Fransisca
Kab Bogor, Indonesia
31% repaid
Name
Fransisca
Member since
May 2017
On-time repayments
121 installments • 98%
I am the youngest of 3 siblings. I was born and raised in jakarta and moved to Bogor until married and have 2 children now. I am very interested in the world of commerce. So from that .. the loan I got from Zidishaa, I use for my business capital. I am very very helpful by Zidisha and always pay on time.
I sell online in social media and offline, I sell to friends or neighbors around the house I live. products sold hijab, bags, robe and home appliances. Cash and credit payments. My customers are mostly from housewives or workers. This business is very small from the risk of loss because the products I sell are always in search of people at any time. I buy a product of at least 1/2 dozen of each item and I can buy many items with the capital I have. The benefits I get I can use to pay loan installments and buy other products again. So the money spins systematically.
With in agreeing this loan later .. I will definitely do like the previous loan .. will I use for the addition of some new product items and the addition of stock items. Because market demand is always evolving at any time, I must be able to follow the market"s willingness to smooth my business.
Show original Bahasa Indonesia
Saya anak bungsu dari 3 bersaudara. Saya lahir dan besar di jakarta lalu pindah ke bogor sampai menikah dan punya 2 anak sekarang. Saya sangat tertarik dengan dunia perdagangan. Maka dari itu..pinjaman yang saya dapatkan dari Zidishaa, saya pergunakan untuk modal usaha saya. Saya sangat sangat terbantu sekali oleh Zidisha dan selalu bayar tepat waktu.
Saya berjualan online di media sosial dan offline, saya jual kepada teman atau tetangga sekitar rumah saya tinggal. produk yg dijual hijab, tas, gamis dan perlengkapan rumahtangga. Pembayaran secara cash and kredit. Customer saya hampir semuanya dari kalangan ibu-ibu rumah tangga atau pekerja. Bisnis ini sangat kecil dari resiko rugi karena produk yang saya jual selalu di cari orang setiap saat. Saya membeli produk minimal 1/2 lusin setiap item dan saya bisa membeli banyak item dengan modal yang saya punya. Keuntungan yg saya dapatkan bisa saya gunakan untuk membayar cicilan pinjaman dan membeli produk yg lain lagi . Jadi uang berputar secara sistematis.
Dengan di setujuinya pinjaman ini nanti..yg pasti akan saya lakukan seperti pinjaman sebelumnya..akan saya gunakan untuk penambahan beberapa item produk baru dan penambahan stok barang . Karena permintaan pasar selalu berkembang tiap saat,,saya harus bisa mengikuti kemauan pasar untuk kelancaran bisnis saya.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Nov 3, 2017
Repayment status
Late
Projected term
25 months
Other loans
Amount repaid
$45.31
Amount remaining
$101.94
Expected completion
Dec 17, 2019
Status
Repaying late
Installment amount
$116.66
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 14, 2017 | $7.55 | Nov 13, 2017 | $7.55 |
Nov 21, 2017 | $7.55 | Dec 4, 2017 | $7.55 |
Nov 28, 2017 | $7.55 | Dec 9, 2017 | $7.55 |
Dec 5, 2017 | $7.55 | Dec 9, 2017 | $7.55 |
Dec 12, 2017 | $0.00 | ||
Dec 19, 2017 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 26, 2017 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 2, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 9, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 16, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 23, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 30, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 6, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 13, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 20, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 27, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 6, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 13, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 20, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 27, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 3, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 10, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 17, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 24, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
May 1, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
May 8, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
May 15, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
May 22, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
May 29, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 5, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 12, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 19, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 26, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 3, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 10, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 17, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 24, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 31, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 7, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 14, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 21, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 28, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 4, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 11, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 18, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 25, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 2, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 9, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 16, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 23, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 30, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 6, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 13, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 20, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 27, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 4, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 11, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 18, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 25, 2018 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 1, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 8, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 15, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 22, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jan 29, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 5, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 12, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 19, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Feb 26, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 5, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 12, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 19, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Mar 26, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 2, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 9, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 16, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 23, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Apr 30, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
May 7, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
May 14, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
May 21, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
May 28, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 4, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 11, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 18, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jun 25, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 2, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 9, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 16, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 23, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Jul 30, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 6, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 13, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 20, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Aug 27, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 3, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 10, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 17, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Sep 24, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 1, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 8, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 15, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 22, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Oct 29, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 5, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 12, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 19, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Nov 26, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 3, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 10, 2019 | $0.00 | Dec 20, 2017 | $0.00 |
Dec 17, 2019 | $116.66 | Dec 20, 2017 | $7.16 |
Jan 6, 2018 | $7.55 |
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