x $ 2 = $ 150.
$ 150 - $ 85 = $ 65
so the net profits of the business with the white oyster mushroom business scale 250 bag is $ 65.
Our expectations of this loan will increase the production of white oyster mushroom our business by 250% from the previous.
For your attention and help lenders, we give many thanks
Show original Bahasa Indonesia
About Me
Saya adalah seorang mahasiswa yang sedang menjalani kuliah di jurusan sosial ekonomi peternakan Universitas Hasanuddin, Makassar, Indonesia. Saya mengambil jurusan sosial ekonomi karena saya bercita-cita ingin menjadi seorang pengusaha besar dibidang agrobisnis, menurut saya dengan ilmu sosial ekonomi yang saya miliki ditambah berusaha dan doa kepada Tuhan akan menjadikan saya pengusaha yang sukses dimasa yang akan datang. Saya memiliki semangat dan motivasi yang tinggi untuk menjadi pengusaha sukses karena saya memiliki jiwa sosial yang besar untuk membantu orang-orang yang kurang mampu, saya ingin membahagiakan keluarga saya dan membantu teman-teman saya dari uang yang saya dapatkan dari keuntungan usaha saya. Saya ingin membuat banyak usaha agar bisa mengurangi pengangguran di negara saya. Saya berasal dari keluarga sederhana, anggota keluarga saya kebanyakan masih menganggap pendidikan tidak penting dimiliki untuk karir masa depan. Saya sebagai anak laki-laki didalam keluarga saya ingin membuktikan bahwa pendidikan yang tinggi akan berpengaruh positif bagi karir seseorang dimasa depan.
My Business
Usaha saya adalah usaha budidaya jamur tiram putih. Saya memilih usaha jamur tiram putih karena menurut saya sekarang ini jamur merupakan sumber pakan yang memiliki kandungan nutrisi yang tinggi dan jamur juga merupakan sumber pakan alternatif yang dapat menggatikan daging maupun sumber nabati lainnya yang harganya relatif lebih murah dibandingkan daging ataupun sayur-sayuran. Saya memilih jamur tiram putih karena jamur tiram putih adalah salah satu jenis jamur yang paling banyak diminati masyarakat di Indonesia. Jamur tiram putih bisa diolah menjadi beberapa macam makanan khas Indonesia, yaitu dapat dibuat keripik jamur, sate jamur, nugget jamur, jamur krispi, tongseng jamur, sup jamur dan lain-lain. Alasan konsumen lebih memilih jamur saya dibanding jamur pesaing saya karena kualitas jamur saya lebih tinggi, jamur saya lebih lebar, cara perwatan jamur saya lebih higenis dengan memperhatikan kebersihannya. Bisnis jamur sangat menguntungkan karena banyak industri yang membutuhan bahan baku dari jamur tiram putih, banyak hotel dan restoran yang bahan dasar menunya dari jamur tiram putih.
karena usaha saya belum bisa sepenuhnya membayar cicilan pinjaman kepada zidisha, maka pembayaran cicilan saya kepada zidisha berasal dari dana yang saya kumpulkan bersama dengan teman-teman rekan kerja saya dalam usaha jamur kami yang berjumlah 5 orang.
Loan Proposal
Para pemberi pinjaman modal yang terhormat, apabila saya mendapat pinjaman modal untuk usaha budidaya jamur tiram putih saya, maka saya akan membeli bahan baku untuk usaha saya sebanyak 250 buah, yaitu berupa bibit jamur dengan harga USD 1 / 3 baglog. Harga jual jamur tiram putih/Kg adalah USD. 2.
250 buah baglog akan menghasilkan 75 Kg jamur tiram putih siap jual, 75 Kg x USD. 2 = USD. 150.
jadi total laba yang didapatkan setelah penjualan jamur tiram putih adalah USD. 150.
In English :
The lenders of capital, when I got a loan for white oyster mushroom cultivation me, then I will buy the raw material for my efforts as much as 250 pieces, in the form of mushroom seeds for USD 1/3 baglog. The selling price of white oyster mushroom / Kg is USD. 2.
250 pieces baglog will produce 75 kg of white oyster mushroom ready for sale, 75 kg x USD. 2 = USD. 150.
so the total profit obtained after the sale of white oyster mushroom is USD. 150.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Mar 21, 2015
Repayment status
On Time
Projected term
6 weeks
Lenders
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Summary
Amount repaid
$105.02
Amount remaining
$0.00
Date repaid
May 3, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 29, 2015 | $17.50 | Mar 29, 2015 | $17.50 |
| Apr 5, 2015 | $17.50 | Apr 5, 2015 | $17.50 |
| Apr 12, 2015 | $17.50 | Apr 12, 2015 | $17.50 |
| Apr 19, 2015 | $17.50 | Apr 19, 2015 | $17.50 |
| Apr 26, 2015 | $17.50 | Apr 26, 2015 | $17.50 |
| May 3, 2015 | $17.50 | May 3, 2015 | $17.50 |
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