Entrepreneur
Name
Otniel
Member since
March 2016
On-time repayments
238 installments • 45%
About Me
Otniel is my name, I have two children, I lived in Semarang, I worked as an employee in the garment factory, my wife had a business making herbal drinks, and I wish the business is growing. so I want to be an entrepreneur in the future. and can meet the needs of my children"s education up to undergraduate level.
My Business
I got salary as an employee of the factory amounts Rp.3.000.000 or USD 222, and the income from my wife of this herbal drink for IDR 2,000,000 or USD 144 . for that I believe this business can thrive, if I had a better processing equipment, so it can more production. because we are currently constrained by the limitations of machines for production. we sell our products to school canteens, hospital canteens, and so forth. estimates advantage of every product we sell is about 30% of the cost of goods.
Loan Proposal
I want to increase my Production capacity, so I need a place for my Raw Material and Production Stock. the price of this Chest Freezer is USD300. With this in mind, I can increase my production without fear of rottenness in storing materials, so I can suppress losses, and can serve requests with more.
Show original Bahasa Indonesia
About Me
Nama saya Otniel, saya memiliki 2 orang anak, saya tinggal di Kota Semarang Propinsi Jawa Tengah Negara Indonesia, saya bekerja sebagai karyawan di pabrik garment, istri saya memiliki usaha pembuatan minuman Kesehatan Tradisional dari bahan Herbal, dan saya ingin usaha ini berkembang. sehingga saya ingin menjadi pengusaha di kemudian hari. dan dapat mencukupi kebutuhan pendidikan anak saya hingga level sarjana.
My Business
Saya mendapat gaji sebagai karyawan pabrik sebesar Rp.3.000.000, dan penghasilan dari istri saya dari minuman kesehatan herbal Tradisional dan selama ini setelah ada bantuan dari Zidisha adalah Rp. 2.000.000. (USD.150) / dalam 1 bulan. meningkat 100% dari Tahun Kemarin. dan kita kembangkan produk ke Juice Buah-buahan dan Sayuran. untuk itu saya yakin bisnis ini dapat berkembang, jika saya memiliki alat pengolahan yg lebih baik, sehingga dapat produksi lebih banyak. karena kami saat ini terkendala dengan keterbatasan mesin untuk Penyimpanan Bahan Baku dan Hasil Produksi.
selama ini kami menjual produk kami ke kantin sekolah, kantin rumah sakit, dan sebagainya. Banyak Customer kami yang puas, karena kami tidak menggunakan bahan kimia, tetapi menggunakan bahan Alami, dan mereka merasakan manfaat langsung dalam kesehatan mereka akibat menggunakan Produk kami
untuk perkiraan keuntungan dari setiap produk yang kami jual adalah sekitar 30% dari Harga Pokok.
Loan Proposal
Saya ingin menambah kapasitas Produksi saya, sehingga saya membutuhkan tempat untuk Stock Bahan Baku dan Hasil Produksi Saya. harga Chest Freezer ini adalah USD300.dengan hal ini, saya dapat meningkatkan hasil produksi tanpa takut adanya kebusukan dalam menyimpan bahan, sehingga saya dapat menekan Sampah Produksi, dan dapat melayani permintaan dengan lebih banyak lagi. mengingat saat ini, bisnis kami pun sudah melayani Reseller Juga
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$307.00
Date disbursed
Oct 13, 2017
Repayment status
Late
Projected term
6 months
Other loans
Lenders
North Carolina, United States
United States
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$163.71
Amount remaining
$142.58
Expected completion
Aug 8, 2021
Status
Repaying late
Installment amount
$8.75
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 22, 2017 | $6.13 | Oct 20, 2017 | $6.13 |
| Oct 29, 2017 | $6.13 | Oct 20, 2017 | $6.13 |
| Nov 5, 2017 | $6.13 | Oct 31, 2017 | $6.13 |
| Nov 12, 2017 | $6.13 | Oct 31, 2017 | $6.13 |
| Nov 19, 2017 | $6.13 | Nov 19, 2017 | $6.13 |
| Nov 26, 2017 | $6.13 | Nov 19, 2017 | $6.13 |
| Dec 3, 2017 | $6.13 | Dec 3, 2017 | $6.13 |
| Dec 10, 2017 | $6.13 | Dec 3, 2017 | $6.13 |
| Dec 17, 2017 | $6.13 | Jan 1, 2018 | $6.13 |
| Dec 24, 2017 | $6.13 | Jan 1, 2018 | $6.13 |
| Dec 31, 2017 | $6.13 | Jan 19, 2018 | $6.13 |
| Jan 7, 2018 | $6.13 | Jan 19, 2018 | $6.13 |
| Jan 14, 2018 | $6.13 | Feb 3, 2018 | $6.13 |
| Jan 21, 2018 | $6.13 | Feb 3, 2018 | $6.13 |
| Jan 28, 2018 | $3.52 | Feb 28, 2018 | $3.52 |
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $6.13 | Feb 28, 2018 | $6.13 |
| Sep 30, 2018 | $6.13 | Feb 28, 2018 | $2.60 |
| Sep 18, 2019 | $1.23 | ||
| Sep 18, 2019 | $2.30 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.00 | ||
| Nov 4, 2018 | $0.00 | ||
| Nov 11, 2018 | $0.00 | ||
| Nov 18, 2018 | $0.00 | ||
| Nov 25, 2018 | $0.00 | ||
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $0.00 | ||
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.00 | ||
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $0.00 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $0.00 | ||
| Mar 3, 2019 | $0.00 | ||
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.00 | ||
| Mar 24, 2019 | $0.00 | ||
| Mar 31, 2019 | $0.00 | ||
| Apr 7, 2019 | $0.00 | ||
| Apr 14, 2019 | $0.00 | ||
| Apr 21, 2019 | $0.00 | ||
| Apr 28, 2019 | $0.00 | ||
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $0.00 | ||
| Jun 2, 2019 | $0.00 | ||
| Jun 9, 2019 | $0.00 | ||
| Jun 16, 2019 | $0.00 | ||
| Jun 23, 2019 | $0.00 | ||
| Jun 30, 2019 | $0.00 | ||
| Jul 7, 2019 | $0.00 | ||
| Jul 14, 2019 | $0.00 | ||
| Jul 21, 2019 | $0.00 | ||
| Jul 28, 2019 | $0.00 | ||
| Aug 4, 2019 | $0.00 | ||
| Aug 11, 2019 | $0.00 | ||
| Aug 18, 2019 | $0.00 | ||
| Aug 25, 2019 | $0.00 | ||
| Sep 1, 2019 | $0.00 | ||
| Sep 8, 2019 | $0.00 | ||
| Sep 15, 2019 | $0.00 | ||
| Sep 22, 2019 | $0.77 | Sep 22, 2019 | $0.77 |
| Sep 29, 2019 | $0.77 | Sep 22, 2019 | $0.46 |
| Sep 30, 2019 | $0.31 | ||
| Oct 6, 2019 | $0.77 | Sep 30, 2019 | $0.77 |
| Oct 13, 2019 | $0.77 | Sep 30, 2019 | $0.15 |
| Oct 7, 2019 | $0.61 | ||
| Oct 20, 2019 | $0.77 | Oct 7, 2019 | $0.61 |
| Oct 12, 2019 | $0.15 | ||
| Oct 27, 2019 | $6.13 | Oct 12, 2019 | $1.07 |
| Oct 30, 2019 | $1.23 | ||
| Nov 5, 2019 | $1.53 | ||
| Nov 14, 2019 | $1.23 | ||
| Nov 23, 2019 | $1.07 | ||
| Nov 3, 2019 | $0.15 | Nov 23, 2019 | $0.15 |
| Nov 10, 2019 | $0.00 | ||
| Nov 17, 2019 | $0.00 | ||
| Nov 24, 2019 | $0.77 | Nov 23, 2019 | $0.77 |
| Dec 1, 2019 | $0.77 | Nov 23, 2019 | $0.46 |
| Dec 3, 2019 | $0.31 | ||
| Dec 8, 2019 | $0.77 | Dec 3, 2019 | $0.77 |
| Dec 15, 2019 | $0.77 | Dec 3, 2019 | $0.15 |
| Dec 17, 2019 | $0.61 | ||
| Dec 22, 2019 | $0.77 | Dec 17, 2019 | $0.61 |
| Dec 17, 2019 | $0.15 | ||
| Dec 29, 2019 | $3.52 | Dec 17, 2019 | $1.07 |
| Jan 7, 2020 | $1.23 | ||
| Jan 12, 2020 | $1.23 | ||
| Jan 5, 2020 | $0.00 | ||
| Jan 12, 2020 | $0.77 | Jan 21, 2020 | $0.77 |
| Jan 19, 2020 | $0.77 | Jan 21, 2020 | $0.77 |
| Jan 26, 2020 | $0.77 | Jan 28, 2020 | $0.77 |
| Feb 2, 2020 | $0.77 | Jan 28, 2020 | $0.46 |
| Feb 6, 2020 | $0.31 | ||
| Feb 9, 2020 | $0.77 | Feb 6, 2020 | $0.77 |
| Feb 16, 2020 | $0.15 | Feb 6, 2020 | $0.15 |
| Feb 23, 2020 | $0.77 | Feb 14, 2020 | $0.77 |
| Mar 1, 2020 | $0.77 | Feb 14, 2020 | $0.46 |
| Feb 25, 2020 | $0.31 | ||
| Mar 8, 2020 | $0.77 | Feb 25, 2020 | $0.77 |
| Mar 15, 2020 | $0.77 | Feb 25, 2020 | $0.15 |
| Mar 13, 2020 | $0.61 | ||
| Mar 22, 2020 | $0.77 | Mar 13, 2020 | $0.61 |
| Mar 31, 2020 | $0.15 | ||
| Mar 29, 2020 | $1.07 | Mar 31, 2020 | $1.07 |
| Apr 5, 2020 | $0.77 | Apr 30, 2020 | $0.77 |
| Apr 12, 2020 | $0.77 | Apr 30, 2020 | $0.46 |
| Apr 30, 2020 | $0.31 | ||
| Apr 19, 2020 | $0.77 | Apr 30, 2020 | $0.77 |
| Apr 26, 2020 | $0.77 | Apr 30, 2020 | $0.77 |
| May 3, 2020 | $0.77 | May 9, 2020 | $0.77 |
| May 10, 2020 | $0.77 | May 9, 2020 | $0.77 |
| May 22, 2020 | $0.00 | ||
| May 17, 2020 | $0.77 | May 22, 2020 | $0.77 |
| May 24, 2020 | $0.77 | May 22, 2020 | $0.77 |
| May 31, 2020 | $0.77 | Jun 4, 2020 | $0.77 |
| Jun 7, 2020 | $0.77 | Jun 4, 2020 | $0.77 |
| Jun 14, 2020 | $0.77 | Jun 25, 2020 | $0.77 |
| Jun 21, 2020 | $0.77 | Jun 25, 2020 | $0.77 |
| Jun 28, 2020 | $0.77 | Jul 6, 2020 | $0.77 |
| Jul 5, 2020 | $0.77 | Jul 6, 2020 | $0.77 |
| Jul 12, 2020 | $0.77 | Jul 28, 2020 | $0.77 |
| Jul 19, 2020 | $0.77 | Jul 28, 2020 | $0.77 |
| Jul 26, 2020 | $0.77 | Jul 28, 2020 | $0.77 |
| Aug 2, 2020 | $0.77 | Oct 6, 2020 | $0.77 |
| Aug 9, 2020 | $0.77 | Oct 6, 2020 | $0.77 |
| Aug 16, 2020 | $0.00 | ||
| Aug 23, 2020 | $0.00 | ||
| Aug 30, 2020 | $0.00 | ||
| Sep 6, 2020 | $0.00 | ||
| Sep 13, 2020 | $0.00 | ||
| Sep 20, 2020 | $0.00 | ||
| Sep 27, 2020 | $0.00 | ||
| Oct 4, 2020 | $0.00 | ||
| Oct 11, 2020 | $1.53 | Oct 18, 2020 | $1.53 |
| Oct 18, 2020 | $0.77 | Oct 29, 2020 | $0.77 |
| Oct 25, 2020 | $0.77 | Oct 29, 2020 | $0.77 |
| Nov 1, 2020 | $0.77 | Nov 8, 2020 | $0.77 |
| Nov 8, 2020 | $0.77 | Nov 8, 2020 | $0.77 |
| Nov 26, 2020 | $0.00 | ||
| Nov 15, 2020 | $0.77 | Nov 26, 2020 | $0.77 |
| Nov 22, 2020 | $0.77 | Nov 26, 2020 | $0.77 |
| Nov 29, 2020 | $0.77 | Dec 8, 2020 | $0.77 |
| Dec 6, 2020 | $0.77 | Dec 8, 2020 | $0.77 |
| Dec 13, 2020 | $0.77 | Dec 15, 2020 | $0.77 |
| Dec 20, 2020 | $0.77 | Dec 15, 2020 | $0.77 |
| Dec 27, 2020 | $0.77 | Jan 12, 2021 | $0.77 |
| Jan 3, 2021 | $3.68 | Jan 12, 2021 | $0.77 |
| Feb 8, 2021 | $1.53 | ||
| Feb 19, 2021 | $1.38 | ||
| Jan 10, 2021 | $0.00 | ||
| Jan 17, 2021 | $0.00 | ||
| Jan 24, 2021 | $0.00 | ||
| Jan 31, 2021 | $0.00 | ||
| Feb 7, 2021 | $0.00 | ||
| Feb 14, 2021 | $3.06 | Feb 25, 2021 | $1.53 |
| Mar 20, 2021 | $1.53 | ||
| Feb 21, 2021 | $0.00 | ||
| Feb 28, 2021 | $0.00 | ||
| Mar 7, 2021 | $0.00 | ||
| Mar 14, 2021 | $8.75 | Apr 21, 2021 | $1.53 |
| May 8, 2021 | $1.53 | ||
| Jul 5, 2021 | $1.53 | ||
| Mar 21, 2021 | $8.75 | ||
| Mar 28, 2021 | $8.75 | ||
| Apr 4, 2021 | $8.75 | ||
| Apr 11, 2021 | $8.75 | ||
| Apr 18, 2021 | $6.13 | ||
| Apr 25, 2021 | $6.13 | ||
| May 2, 2021 | $6.13 | ||
| May 9, 2021 | $6.13 | ||
| May 16, 2021 | $6.13 | ||
| May 23, 2021 | $6.13 | ||
| May 30, 2021 | $6.13 | ||
| Jun 6, 2021 | $6.13 | ||
| Jun 13, 2021 | $6.13 | ||
| Jun 20, 2021 | $6.13 | ||
| Jun 27, 2021 | $6.13 | ||
| Jul 4, 2021 | $6.13 | ||
| Jul 11, 2021 | $6.13 | ||
| Jul 18, 2021 | $6.13 | ||
| Jul 25, 2021 | $6.13 | ||
| Aug 1, 2021 | $6.13 | ||
| Aug 8, 2021 | $5.40 | ||
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