Tuition to go back to university

Julie

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Julie

Member since

March 2014

On-time repayments

229 installments  •  28%

About Me

I am married with one kid who is in baby class. I attended kenyatta university for two years and then differed because of financial constraints. I was taking bachelor of education, arts, which i hope to complete in the future. I am a devout christian, in fact i am a sunday school teacher at my church. I also do charity works especially with childrens home.

My Business

I make hand woven mats using canvas and thick threads. It takes me two days to complete a door mat. The materials of a door mat cost ksh 1500 and i sell it for ksh 2000-3000. I make atleast ksh 500 for every mat i make and it increases with the size. I lack the capital to buy materials for bigger mats. Customers also usually shy away from giving me deposit since i do not have a shop and operate from my house . Most of them also prefer ready made mats rather than waiting. I also hope to own a shop where customers will be able to come and visit.
I also help a friend in her salon and get a daily allowance of ksh 300. If granted the loan i will pay back using my daily allowance savings and the sales i will be making.

Loan Proposal

I had call off my education for lack of fnances. I would now like to resume my studies in September and i am requesting you to help me raise the money. I will pay back from my small business and from the allowance i get from my husband. I also thank you for having finances my first two loans. Thank you.

Feedback

4

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$188.00

Date disbursed

Aug 16, 2015

Repayment status

On Time

Projected term

9 months

Lenders

O

Oxfall

Gothenburg, Sweden

B

blahblah

Nuernberg, Germany

Krtecek

Balzers, Liechtenstein

M

Mårten

Inden, Switzerland

H

halisi

assenede, Belgium

T

Taupe

Balzers, Liechtenstein

Generaal

Antwerp, Belgium

Landerson

Edinburgh, United Kingdom

SK

Stefan Kruell

Muenster, Germany

S

Selloman

Geesthacht, Germany

Rosario von Li

San Jose, Ca, United States

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  • Wilfred Njiri    May 29, 2017

    I have just called Julie, her business has been a bit slow but gradually recovering, she will update her payments this week.

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  • Wilfred Njiri    Dec 9, 2016

    I talked to Julie, she had a sick baby but she is preparing to pay her loan.

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  • Julie    Sep 16, 2016

    I am really struggling to raise money at the moment being that i went back to school and now i am on full time attachment with no pay. I am greatful for helping raise my fees but regret the fact that i can't keep up with the ontime repayment. The small business i had I've got no faithful person to help me run them so so far I've closed them dowm. I'm now fully depending on my husband until i graduate in December. I hope to come back on my feet in January and be able to pay back. I'm really sorry for the inconvenience caused.

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  • Wilfred Njiri    May 13, 2016

    Julie's phone is out of reach, But will follow up to see if her phone goes through.

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  • Julie    Apr 11, 2016

    I have really had a hard time this year and the worst is i lost my phone too with some money due to theft. I am trying to request zidisha if i can change the number i use for repayment since i got a new one. For the time being i am trying to renew the previous one but still i do not have a phone for communication, i am really sorry for the inconvenience caused

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  • Wilfred Njiri    Mar 11, 2016

    Julie's phone is always out of reach, But will follow up to see if her phone goes through.

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  • Julie    Feb 4, 2016

    i have really had hard time trying to complete my fees since i had to pay the kes 10000 deposit fee. since i had to look for other sources to complete my fees, i could not make my payments on time. now that i have completed my fees i will try to pay back on time. am sorry for any inconveniences caused by this

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  • Wilfred Njiri    Jan 23, 2016

    I have tried to call Jullie regarding her late loan repayment but her phone is always out of reach, I hope she will communicate soon.

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  • Julie    Jan 1, 2016

    I am grateful for your support lenders and zidisha team. Thanks for the funds and hope my current loan will be cimpleted soon.

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  • Marielle    Jan 1, 2016

    Happy New Year Julie, I hope this small amount helps you achieve your dreams. All the best in the year ahead!

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  • Julie    Dec 28, 2015

    I am very grateful for the loand i have been receiving from you lenders that has really changed my life for the better. I don't know how to show my gratitude apart from paying back on time. Thanks

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  • Julie    Sep 9, 2015

    this is the first week of reporting to school and thus i need to pay my school fees and my daughter's too. i would like to request you to allow me reduce the installment amount to be able to pay the fee then will increase the amount later after comfortably completing the school fees. thank you very much lenders.

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  • MichaelOsburg    Aug 29, 2015

    Thanks for the regular posts. I wish you lots of success with your business at hand as well as your studies. Above all, keep your head and your heart in the right place. :)

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  • Julie    Aug 14, 2015

    I thank you lenders for your support and funds and i hope to continue with my studies.

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  • Julie    Aug 11, 2015

    I had taken my previous loan to start a chicken business but i had many challenges because i was in Nairobi and i had established the business upcountry. However, i am very greatful because i still make mats and also help my friend at the salon. I was able to get a little profit from the chicken but not as much as i expected. I am still hoping it will pick up.

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  • Julie    Aug 10, 2015

    I have gotten a good sale on my mats and would like to reduce the interest too.

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  • Julie    Dec 20, 2014

    I would like to reschedule my loan repayments since i would like to maintain my on time repayment but due increased responsibility and business going down, i have really lagged behind. I hope that with reducing the amount i will pay back on time. I apologize for any inconviniences caused to the lenders and greatful too for your help and patience.

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  • Julie    Oct 1, 2014

    business is really dragging and economy harsh but i will keep time with the repayments. i thank all of you lenders for your goodness.

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    • Landerson    Oct 13, 2014

      Hi Julie,

      sorry for my delay in replying to you - Hope you are doing well. Hope business picks up for you soon. Have a good week x

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  • Julie    Sep 6, 2014

    I had to help my parent complete my younger sisters school fees for third term and thus was unable to make my weekly installment on time. Schools were being opened this week and the students couldn't be allowed back with any outstanding fees. I am very sorry for any inconviniences to the lenders and i promise to try catching up to catch up with the schedule .thank you.

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