Inventory of goods and the addition of goods to the online shop
Fransisca
Kab Bogor, Indonesia
31% repaid
Entrepreneur
Name
Fransisca
Member since
May 2017
On-time repayments
121 installments • 98%
About Me
I am the youngest of 3 siblings. I was born and raised in jakarta and moved to Bogor until married and have 2 children now. I am very interested in the world of commerce. So from that .. the loan I got from Zidishaa, I use for my business capital. I am very very helpful by Zidisha and always pay on time.
My Business
I sell online in social media and offline, I sell to friends or neighbors around the house I live. products sold hijab, bags, robe and home appliances. Cash and credit payments. My customers are mostly from housewives or workers. This business is very small from the risk of loss because the products I sell are always in search of people at any time. I buy a product of at least 1/2 dozen of each item and I can buy many items with the capital I have. The benefits I get I can use to pay loan installments and buy other products again. So the money spins systematically.
Loan Proposal
With in agreeing this loan later .. I will definitely do like the previous loan .. will I use for the addition of some new product items and the addition of stock items. Because market demand is always evolving at any time, I must be able to follow the market"s willingness to smooth my business.
Show original Bahasa Indonesia
About Me
Saya anak bungsu dari 3 bersaudara. Saya lahir dan besar di jakarta lalu pindah ke bogor sampai menikah dan punya 2 anak sekarang. Saya sangat tertarik dengan dunia perdagangan. Maka dari itu..pinjaman yang saya dapatkan dari Zidishaa, saya pergunakan untuk modal usaha saya. Saya sangat sangat terbantu sekali oleh Zidisha dan selalu bayar tepat waktu.
My Business
Saya berjualan online di media sosial dan offline, saya jual kepada teman atau tetangga sekitar rumah saya tinggal. produk yg dijual hijab, tas, gamis dan perlengkapan rumahtangga. Pembayaran secara cash and kredit. Customer saya hampir semuanya dari kalangan ibu-ibu rumah tangga atau pekerja. Bisnis ini sangat kecil dari resiko rugi karena produk yang saya jual selalu di cari orang setiap saat. Saya membeli produk minimal 1/2 lusin setiap item dan saya bisa membeli banyak item dengan modal yang saya punya. Keuntungan yg saya dapatkan bisa saya gunakan untuk membayar cicilan pinjaman dan membeli produk yg lain lagi . Jadi uang berputar secara sistematis.
Loan Proposal
Dengan di setujuinya pinjaman ini nanti..yg pasti akan saya lakukan seperti pinjaman sebelumnya..akan saya gunakan untuk penambahan beberapa item produk baru dan penambahan stok barang . Karena permintaan pasar selalu berkembang tiap saat,,saya harus bisa mengikuti kemauan pasar untuk kelancaran bisnis saya.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Nov 3, 2017
Repayment status
Late
Projected term
25 months
Other loans
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